STOCK TITAN

OwlTing Group (NASDAQ: OWLS) adds 20+ OwlPay Harbor enterprise clients

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
6-K

Rhea-AI Filing Summary

OBOOK Holdings Inc., operating as OwlTing Group, used this report to highlight Q1 2026 progress for its OwlPay Harbor digital currency settlement platform. The company signed and onboarded over 20 enterprise clients during the quarter.

Based on data provided by those clients, their existing annual payment volume exceeds USD $5 billion, illustrating the scale of flows that could eventually migrate onto OwlPay Harbor. The company stresses this figure reflects clients’ own business activity, not current OwlPay Harbor transaction volume, revenue, or a financial forecast.

OwlPay Harbor monetizes through transaction-based fees, with a current blended take rate of 25–35 basis points across settlement, FX, and embedded compliance services. OwlTing underlines its regulatory footprint, citing Money Transmitter Licenses or equivalents in 40 U.S. states, plus licenses in the European Union and Japan, positioning the platform as regulated cross-border digital currency infrastructure.

Positive

  • None.

Negative

  • None.

Insights

OwlTing shows early commercial traction for OwlPay Harbor, but revenue impact is still unquantified.

OwlTing is emphasizing client wins rather than current financial results. Onboarding over 20 enterprise clients whose existing businesses process more than USD $5 billion annually suggests meaningful potential volume for the OwlPay Harbor platform as those flows transition.

The economics use a blended take rate of 25–35 basis points across settlement, FX, and compliance services, which aligns with typical enterprise cross-border payment pricing. However, the company explicitly states this is not a revenue forecast and that actual economics depend on individual agreements and utilization.

Regulatory coverage—Money Transmitter Licenses or equivalents in 40 U.S. states as of March 2026, plus EU and Japan licenses—supports the infrastructure narrative for regulated digital currency settlement. The real financial significance will depend on how quickly client payment flows migrate onto OwlPay Harbor and the resulting realized volumes, which are not quantified here.

Client annual payment volume USD $5 billion+ Aggregate existing annual payment volume of Q1 2026 enterprise clients
Blended take rate 25–35 basis points Current standard enterprise pricing across settlement, FX, compliance
Enterprise clients signed Over 20 clients Enterprise clients signed and onboarded to OwlPay Harbor in Q1 2026
U.S. state licenses 40 states Money Transmitter Licenses or equivalents as of March 2026
regulated digital currency settlement financial
"OwlPay Harbor’s accelerating monetization path as regulated digital currency settlement infrastructure"
A regulated digital currency settlement is the process of completing a payment or transfer using a digital form of money that is supervised by official rules and authorities. It matters to investors because it combines the speed and trackability of digital transfers with legal oversight—like sending a notarized electronic payment—reducing counterparty and compliance risk, improving transparency, and affecting how quickly funds become available and how secure transactions are.
Money Transmitter Licenses regulatory
"Backed by Money Transmitter Licenses or their equivalent in 40 U.S. states"
Money transmitter licenses are official permissions granted by government authorities that allow a business to legally transfer money between people or entities. They ensure that companies handling financial transactions follow rules designed to protect consumers and prevent fraud. For investors, these licenses are important because they demonstrate that a business operates within legal boundaries and adheres to financial safety standards.
Virtual Asset Service Provider license regulatory
"a Virtual Asset Service Provider license in the European Union"
A virtual asset service provider license is an official regulatory permission that lets a company legally offer services related to cryptocurrencies and other digital tokens, such as trading, custody, or transfers. For investors it signals that the firm follows government rules for anti-fraud, money laundering controls and consumer protections—similar to a driver’s license showing someone is authorized and checked to operate—reducing regulatory and operational risk.
Electronic Payment Intermediary Service Provider license regulatory
"an Electronic Payment Intermediary Service Provider license in Japan"
A license that authorizes a company to act as a regulated middleman for electronic payments — taking, routing and settling digital transfers between payers, merchants and banks. Think of it as official permission to run the plumbing and traffic control for online money flows; it matters to investors because holding the license opens revenue opportunities, reduces legal and operational risk, and can be a barrier to entry for competitors, affecting growth and valuation.
basis points financial
"The current blended take rate of 25 to 35 basis points across settlement, FX, and embedded compliance services"
Basis points are a way to measure small changes in interest rates or percentages, where one basis point equals 0.01%. For example, if a loan's interest rate increases by 50 basis points, it's gone up by 0.50%. They help people understand tiny differences in rates that can add up over time, making financial comparisons clearer.
stablecoin economy financial
"to empower global businesses to operate confidently in the expanding stablecoin economy"

 

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON D.C. 20549

FORM 6-K

 

 

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

OF THE SECURITIES EXCHANGE ACT OF 1934

March 2026

Commission File Number: 001-42858

OBOOK Holdings Inc.

