STOCK TITAN

Norwood Financial Corp (NWFL) director receives 55-share equity grant

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

FORTE ANDREW reported acquisition or exercise transactions in this Form 4 filing.

NORWOOD FINANCIAL CORP director Andrew Forte reported a grant of 55 shares of Common Stock at $30.39 per share. These Director Retainer Shares were issued under the 2024 Equity Incentive Plan and increased his directly held stake to 12,117 shares.

Forte also reports indirect holdings, including shares held in an IRA and through Forte, Inc., as well as several restricted stock awards. The footnotes state these awards vest in equal annual installments beginning on specific December dates from 2022 through 2026, conditioned on continued service as an employee or director.

Positive

  • None.

Negative

  • None.
Insider FORTE ANDREW
Role Director
Type Security Shares Price Value
Grant/Award Common Stock 55 $30.39 $2K
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 12,117 shares (Direct); Common Stock — 7,354 shares (Indirect, IRA)
Footnotes (1)
  1. Director Retainer Shares issued under the 2024 Equity Incentive Plan. Award vests in five equal installments beginning on December 14, 2022 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in three equal installments beginning on December 15, 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in three equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
Director grant size 55 shares Director Retainer Shares granted on April 10, 2026
Grant price $30.39 per share Value of Director Retainer Shares
Direct holdings after grant 12,117 shares Common Stock directly owned by Andrew Forte after transaction
IRA indirect holding 7,354 shares Common Stock held indirectly via IRA
Forte, Inc. indirect holding 7,944 shares Common Stock held indirectly through Forte, Inc.
Restricted stock holding 825 shares One of several restricted stock positions as of April 10, 2026
Director Retainer Shares financial
"Director Retainer Shares issued under the 2024 Equity Incentive Plan."
2024 Equity Incentive Plan financial
"Director Retainer Shares issued under the 2024 Equity Incentive Plan."
Restricted Stock financial
"nature_of_ownership": "Restricted Stock""
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
IRA financial
"nature_of_ownership": "IRA""
An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.
Outside Director financial
"during such periods of continued service as an Employee, Outside Director or Director Emeritus"
Director Emeritus financial
"during such periods of continued service as an Employee, Outside Director or Director Emeritus"
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
FORTE ANDREW

(Last)(First)(Middle)
717 MAIN STREET

(Street)
HONESDALE PENNSYLVANIA 18431

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
NORWOOD FINANCIAL CORP [ NWFL ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/10/2026A55(1)A$30.3912,117D
Common Stock7,354IIRA
Common Stock7,944IForte, Inc.
Common Stock40(2)IRestricted Stock
Common Stock280(3)IRestricted Stock
Common Stock420(4)IRestricted Stock
Common Stock550(5)IRestricted Stock
Common Stock825(5)IRestricted Stock
Common Stock82(6)IRestricted Stock
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Director Retainer Shares issued under the 2024 Equity Incentive Plan.
2. Award vests in five equal installments beginning on December 14, 2022 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
3. Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
4. Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
5. Award vests in three equal installments beginning on December 15, 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
6. Award vests in three equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
/s/Andrew Forte by Mackenzie Jackson, Power of Attorney04/14/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Andrew Forte report at Norwood Financial (NWFL)?

Andrew Forte reported receiving 55 shares of Norwood Financial Corp Common Stock as a grant at $30.39 per share. These Director Retainer Shares were issued under the 2024 Equity Incentive Plan as part of his compensation for board service.

How many Norwood Financial (NWFL) shares does Andrew Forte hold directly after this Form 4?

After the reported grant, Andrew Forte directly holds 12,117 shares of Norwood Financial Corp Common Stock. This total reflects his position following the 55-share Director Retainer grant recorded on April 10, 2026 at $30.39 per share.

What is the price and nature of the shares granted to Andrew Forte at NWFL?

Andrew Forte received 55 Director Retainer Shares of Norwood Financial Corp Common Stock valued at $30.39 per share. The grant is compensation-related, issued under the 2024 Equity Incentive Plan rather than an open-market purchase of shares.

Does Andrew Forte have indirect holdings of Norwood Financial (NWFL) stock?

Yes. In addition to his direct holdings, Andrew Forte reports indirect ownership through an IRA and Forte, Inc., plus multiple restricted stock awards. These entries reflect beneficial holdings associated with him as of the April 10, 2026 reporting date.

How do Andrew Forte’s restricted stock awards at Norwood Financial vest?

Forte’s restricted stock awards vest in equal annual installments beginning on specific December dates from 2022 through 2026. Vesting continues as long as he maintains service as an Employee, Outside Director or Director Emeritus, according to the disclosed award footnotes.

What compensation plan governs Andrew Forte’s share grant at Norwood Financial (NWFL)?

The 55-share grant to Andrew Forte is described as Director Retainer Shares issued under Norwood Financial Corp’s 2024 Equity Incentive Plan. This plan provides equity-based compensation, and the footnotes outline vesting schedules tied to continued service in eligible director or employee roles.