Welcome to our dedicated page for Oxbridge Re Hldgs SEC filings (Ticker: OXBR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Oxbridge Re Holdings Limited filings document its tokenized reinsurance offerings, property-and-casualty reinsurance operations, capital structure and governance. Form 8-K reports cover operating results, SurancePlus participation shares represented by digital tokens, collateralized reinsurance contract funding, and material financing arrangements such as promissory notes and related security agreements.
Registration and capital-market disclosures address ordinary share sales under a Form S-3 shelf and equity distribution arrangements, while cover-page data identifies the company’s Nasdaq-listed ordinary shares and warrants. Proxy filings describe annual meeting matters, director elections, auditor ratification and shareholder voting procedures for the Cayman Islands holding company.
Oxbridge Re Holdings Limited reported Q1 2026 results highlighting progress in its tokenized reinsurance platform and a return to profitability. Net premiums earned were $555,000, down slightly from $595,000 a year earlier, and total revenue was $623,000 versus $692,000 in Q1 2025.
Net income attributable to ordinary shareholders was $22,000, compared with a net loss of $139,000 in the prior-year quarter, as a smaller share of underwriting income was allocated to tokenholders and unrealized losses on investments declined. Expenses rose modestly to $583,000, mainly from higher professional costs tied to investor relations and its Web3 subsidiary.
The loss ratio remained at 0%, but the expense and combined ratios increased to 105% from 95.8%. As of March 31, 2026, cash and restricted cash totaled $8.19 million, supporting ongoing SurancePlus tokenized reinsurance offerings and new initiatives in areas such as tokenized data center and AI infrastructure revenue streams.
Oxbridge Re Holdings Limited reported Q1 2026 net income of $22,000 attributable to ordinary shareholders, compared with a net loss of $139,000 in Q1 2025. Basic and diluted earnings per share were approximately breakeven versus a $(0.02) loss per share a year earlier.
Total revenue was $623,000, down modestly from $692,000, as net premiums earned slipped to $555,000 and investment income to $68,000. Expenses were broadly stable at $583,000. Cash and restricted cash rose to $8.19 million, aided by a new $1.0 million loan and prior tokenized reinsurance offerings through SurancePlus.
Oxbridge Re Holdings has called its Annual General Meeting for June 12, 2026 in Grand Cayman. Shareholders will vote on re‑electing five directors, ratifying Hacker, Johnson & Smith, P.A. as auditor for 2026, and approving a non‑binding "say‑on‑pay" resolution for named executive officers.
Holders of 8,101,374 ordinary shares as of April 15, 2026 get one vote per share, subject to a 9.9% voting cap that can reallocate voting power among other investors. The board recommends voting FOR all three proposals.
The proxy details governance structures, including three fully independent committees and an insider‑trading and clawback policy. It outlines 2025 compensation for CEO Jay Madhu and CFO Wrendon Timothy, including base salaries, cash bonuses tied to 2024 performance, and equity awards, along with new employment agreements effective through 2028.
Oxbridge Re Holdings investors filed an amended Schedule 13D reporting updated ownership and a recent share sale. Allan S. Martin beneficially owns 760,960 ordinary shares, or 9.3% of the class, through direct holdings, joint holdings with his wife, warrants, and Fleur de Lis Partners, LLLP interests. Marie B. Martin reports 222,731 shares, or 2.8%, including trust and warrant holdings. Fleur de Lis Partners, LLLP reports 317,770 shares, or 4.0%. The Allan S Martin Childrens IRRV Trust reports 17,332 shares. On April 16, 2026, Allan S. Martin disposed of 32,911 shares at $0.6848 per share. The filing states all shares and warrants were acquired for investment purposes using personal funds.
Oxbridge Re Holdings Ltd large shareholder Allan S. Martin reported gifting ordinary shares rather than trading them in the market. On April 16, 2026, he made bona fide gifts totaling 135,134 ordinary shares, including 32,911 shares from his directly held joint position and 102,223 shares from an entity associated with the Martin Family Foundation.
After these gifts, Martin still directly holds 183,892 ordinary shares jointly with his spouse and indirectly holds 68,770 ordinary shares through Fleur de Lis Partners, LLLP. The filing notes he has voting and investment power over the Fleur de Lis position but disclaims beneficial ownership of those indirect holdings except to the extent of his pecuniary interest.
Oxbridge Re Holdings Limited filed Amendment No. 1 to its annual report for the year ended December 31, 2025 to add Part III information normally included in a proxy statement and to update its exhibit list. The amendment details board composition, committee structures, director independence, executive pay, equity awards, related‑party reinsurance, and auditor fees. It does not update or change previously reported 2025 financial results and must be read together with the original annual report.
Oxbridge Re Holdings Limited reported results for the quarter and year ended December 31, 2025, highlighting its tokenized reinsurance platform and the impact of Hurricane Milton.
For Q4 2025, net income attributable to ordinary shareholders was $120,000, or $0.02 per share, compared with a net loss of $460,000, or ($0.05) per share, in Q4 2024. For full-year 2025, the company recorded a net loss of $2.08 million, an improvement from a $2.73 million net loss in 2024.
Net premiums earned were approximately $2.3 million in both 2025 and 2024, but the loss ratio rose to 119.9% and the combined ratio to 264.1% in 2025 due to losses on reinsurance contracts affected by Hurricane Milton and sharply higher expenses. The SurancePlus tokenized reinsurance offerings continued to perform strongly, with the Balanced Yield Token now anticipated to return 25% and the High Yield Token tracking its 42% target, while management pursues platform expansion, new blockchain partnerships, and potential tokenization of additional cash-generating assets such as data centre revenues.
Oxbridge Re Holdings Limited, a Cayman Islands specialty property and casualty reinsurer, files its annual report describing 2025 operations and strategy. The company focuses on fully collateralized catastrophe reinsurance for Gulf Coast insurers, especially Florida, written mainly through its subsidiaries Oxbridge Reinsurance Limited and Oxbridge Re NS.
Alongside traditional reinsurance, Oxbridge Re is building a Web3 tokenization platform via SurancePlus, issuing tokenized reinsurance securities such as DeltaCat Re, EpsilonCat Re, ZetaCat Re, EtaCat Re and the T42:2027 and T20:2027 series. The filing also notes a $1,000,000 secured promissory note at 16% interest used for working capital, and highlights extensive regulatory, capital, climate, operational, and tokenization-related risks.
Oxbridge Re Holdings Limited entered into a short-term financing agreement, borrowing $1,000,000 from Real World Digital Assets LLC under a secured promissory note. The note matures in six months, with principal and interest due on August 14, 2026, and bears a high interest rate of 16% per year.
If the company defaults, the interest rate increases to 36% per year, or the maximum allowed by law. The loan can be repaid early without penalty, and is secured by a lien on substantially all of the company’s assets. Oxbridge Re plans to use the funds for working capital and general corporate purposes.