Welcome to our dedicated page for Pcb Bancorp SEC filings (Ticker: PCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
PCB Bancorp (NASDAQ: PCB) files reports with the U.S. Securities and Exchange Commission as a California-based bank holding company for PCB Bank. On this page, you can review its SEC filings, including Form 8-K reports that describe material events such as quarterly earnings releases, dividend declarations, investor presentations, and amendments or extensions to its stock repurchase program. These filings identify PCB Bancorp’s status as a California corporation, provide its Commission File Number, and list Los Angeles, California as the location of its principal offices.
In its Form 8-K filings, PCB Bancorp reports unaudited results for specific quarters under Item 2.02, including net income available to common shareholders, net interest income, noninterest income, and key performance ratios. Under Item 8.01, the company discloses board actions such as the declaration of quarterly cash dividends on common stock and details of its stock repurchase program, including authorization levels, shares repurchased and retired, and remaining capacity. The filings also describe the potential use of a Rule 10b5-1 trading plan administered by an independent broker to facilitate repurchases within price, volume, and timing parameters.
Some filings include Regulation FD disclosures under Item 7.01, attaching investor presentations that may be used in discussions with investors. PCB Bancorp has also filed an 8-K describing a Nasdaq notice related to a late Form 10-Q filing, explaining that the notice affected its compliance status with Nasdaq’s periodic reporting rule but had no immediate impact on the listing or trading of its shares, and outlining the timeframe provided to submit a compliance plan.
Stock Titan’s SEC filings page for PCB Bancorp provides real-time access to these EDGAR-sourced documents along with AI-powered summaries. AI-generated overviews help explain the significance of each filing, highlight key figures and board actions, and make it easier to understand complex regulatory language. Users can quickly scan Form 8-K items related to earnings, dividends, stock repurchases, and disclosure matters, and use the platform to monitor how PCB Bancorp communicates financial results, capital management decisions, and listing compliance developments through its official SEC submissions.
PCB Bancorp reported stronger first-quarter 2026 results with net income available to common shareholders of $10.6 million, or $0.74 per diluted share, up from $9.1 million ($0.64) in the prior quarter and $7.7 million ($0.53) a year earlier.
Net interest income rose to $26.8 million and net interest margin improved to 3.36%, while provision for credit losses fell to $467 thousand. Noninterest income grew 32.6% year over year, led by higher gains on SBA loan sales. Total assets reached $3.40 billion, loans held-for-investment were $2.87 billion, and deposits were $2.89 billion.
Asset quality remained solid, with non-performing assets at $9.3 million, or 0.27% of total assets, and the allowance for credit losses on loans at 1.18% of loans held-for-investment. Capital ratios stayed well above regulatory “well-capitalized” levels and tangible common equity per share was $23.02.
The board declared a $0.22 quarterly cash dividend per common share, payable on or about May 15, 2026, to shareholders of record on May 8, 2026, continuing the company’s pattern of returning capital while growing earnings and balance sheet.
PCB Bancorp reported stronger first-quarter 2026 results with net income available to common shareholders of $10.6 million, or $0.74 per diluted share, up from $9.1 million ($0.64) in the prior quarter and $7.7 million ($0.53) a year earlier.
Net interest income rose to $26.8 million and net interest margin improved to 3.36%, while provision for credit losses fell to $467 thousand. Noninterest income grew 32.6% year over year, led by higher gains on SBA loan sales. Total assets reached $3.40 billion, loans held-for-investment were $2.87 billion, and deposits were $2.89 billion.
Asset quality remained solid, with non-performing assets at $9.3 million, or 0.27% of total assets, and the allowance for credit losses on loans at 1.18% of loans held-for-investment. Capital ratios stayed well above regulatory “well-capitalized” levels and tangible common equity per share was $23.02.
The board declared a $0.22 quarterly cash dividend per common share, payable on or about May 15, 2026, to shareholders of record on May 8, 2026, continuing the company’s pattern of returning capital while growing earnings and balance sheet.
PCB Bancorp is asking shareholders to vote at its May 27, 2026 annual meeting while highlighting a strong 2025. The bank generated $37.5 million in net income, or $2.58 per diluted share, on record net interest income of $104 million.
Total assets reached $3.28 billion, with loans up 7.5% to $2.83 billion and deposits up 6.9% to $2.80 billion. Credit quality remained solid with non-performing assets at 0.24% of total assets and 2025 return on average tangible common equity of 12.07%; tangible book value per share rose to $22.55.
