Welcome to our dedicated page for OFG Bancorp SEC filings (Ticker: OFG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to OFG Bancorp (NYSE: OFG) regulatory filings, giving investors a structured view of the company’s public disclosures as a diversified financial holding company. OFG Bancorp, the financial holding company for Oriental Bank, operates under U.S., Puerto Rico and U.S. Virgin Islands banking laws and regulations and offers retail and commercial banking, lending, wealth management and insurance-related services primarily in Puerto Rico and the U.S. Virgin Islands.
Through its SEC filings, investors can review OFG Bancorp’s financial condition, results of operations and risk disclosures. Annual reports on Form 10-K and quarterly reports on Form 10-Q typically include details on net interest income, core revenues, loan and deposit portfolios, credit quality metrics, capital ratios and segment information related to banking, wealth management and treasury activities. Current reports on Form 8-K, such as the filing that attached the press release for the quarter ended September 30, 2025, provide timely updates on material events, including quarterly results and other significant corporate actions.
Users can also review filings related to capital management, such as disclosures about stock repurchase authorizations and dividends, as well as information about non-GAAP financial measures and their reconciliations to GAAP, which the company references in its financial supplements. For those interested in executive and board matters, proxy statements and other governance-related documents are available through the SEC’s system.
Stock Titan enhances these filings with AI-powered summaries that explain key points in plain language, highlight important trends and help readers understand complex sections of lengthy reports. Real-time updates from EDGAR, combined with AI insights across 10-Ks, 10-Qs, 8-Ks and Form 4 insider transaction reports, allow investors to follow OFG Bancorp’s regulatory disclosures efficiently and consistently.
OFG Bancorp: First Trust Portfolios L.P., First Trust Advisors L.P. and The Charger Corporation report beneficial ownership of 2,489,295 shares of Common Stock, representing 5.86% of the class as of 03/31/2026.
The filing is a joint Schedule 13G submitted pursuant to Rule 13d-1(k)(1). The reporting persons state shared voting and dispositive power over the 2,489,295 shares and disclaim beneficial ownership of certain shares held in unit investment trusts and other accounts.
OFG Bancorp CEO and Chairman Jose Rafael Fernandez transferred 10,000 shares of Common Stock as a bona fide gift. The filing states that no consideration was received for this transfer, meaning it was not a sale. After the gift, he directly holds 205,008.688 shares.
OFG Bancorp reported the results of its annual shareholder meeting held on April 22, 2026. Shareholders elected all nine director nominees, each receiving over 36 million votes in favor, with several drawing relatively few withheld votes and 2,514,709 broker non-votes reported for each director election.
Shareholders also approved, on an advisory basis, the compensation of the company’s named executive officers, with 36,003,479 votes for, 599,690 against, and 41,119 abstentions. In addition, they ratified the selection of KPMG LLP as independent registered public accountants for the year ending December 31, 2026, with 38,432,272 votes for, 616,948 against, and 109,777 abstentions.
OFG Bancorp reported solid results for the quarter ended March 31, 2026, with diluted EPS of $1.26 versus $1.27 in 4Q25 and $1.00 in 1Q25. Total core revenues reached $185.8 million, slightly above 4Q25 and up from 1Q25.
Profitability remained strong, with a net interest margin of 5.36%, return on average assets of 1.78%, return on average tangible common equity of 16.43%, and an efficiency ratio of 50.97%. Net income available to common stockholders was $53.9 million.
Credit quality stayed stable: net charge-offs were $21.4 million, or 1.05% of average loans, while early and total delinquency rates fell to 2.21% and 3.40%, and the nonperforming loan rate improved to 1.47%. Loans held for investment were $8.24 billion and customer deposits were $9.66 billion at quarter end.
Capital remained robust, with a CET1 ratio of 13.75%, a tangible common equity ratio of 10.66%, and tangible book value per share of $30.14. During the quarter, the company repurchased $44.5 million of common shares and raised its dividend by 17%.
De Jesus Nestor reported acquisition or exercise transactions in this Form 4 filing.
OFG Bancorp director Nestor De Jesus received a grant of 1,500 restricted units tied to common stock. These units were awarded under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan pursuant to a grant dated February 26, 2026.
The restricted period is scheduled to lapse in full on the first anniversary of the award date, after which the grantee is expected to receive 1,500 underlying shares of common stock. Following this award, De Jesus holds 1,500 restricted units directly.
Rodriguez Mari Evelyn reported acquisition or exercise transactions in this Form 4 filing.
OFG Bancorp reported that Chief Retail Banking Officer Mari Evelyn Rodriguez received a grant of 2,790 Restricted Units tied to common stock. The award was granted on February 26, 2026 under the company’s Amended and Restated 2007 Omnibus Performance Incentive Plan.
The Restricted Period will lapse in three annual installments of 33% on each of the first, second, and third anniversaries of the award date. Rodriguez is expected to receive the underlying shares of common stock at the end of the Restricted Period, bringing her direct holdings to 8,327 Restricted Units after this grant.
Harnett Sue reported acquisition or exercise transactions in this Form 4 filing.
OFG Bancorp director Sue Harnett received a grant of 1,500 Restricted Units, each tied to one share of Common Stock. The award was made under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan at a stated price of $0.00 per unit.
The Restricted Period is scheduled to lapse in full on the first anniversary of the February 26, 2026 award date, after which the grantee is expected to receive 1,500 underlying shares of Common Stock. Following this grant, Harnett directly holds 1,500 Restricted Units as reported in this filing.
Gonzalez Hugh reported acquisition or exercise transactions in this Form 4 filing.
OFG Bancorp reported that its General Counsel, Hugh Gonzalez, received a grant of 2,080 Restricted Units, each tied to one share of common stock. The award was made under the company’s Omnibus Performance Incentive Plan and vests in three equal annual installments over a three-year restricted period. Following this equity grant, Gonzalez holds 4,067 Restricted Units directly, reflecting routine stock-based compensation rather than an open-market share purchase or sale.
Arizmendi Maritza reported acquisition or exercise transactions in this Form 4 filing.
OFG Bancorp reported a routine compensation-related insider transaction. Chief Financial Officer Maritza Arizmendi received a grant of 4,090 Restricted Units of common stock under the company’s Omnibus Performance Incentive Plan. Following the award, she holds 8,101 Restricted Units in total.
The footnotes explain that the underlying shares of common stock are expected to be delivered after a restricted period. That restricted period is scheduled to lapse in three equal annual installments of 33% each on the first, second, and third anniversaries of the grant date.
The Vanguard Group filed Amendment No. 12 to a Schedule 13G/A reporting 0 shares and 0% beneficial ownership of OFG Bancorp common stock. The filing states that, following an internal realignment on January 12, 2026 and in reliance on SEC Release No. 34-39538, Vanguard's subsidiaries and business divisions will report beneficial ownership separately.
The filing lists Vanguard's address and affirms no sole or shared voting or dispositive power over OFG Bancorp common stock. The amendment is signed by Ashley Grim on March 26, 2026.