 

9F., No. 28, Wencheng Rd., Beitou Dist.,

Taipei City 112, Taiwan,

Republic of China

+886-2-6610-0180

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F.

Form 20-F Form 40-F

 

TABLE OF CONTENTS

Exhibit 99.1

 

OwlTing Group (NASDAQ: OWLS) Reports Q1 2026 OwlPay Harbor Client Wins Representing More Than $5 Billion in Annual Payment Volume Across Their Existing Businesses

 

 

 

 


 

 

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

 

 

OBOOK Holdings Inc.

 

 

By:

/s/ Chun-Kai Wang

Name:

Chun-Kai Wang

Title:

Chairman and Chief Executive Officer

Date: March 31, 2026

 

 


EXHIBIT 99.1

img48003222_0.gif

 

OwlTing Group (NASDAQ: OWLS) Reports Q1 2026 OwlPay Harbor Client Wins Representing More Than $5 Billion in Annual Payment Volume Across Their Existing Businesses

First-quarter client wins across fintech, remittance, nonprofit, and cross-border B2B payments highlight OwlPay Harbor’s accelerating monetization path as regulated digital currency settlement infrastructure

 

img48003222_1.jpg

 

Arlington, Virginia, United States, March 31, 2026 – OwlTing Group (NASDAQ: OWLS) (“OwlTing” or the “Company”), the operating brand of OBOOK Holdings Inc., a global fintech company, today announced that during the first quarter of 2026 it signed and onboarded over 20 enterprise clients onto OwlPay Harbor1, including clients with executed agreements and others in active onboarding processes.

 


1 All money transmission services in the United States are provided by OwlTing USA, Inc. (NMLS ID: 2324336), a wholly owned subsidiary of OBOOK Holdings Inc.

 


EXHIBIT 99.1

img48003222_0.gif

 

Based on information provided by clients at the time of engagement, the aggregate annual payment volume represented by these clients across their existing businesses surpasses USD $5 billion. This figure refers to payment volume generated by these clients' own businesses, and does not represent transaction volume currently processed by OwlTing.2

 

These client additions reflect first-quarter 2026 activity only. The scale of enterprise activity now aligned with OwlPay Harbor as a settlement infrastructure partner reflects a meaningful step in OwlTing's transition into the activation and monetization phase, as outlined in the Company's interim financial results for the first half of 2025, the stage at which infrastructure capacity built during the Company's multi-year build-out begins converting into production client relationships and utilization-driven revenue. As OwlTing continues to sign enterprise clients and activate payment corridors in subsequent quarters, the associated revenue opportunity is expected to build cumulatively over time.

 


2 The USD $5 billion figure cited in this press release represents the aggregate estimated annual payment volume processed by enterprise clients onboarded onto, or actively engaged in formal onboarding processes with, OwlPay Harbor, across their own existing businesses, based on information provided by clients at the time of engagement. It reflects the scale of enterprise activity that has selected OwlPay Harbor as a settlement infrastructure partner. This figure does not represent transaction volume processed through OwlPay Harbor, guaranteed revenue to OwlTing Group, or a financial forecast of any kind. It should not be used to derive revenue projections or financial performance estimates.

 


EXHIBIT 99.1

img48003222_0.gif

 

The contracted client base spans a range of enterprise payment profiles. Named clients include Graph (Oval Technologies), a fintech platform enabling African businesses to settle cross-border B2B import payments from the United States; Dexpay, an Africa-focused fintech helping businesses and consumers on- and off-ramp international payments through regional telecom networks; and Hope for Haiti, a U.S.-based certified nonprofit delivering humanitarian aid with digital currency in Haiti in collaboration with the Stellar Development Foundation. Together with a broader group of remittance providers, fintech platforms, and cross-border B2B payment service providers, these clients represent active or onboarding payment corridors extending from the United States to Latin America, Africa, the Middle East, and the Asia-Pacific region.

 

“The breadth of this quarter's enterprise signings reflects both the infrastructure we have built and the demand we are seeing from the market,” said Darren Wang, Founder and CEO at OwlTing Group. “We believe regulated digital currency settlement is moving into the mainstream enterprise payment stack, and OwlPay Harbor is increasingly positioned to serve as a trusted infrastructure layer for that transition.”

 

 


EXHIBIT 99.1

img48003222_0.gif

 

OwlPay Harbor operates as a global digital currency payment infrastructure, enabling enterprise clients to convert fiat currency to regulated digital currency and settle cross-border transactions through major distributed ledger rails. The platform generally monetizes through transaction-based fees. The current blended take rate of 25 to 35 basis points across settlement, FX, and embedded compliance services3 is in line with global enterprise settlement benchmarks. The volume of payments already flowing through the businesses of the Company’s contracted clients illustrates the scale of revenue opportunity as those flows migrate onto OwlPay Harbor over time.