The company raised its quarterly dividend from $0.18 to $0.22 per share over 2025–early 2026 and repurchased about 358,251 shares for $7.1 millionCrowe LLP as auditor, with a majority-independent board overseeing audit, compensation, and governance.
PCB Bancorp files its annual report describing a growing Korean‑American focused community bank operating 15 full‑service branches across California, New York, New Jersey, Texas and Georgia, plus SBA loan originators in Washington. The bank offers a broad mix of commercial real estate, commercial and industrial, and consumer lending.
Loans held‑for‑investment were $2,820,400 thousand at December 31, 2025, up from $2,629,387 thousand, with 67.5% in commercial real estate and 18.0% in commercial and industrial loans. Loans held‑for‑sale totaled $12,077 thousand. As of June 30, 2025, non‑affiliate market value of common stock was about $225.1 million, and 14,225,579 shares were outstanding as of February 28, 2026.
Total deposits were $2.80 billion at December 31, 2025, with core deposits representing 64.6% and wholesale deposits 12.2% of total deposits; the average cost of deposits was 3.33% in 2025. The bank had overnight FHLB advances of $34.0 million and additional FHLB borrowing capacity of $840.6 million, plus unused fed funds capacity of $65.0 million.
Management highlights a conservative credit culture, centralized SBA lending, active interest‑rate and liquidity management, and detailed regulatory capital and risk governance. Commercial real estate loans equaled 307.7% of total risk‑based capital under regulatory definitions, and net interest income is modeled as positively sensitive to rising rates and negatively sensitive to falling rates.
PCB Bancorp director and 10% owner Sang Young Lee, through a family trust, bought additional PCB common stock in open-market transactions. The trust purchased 7,500 shares at $22.25 per share on March 5, 2026 and 1,090 shares at $21.75 on March 6, 2026, increasing indirect holdings to 1,601,551 shares.
PCB Bancorp director and 10% owner Sang Young Lee reported additional insider buying through a family trust. On March 3–4, 2026, the family trust purchased a total of 2,092 shares of PCB Bancorp common stock in open-market transactions at prices of $22.00 and $22.75 per share. Following these purchases, the trust’s indirect holdings reported for Lee increased to 1,592,961 shares of common stock.
PCB Bancorp director and 10% owner Sang Young Lee reported open-market purchases of PCB common stock through a family trust. On 2026-02-27, the trust bought a total of 3,027 shares in four transactions at prices around $22.35–$22.45 per share, modestly increasing Lee’s indirect ownership stake.
PCB Bancorp director and 10% owner Sang Young Lee reported insider purchases of common stock. On February 23, 2026, a family trust associated with Lee bought 5,000 shares in open-market transactions at prices between $22.45 and $22.50 per share, bringing its holdings to 1,587,842 shares.
PCB Bancorp filed a current report describing several shareholder updates. The company issued a press release with its unaudited results for the fourth quarter of 2025 and provided an investor presentation that management may use in future discussions with investors.
The Board of Directors also declared a quarterly cash dividend of $0.22 per common share on January 28, 2026. This dividend is scheduled to be paid on or about February 20, 2026 to shareholders of record as of the close of business on February 13, 2026.
PCB Bancorp filed a current report describing several shareholder updates. The company issued a press release with its unaudited results for the fourth quarter of 2025 and provided an investor presentation that management may use in future discussions with investors.
The Board of Directors also declared a quarterly cash dividend of $0.22 per common share on January 28, 2026. This dividend is scheduled to be paid on or about February 20, 2026 to shareholders of record as of the close of business on February 13, 2026.
PCB Bancorp reported stronger results for the quarter ended September 30, 2025. Net income rose to $11.4 million from $7.8 million a year ago, and basic EPS increased to $0.79 (diluted $0.78). Net interest income improved to $27.0 million from $22.7 million, helped by higher loan yields and other interest-earning assets. The company recorded a $0.4 million reversal of credit losses in the quarter.
Noninterest income grew to $3.4 million, driven by higher loan sale gains, while noninterest expense was broadly stable at $14.9 million. On the balance sheet, deposits increased to $2.91 billion from $2.62 billion at year-end, and cash and equivalents expanded to $369.5 million. Net loans held-for-investment reached $2.72 billion, with the allowance for credit losses at $33.0 million. Shareholders’ equity improved to $384.5 million, and accumulated other comprehensive loss narrowed.
The company declared common dividends of $0.20 per share in the quarter and repurchased 106,463 shares. Shares outstanding were 14,260,754 as of October 31, 2025.