Welcome to our dedicated page for Onemain Hldgs SEC filings (Ticker: OMF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings for OneMain Holdings, Inc. (NYSE: OMF) provide detailed insight into its operations as a consumer finance company serving nonprime borrowers. Core filings such as annual reports on Form 10-K and quarterly reports on Form 10-Q describe the company’s Consumer and Insurance segment, its focus on personal loan origination, underwriting and servicing, and its main revenue source of net interest income. These reports also present information on interest income, interest expense, provisions for finance receivable losses, operating expenses, insurance policy benefits and claims, and other revenues.
Investors reviewing OMF filings will find extensive disclosure on credit performance, including delinquency ratios, net charge-offs, and changes in the allowance for finance receivable losses. Management discusses non-GAAP measures such as Consumer and Insurance adjusted pretax income, adjusted net income, adjusted earnings per diluted share, pretax capital generation, and capital generation, explaining how these measures are used to evaluate profitability and capital creation alongside GAAP metrics.
Current reports on Form 8-K are another important component of OneMain’s regulatory record. Recent 8-K filings describe material events such as quarterly earnings releases, dividend declarations, authorization of share repurchase programs, and multiple issuances of senior notes by OneMain Finance Corporation. These filings outline key terms of the notes, including maturity dates, interest rates, redemption provisions, guarantees by OneMain Holdings, Inc., and the relationship of the notes to other secured and unsecured obligations. Some 8-Ks also summarize underwriting agreements and the intended use of proceeds, such as repaying secured facilities, redeeming other notes, or funding general corporate purposes.
On this page, users can access OneMain’s 10-K and 10-Q reports, 8-K current reports, and other registered offerings, along with Form 4 and related insider transaction disclosures when available. AI-powered summaries help explain complex sections of these filings, highlight key changes from prior periods, and clarify topics such as segment performance, funding and liquidity, and capital generation metrics. Real-time updates from EDGAR ensure that new filings, including earnings-related 8-Ks and debt offering disclosures, appear promptly, while structured views of Forms 3, 4 and 5 make it easier to review insider activity and ownership changes.
By combining the full text of OneMain’s SEC filings with AI-generated explanations, this page is intended to make it simpler to understand how OMF reports its credit performance, capital structure, and strategic decisions over time.
OneMain Holdings, Inc. reported higher first-quarter 2026 earnings with stable but elevated credit costs. Net income rose to $226 million from $213 million a year earlier, and diluted earnings per share increased to $1.93 from $1.78 as average net receivables grew.
Net interest income after loan loss provisions increased to $600 million from $540 million, while other revenues edged up to $197 million. Net finance receivables reached $24.4 billion, and the net charge-off ratio ticked up to 8.41% from 8.16%, reflecting slightly higher credit losses alongside portfolio growth.
OneMain Holdings, Inc. reported stronger first quarter 2026 results, with pretax income of $296 million and net income of $226 million, up from $275 million and $213 million in the prior-year quarter. Diluted EPS rose to $1.93 from $1.78.
The Consumer and Insurance segment generated adjusted net income of $229 million and adjusted diluted EPS of $1.95, supported by capital generation of $194 million. Total revenue reached $1.6 billion, up 6% from $1.5 billion, driven by interest income of $1.4 billion on higher receivables.
Managed receivables were $26.1 billion at March 31, 2026, up 6% from $24.6 billion a year earlier, with consumer loan originations of $3.1 billion, up 3%. Credit performance remained stable but elevated, with a consumer loan net charge-off ratio of 8.02% and 30+ day delinquency ratio of 5.37%.
The company declared a quarterly dividend of $1.05 per share, payable May 15, 2026, and repurchased about 1.9 million shares for $105 million. Liquidity included $834 million of cash and cash equivalents, $1.1 billion of undrawn corporate revolver capacity, $6.4 billion of undrawn conduit and credit card facilities, and $11.4 billion of unencumbered receivables against principal debt of $22.7 billion.
OneMain Holdings Inc ownership filing: Vanguard Capital Management reports beneficial ownership of 6,214,047 shares of Common Stock, representing 5.21% of the class. The filing lists 908,251 shares as sole voting power and 6,214,047 shares as sole dispositive power. The signature date is 04/30/2026.
OneMain Holdings, Inc. has released its 2026 proxy statement for the June 16 annual meeting in Evansville, Indiana. Stockholders are asked to elect two Class I directors, approve executive compensation, set say‑on‑pay frequency, approve a new 2026 Omnibus Incentive Plan, and ratify PricewaterhouseCoopers as auditor.
The proxy highlights a strong 2025, with $783 million net income, 6% Managed Receivables growth, $14.4 billion originations, $913 million Capital Generation, and $639 million returned to stockholders via dividends and buybacks. The company authorized a $1 billion three‑year share repurchase program and maintained a quarterly dividend of $1.05 per share. Executive pay follows a pay‑for‑performance design using Capital Generation, expense and growth metrics plus a Relative TSR Modifier on performance share units.
OneMain Holdings EVP & COO Micah R. Conrad sold 5,000 shares of common stock in an open-market transaction at $60.00 per share. After this sale on April 17, 2026, he directly held 101,250 shares. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan established on November 18, 2025, indicating it was scheduled in advance rather than timed discretionarily.
OMF filed a Form 144 reporting proposed sales and recent dispositions of common stock. The filing lists proposed or reported sales of 5,000 shares with an aggregate value near $300,000, and discloses two recent transactions by Micah R. Conrad: 5,000 shares on 04/17/2026 for $299,964.90 and 5,000 shares on 02/26/2026 for $289,971.10. The record also shows prior stock awards of 2,592 and 2,408 shares dated 02/20/2020 and 02/19/2021.
OneMain Holdings Inc: The Vanguard Group filed Amendment No. 9 to a Schedule 13G/A reporting that, following an internal realignment effective January 12, 2026, certain Vanguard subsidiaries will report beneficial ownership separately and The Vanguard Group now reports 0 shares (0%) of OneMain common stock.
The filing states the subsidiaries pursue the same investment strategies and that Vanguard no longer is deemed to beneficially own the securities held by those subsidiaries in reliance on SEC Release No. 34-39538.
OneMain Holdings, Inc. executive vice president and COO Micah R. Conrad reported an open-market sale of 5,000 shares of common stock at $58.00 per share. After this transaction, he directly owns 106,250 shares. The sale was made under a pre-established Rule 10b5-1 trading plan dated November 18, 2025.
Micah R. Conrad reported a sale of 5,000 common shares of OMF. The Form 144 entry shows a transaction date of 11/07/2025 for $295,995.07. The excerpt also lists prior stock awards totaling 5,000 shares granted on 02/19/2021 (3,745) and 02/18/2022 (1,255).