STOCK TITAN

Norwood Financial (NASDAQ: NWFL) director receives 45-share equity grant

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

PHILLIPS KENNETH A reported acquisition or exercise transactions in this Form 4 filing.

NORWOOD FINANCIAL CORP director Kenneth A. Phillips received a grant of 45 shares of Common Stock on April 10, 2026, valued at $30.39 per share, as Director Retainer Shares issued under the 2024 Equity Incentive Plan. Following this award, he holds 15,760 shares directly, and the filing also lists several indirect restricted stock holdings that vest in equal installments beginning on various December dates from 2022 through 2026, contingent on continued service.

Positive

  • None.

Negative

  • None.
Insider PHILLIPS KENNETH A
Role Director
Type Security Shares Price Value
Grant/Award Common Stock 45 $30.39 $1K
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 15,760 shares (Direct); Common Stock — 40 shares (Indirect, Restricted Stock)
Footnotes (1)
  1. Director Retainer Shares issued under the 2024 Equity Incentive Plan. Award vests in five equal installments beginning on December 14, 2022 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in three equal installments beginning on December 15, 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in three equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
Director share grant 45 shares Common Stock award on April 10, 2026
Grant reference price $30.39 per share Common Stock director award
Direct holdings after award 15,760 shares Common Stock held directly by Kenneth A. Phillips
Restricted stock holding example 825 shares Indirect restricted stock position listed in filing
Vesting structure (example) 5 equal installments Awards beginning December 14, 2022 and December 13, 2023
Later vesting structure 3 equal installments Awards beginning December 15, 2025 and December 15, 2026
Director Retainer Shares financial
"Director Retainer Shares issued under the 2024 Equity Incentive Plan."
2024 Equity Incentive Plan financial
"Director Retainer Shares issued under the 2024 Equity Incentive Plan."
Restricted Stock financial
"nature_of_ownership": "Restricted Stock""
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
Outside Director financial
"during such periods of continued service as an Employee, Outside Director or Director Emeritus"
Director Emeritus financial
"during such periods of continued service as an Employee, Outside Director or Director Emeritus"
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
PHILLIPS KENNETH A

(Last)(First)(Middle)
717 MAIN STREET

(Street)
HONESDALE PENNSYLVANIA 18431

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
NORWOOD FINANCIAL CORP [ NWFL ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/10/2026A45(1)A$30.3915,760D
Common Stock40(2)IRestricted Stock
Common Stock280(3)IRestricted Stock
Common Stock420(4)IRestricted Stock
Common Stock550(5)IRestricted Stock
Common Stock82(5)IRestricted Stock
Common Stock825(6)IRestricted Stock
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Director Retainer Shares issued under the 2024 Equity Incentive Plan.
2. Award vests in five equal installments beginning on December 14, 2022 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
3. Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
4. Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
5. Award vests in three equal installments beginning on December 15, 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
6. Award vests in three equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
/s/ Kenneth A. Phillips, by Mackenzie Jackson, Power of Attorney04/14/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did NWFL director Kenneth A. Phillips report in this Form 4?

Director Kenneth A. Phillips reported receiving a grant of 45 shares of Norwood Financial common stock. The shares were awarded at $30.39 each as part of his director retainer compensation and increase his directly held position to 15,760 shares after the transaction.

Was the NWFL Form 4 transaction an open-market stock purchase?

No, the filing shows a grant or award acquisition of 45 common shares, not an open-market purchase. The shares were issued as Director Retainer Shares under Norwood Financial’s 2024 Equity Incentive Plan as compensation for board service.

How many NWFL shares does Kenneth A. Phillips hold after this award?

After the award, Kenneth A. Phillips directly holds 15,760 shares of Norwood Financial common stock. In addition, the Form 4 lists several indirect restricted stock positions with separate share totals, each tied to prior equity awards subject to vesting conditions.

What price was used for the NWFL director share award on April 10, 2026?

The 45-share grant to director Kenneth A. Phillips used a value of $30.39 per share. This per-share figure is reported in the Form 4 and reflects the reference price applied for this equity compensation award under the company’s 2024 Equity Incentive Plan.

How do the restricted stock awards for NWFL’s director vest over time?

The filing describes restricted stock awards that vest in equal installments beginning on specific December dates from 2022 through 2026. Vesting continues annually during periods of continued service as an employee, outside director, or director emeritus, aligning equity compensation with ongoing board or employment service.

What is the 2024 Equity Incentive Plan mentioned in the NWFL Form 4?

The 2024 Equity Incentive Plan is Norwood Financial’s program for granting equity-based compensation, including Director Retainer Shares. Under this plan, director Kenneth A. Phillips received 45 common shares, which form part of his overall equity-based compensation for board service at the company.