STOCK TITAN

Norwood Financial Corp (NWFL) CEO adds 100 shares in open-market IRA buy

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

NORWOOD FINANCIAL CORP President & CEO James O. Donnelly reported an open-market purchase of 100 shares of Common Stock at $29.06 per share through an IRA on April 29, 2026. Following this trade, that IRA holds 300 shares indirectly. The filing also restates several indirect restricted stock awards and a direct holding of 11,700 common shares. Footnotes show these restricted awards vest over multi-year schedules, with some vesting 70% after one year and others in five equal annual installments beginning on specified December dates.

Positive

  • None.

Negative

  • None.
Insider Donnelly James O
Role President & CEO
Bought 100 shs ($3K)
Type Security Shares Price Value
Purchase Common Stock 100 $29.06 $3K
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 300 shares (Indirect, By IRA); Common Stock — 11,700 shares (Direct, null)
Footnotes (1)
  1. Award vests at a rate of 70% as of the one-year anniversary of the date of the grant, May 10, 2022, and then at a rate of 10% annually thereafter until such stock award shares are fully vested. Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in five equal installments beginning on December 15, 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in five equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
Open-market purchase 100 shares Common Stock bought on April 29, 2026
Purchase price $29.06/share Price for 100-share IRA purchase
IRA holdings after trade 300 shares Indirect Common Stock holdings by IRA after purchase
Direct Common Stock holding 11,700 shares Directly held by James O. Donnelly
Restricted award example 6,651 shares One indirect restricted stock position reported
Vesting start date (example) May 10, 2022 Restricted award vests 70% after one year, then 10% annually
Restricted Stock financial
"nature_of_ownership: "Restricted Stock" for several Common Stock entries"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
open-market purchase financial
"transaction_action: "open-market purchase" for the 100-share trade"
An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.
By IRA financial
"nature_of_ownership: "By IRA" for the 100-share open-market purchase"
vests in five equal installments financial
"Award vests in five equal installments beginning on December 13, 2023"
anniversary of the date of the grant financial
"Award vests at a rate of 70% as of the one-year anniversary of the date of the grant"
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Donnelly James O

(Last)(First)(Middle)
717 MAIN ST

(Street)
HONESDALE PENNSYLVANIA 18431

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
NORWOOD FINANCIAL CORP [ NWFL ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
President & CEO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/29/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock11,700D
Common Stock04/29/2026P100A$29.06300IBy IRA
Common Stock300(1)IRestricted Stock
Common Stock1,000(2)IRestricted Stock
Common Stock3,868(3)IRestricted Stock
Common Stock4,738(4)IRestricted Stock
Common Stock6,651(5)IRestricted Stock
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Award vests at a rate of 70% as of the one-year anniversary of the date of the grant, May 10, 2022, and then at a rate of 10% annually thereafter until such stock award shares are fully vested.
2. Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
3. Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
4. Award vests in five equal installments beginning on December 15, 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
5. Award vests in five equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
/s/ James O. Donnelly by John M. McCaffery Attorney-in-Fact04/30/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did NORWOOD FINANCIAL CORP (NWFL) report?

NORWOOD FINANCIAL CORP reported that President & CEO James O. Donnelly bought 100 shares of Common Stock. The purchase was an open-market transaction executed through an IRA, and it increases his indirect IRA holdings while leaving other reported holdings unchanged.

How many NORWOOD FINANCIAL CORP (NWFL) shares did the CEO buy and at what price?

James O. Donnelly bought 100 NWFL Common Stock shares at $29.06 per share. This open-market purchase was made through an IRA account, bringing that IRA’s reported position to 300 shares after the transaction, according to the Form 4 filing data.

How many NORWOOD FINANCIAL CORP (NWFL) shares does the CEO hold directly after this filing?

The filing shows James O. Donnelly directly holding 11,700 shares of NORWOOD FINANCIAL CORP Common Stock. This direct position is separate from his indirect holdings, including restricted stock awards and 300 shares held through an IRA following the reported open-market purchase.

What indirect restricted stock awards does the NWFL CEO report?

The Form 4 lists several indirect restricted stock positions for James O. Donnelly, including blocks of 6,651, 4,738, 3,868, 1,000 and 300 shares. These awards are subject to vesting conditions over time, as described in detailed vesting footnotes accompanying the filing.

How do the restricted stock awards for NWFL’s CEO vest over time?

One award vests 70% on the first anniversary of the May 10, 2022 grant, then 10% annually until fully vested. Other awards vest in five equal installments starting on December 13, 2023, December 12, 2024, December 15, 2025, and December 15, 2026, respectively.

Is the NWFL CEO’s 100-share purchase considered an open-market transaction?

Yes. The transaction is coded as an open-market purchase, described as a purchase in the open market or a private transaction. It involved 100 Common Stock shares at $29.06 per share, held indirectly through an IRA, with 300 IRA shares reported after the trade.