Welcome to our dedicated page for New York Comnity SEC filings (Ticker: NYCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for New York Community Bancorp, Inc. (NYSE: NYCB), now referred to in filings as Flagstar Financial, Inc., provides access to the Company’s official regulatory documents. These filings cover the activities of the holding company and its primary subsidiary, Flagstar Bank, N.A., which is described as one of the largest regional banks in the country and is headquartered in Hicksville, New York.
Investors reviewing NYCB-related filings will find current reports on Form 8-K that disclose material events, such as changes in corporate structure, key employment agreements, and strategic transactions. Recent 8-K filings describe, among other matters, the holding company’s name change to Flagstar Financial, Inc., the listing of its common stock and certain preferred and unit securities on the New York Stock Exchange under symbols including FLG, FLG PRU, and FLG PRA, and an internal reorganization plan to merge the holding company into Flagstar Bank, N.A., with the Bank as the surviving entity.
Other filings referenced by the Company, such as its Annual Report on Form 10-K and Quarterly Reports on Form 10-Q, contain detailed information on topics like risk factors, capital levels, asset quality, loan and deposit composition, and the impact of strategic actions, including acquisitions and the restructuring of mortgage-related businesses. These reports are cited in Company news releases as sources for more information on risks and uncertainties affecting the business.
Through Stock Titan, users can access these SEC filings as they are made available via EDGAR and use AI-powered tools to summarize and interpret complex disclosures. This can help readers quickly understand key points from lengthy documents such as 10-Ks, 10-Qs, and 8-Ks, including information on corporate reorganizations, board and management changes, capital instruments, and other regulatory matters related to New York Community Bancorp, Inc. and Flagstar Bank, N.A.
Liberty-affiliated investors report an 18.1% stake (75,013,636 shares) in Flagstar Financial, Inc. (formerly New York Community Bancorp) and have agreed to support a planned internal reorganization. The filing amends a prior Schedule 13D and discloses a Voting and Support Agreement dated August 22, 2025, under which the Liberty Purchaser will vote to approve the issuer's planned Conversion into an interim federal savings association and the subsequent Merger of the issuer into its bank subsidiary, Flagstar Bank, N.A. A special shareholder meeting to vote on the reorganization is scheduled for October 15, 2025. Ownership figures are based on 415,561,180 shares outstanding reported in the issuer's proxy and show that the Liberty Purchaser directly holds 74,999,994 shares; Steven T. Mnuchin holds 100 shares plus 13,542 restricted stock units.
Flagstar Financial, Inc. filed a report stating it has scheduled a Special Meeting of Shareholders for October 15, 2025. The meeting will be held via live virtual webcast only, meaning shareholders will participate online rather than in person. The company set August 18, 2025 as the record date, which is the cutoff for determining which shareholders are entitled to receive notice of and vote at the meeting.
The company also noted that it issued a press release on August 26, 2025 announcing these details, which is included as Exhibit 99.1 to the report.
Flagstar Financial, Inc. entered into voting agreements with major shareholders and updated its internal reorganization merger plan with its bank subsidiary. Affiliates of Liberty 77 Capital, Hudson Bay Capital Management, and Reverence Capital Partners collectively held 145,670,546 common shares, or about 35.05% of the company’s outstanding stock as of August 18, 2025.
Each investor agreed to vote in favor of the planned merger of Flagstar Financial into Flagstar Bank, N.A., as well as related conversion and adjournment proposals at a special shareholder meeting scheduled for October 15, 2025, subject to stated limitations. The company and the bank also signed an amended and restated merger agreement clarifying how outstanding Series D non-voting common equivalent preferred stock warrants will be treated in the merger.
Flagstar Financial, Inc. is asking shareholders to approve a reorganization that converts the company into an interim federal savings association immediately prior to a merger into Flagstar Financial, Federal Savings Association, with a special shareholders meeting to be held via webcast on October 15, 2025 at 10:00 a.m. ET. The board unanimously recommends voting FOR the merger proposal, the conversion proposal and the adjournment proposal. If approved and completed, existing Company common and Series A preferred shares will be canceled and converted into equivalent Bank common and Series A preferred shares, other preferred series will convert or become substantially identical non‑voting securities where required by law, and outstanding equity awards and warrants will convert into Bank instruments.
The reorganization is intended to simplify the corporate structure, eliminate duplicative supervision by the FRB and OCC (after reorganization the Bank would be regulated by the OCC as primary federal regulator), reduce costs and consolidate governance. Completion is subject to multiple closing conditions, including shareholder approval, OCC and other regulatory approvals, NYSE listing authorizations and customary third‑party consents, and may be delayed or abandoned if conditions are not satisfied.
Flagstar Financial, Inc. is asking shareholders to approve a two-step internal reorganization: the Company will convert to an interim federal savings association and immediately merge into its wholly owned subsidiary, Flagstar Bank, N.A., with the Bank surviving. Both the conversion and the merger must be approved by holders of the Company’s common stock and by the OCC; the board unanimously recommends a vote "FOR" both proposals and filed an OCC application on July 24, 2025.
The Company says the reorganization is intended to simplify its corporate structure, eliminate duplicative regulatory oversight and reduce costs while keeping management, board composition and employee equity awards unchanged. At June 30, 2025 the Company reported $92.2 billion of assets, $64.4 billion of loans, $69.7 billion of deposits and $8.1 billion of stockholders’ equity. The Company currently expects completion by the end of 2025, subject to shareholder approval, OCC approval and other closing conditions.
Form 4 filing for New York Community Bancorp, Inc. (legacy Flagstar symbol FLG) details one insider transaction by Director Alessandro DiNello on 07/29/2025.
- Transaction type: Code G (bona-fide gift) of 40,000 common shares at $0.00.
- Post-gift direct holdings: 323,776 shares.
- Indirect holdings: 10 trust and IRA vehicles now hold an additional 890,884 shares (largest positions: 358,430 in a SLAT and 276,238 in the spouse’s SLAT).
- Derivatives: None reported.
The filing reflects estate/charitable planning rather than a market sale, so it has minimal immediate trading impact. DiNello continues to beneficially own roughly 1.2 million shares, signalling an ongoing long-term stake in NYCB.