 

Backed by Money Transmitter Licenses or their equivalent in 40 U.S. states4, a Virtual Asset Service Provider license in the European Union, and an Electronic Payment Intermediary Service Provider license in Japan, OwlTing has established the regulatory footprint required to operate as a trusted, cross-border settlement layer for enterprises and financial institutions seeking regulated digital currency payment infrastructure at a global scale.

 

##

 


3 The stated blended take rate of 25 to 35 basis points reflects the Company's current standard enterprise pricing model across settlement, FX, and embedded compliance services, and is subject to change without notice. It does not constitute a commitment regarding future revenue, profitability, or transaction volume. Actual economics will vary based on individual client agreements, product mix, and platform utilization.

4 As of March 2026, OwlTing Group has obtained MTL licenses or their equivalent in 40 U.S. states and is applying for licenses in additional states. The Company has now expanded its regulatory footprint in 41 U.S. States. For a list of U.S. licenses obtained, please see https://www.owlting.com/owlpay/licenses?lang=en.

 


EXHIBIT 99.1

img48003222_0.gif

 

About OwlTing Group

OwlTing Group (NASDAQ: OWLS) is the operating brand of OBOOK Holdings Inc., a blockchain technology company founded in Taiwan, with subsidiaries in the United States, Japan, Poland, Singapore, Hong Kong, Thailand, and Malaysia. The Company operates a diversified ecosystem across payments, hospitality, and e-commerce. In 2025, according to CB Insights’ Stablecoin Market Map, OwlTing was ranked among the top 2 global players in the “Enterprise & B2B” category. The Company’s mission is to use blockchain technology to provide businesses with more reliable and transparent data management, to reinvent the global flow of funds for businesses and consumers, and to lead the digital transformation of business operations. To this end, the Company introduced OwlPay, a Web2 and Web3 hybrid payment solution, to empower global businesses to operate confidently in the expanding stablecoin economy. For more information, visit https://www.owlting.com/portal/?lang=en.
 

Forward-Looking Statements

This announcement contains forward-looking statements within the meaning of applicable securities laws. These statements relate to future events or the Company’s future financial or operating performance and involve known and unknown risks and uncertainties that may cause actual results to differ materially from those expressed or implied by such statements. Forward-looking statements can often be identified by words such as “may,” “will,” “expect,” “anticipate,” “plan,” “intend,” “believe,” “estimate,” or similar expressions. These forward-looking statements are based on the Company’s current expectations and assumptions and speak only as of the date of this announcement. The Company undertakes no obligation to update any forward-looking statements, except as required by law. Investors are cautioned not to place undue reliance on these statements and are encouraged to review the risk factors described in the Company’s filings with the U.S. Securities and Exchange Commission, including its most recent Form 10-K and Form 10-Q.

 

OwlTing Group Media Relations

pr_office@owlting.com

 

OwlTing Group Investor Relations

ir@owlting.com

 


FAQ

What did OwlTing Group (OWLS) announce about OwlPay Harbor in Q1 2026?

OwlTing reported signing and onboarding over 20 enterprise clients to OwlPay Harbor in Q1 2026. These clients span fintech, remittance, nonprofit, and cross-border B2B payments, marking a shift toward the platform’s activation and monetization phase as a regulated digital currency settlement infrastructure.

What is the $5 billion figure mentioned by OwlTing Group (OWLS)?

The USD $5 billion figure is the aggregate annual payment volume of new clients’ existing businesses. It reflects the scale of payments already flowing through those enterprises, not current OwlPay Harbor transaction volume, guaranteed revenue to OwlTing, or a financial forecast of any kind.

How does OwlPay Harbor generate revenue for OwlTing Group (OWLS)?

OwlPay Harbor generally monetizes through transaction-based fees. The company cites a current blended take rate of 25 to 35 basis points across settlement, foreign exchange, and embedded compliance services, with actual economics varying by client agreements, product mix, and platform utilization.

What regulatory licenses support OwlTing Group’s (OWLS) OwlPay Harbor platform?

OwlTing reports Money Transmitter Licenses or equivalents in 40 U.S. states. It also holds a Virtual Asset Service Provider license in the European Union and an Electronic Payment Intermediary Service Provider license in Japan, supporting its role as a regulated cross-border settlement layer.

Which types of clients did OwlTing Group (OWLS) add to OwlPay Harbor in Q1 2026?

New clients include fintech platforms, remittance providers, nonprofits, and cross-border B2B payment firms. Named examples are Graph (Oval Technologies), Dexpay, and Hope for Haiti, supporting payment corridors from the United States to Latin America, Africa, the Middle East, and Asia-Pacific.

What role does digital currency play in OwlTing Group’s (OWLS) OwlPay Harbor offering?

OwlPay Harbor is a global digital currency payment infrastructure for enterprises. It enables conversion of fiat currency to regulated digital currency and settlement over major distributed ledger rails, designed to support stablecoin-based cross-border payments with embedded compliance and FX services.

Filing Exhibits & Attachments

1 document