Welcome to our dedicated page for NORTHPOINTE BANCSHARES SEC filings (Ticker: NPB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Northpointe Bancshares, Inc. (NYSE: NPB) SEC filings page provides access to the company’s official regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Northpointe Bancshares is a Michigan-incorporated bank holding company for Northpointe Bank, with its common stock listed on the New York Stock Exchange. Its filings offer detailed insight into the financial condition, governance structure, and capital activities of a regional bank focused on home loans and retail banking products.
Investors can use this page to review current and historical Forms 10-K and 10-Q (when available in the broader SEC record) for information on loan portfolios, including Mortgage Purchase Program ("MPP") and All-in-One ("AIO") home equity lines, net interest income, non-interest income from mortgage banking and servicing, deposit composition, asset quality, and risk management practices. Form 8-K filings play a prominent role for Northpointe, documenting material events such as quarterly earnings announcements, subordinated note offerings, preferred stock redemptions, board and committee appointments, corrections to previously communicated guidance, and employment agreements with key executives.
This page is also a resource for tracking capital structure changes and funding instruments. For example, a December 2025 Form 8-K describes the issuance of 7.50% Fixed-to-Floating Rate Subordinated Notes due 2035 under a Subordinated Note Purchase Agreement, intended to qualify as Tier 2 capital. Another Form 8-K reports the completion of the redemption of the company’s 8.25% Fixed-to-Floating Rate Non-Cumulative Perpetual Series A Preferred Stock, funded with proceeds from the subordinated notes and cash on hand.
In addition, filings include details on governance and executive compensation arrangements, such as the appointment of independent directors, changes in audit committee leadership, and employment agreements that outline base salary, incentive compensation tied to specific business units, and severance and change-in-control provisions. With AI-powered summaries and real-time updates from EDGAR, users can quickly understand the key points in lengthy documents, monitor new Form 4 insider transaction reports when available, and navigate Northpointe’s regulatory disclosures without reading every page in full.
Northpointe Bancshares EVP and CFO Brad T. Howes exercised restricted stock units and received common shares as equity compensation. On April 1, 2026, 7,000 RSUs vested and converted into 7,000 shares of common stock at an indicated value of $17.26 per share. To cover tax obligations, 2,912 of these shares were withheld in a tax-withholding disposition, leaving a net 4,088 new shares. Following these transactions, he directly held 10,221 shares of Northpointe Bancshares common stock.
NORTHPOINTE BANCSHARES INC President, Mortgage Purchase Program David J. Christel exercised restricted stock units that converted into 9,333 shares of common stock on a one-for-one basis. To cover tax obligations, 3,673 shares of common stock were withheld at $17.26 per share, a non-market disposition. After these routine compensation-related transactions, Christel directly holds 207,756 shares of Northpointe Bancshares common stock.
Northpointe Bancshares Inc. president and secretary Kevin J. Comps exercised restricted stock units into common shares as part of equity compensation. On April 1, 2026, 9,333 RSUs vested and converted one-for-one into 9,333 common shares. Of these, 4,017 common shares were disposed of at $17.26 per share to cover tax obligations, which is a tax-withholding mechanism rather than an open-market sale. Following these transactions, he holds 51,268 common shares directly and 7,396 common shares indirectly through a 401(k) plan. No remaining derivative securities are shown after this RSU conversion.
Northpointe Bancshares EVP Amy M. Butler exercised restricted stock units into common shares as part of a vesting event. On April 1, 2026, 7,000 restricted stock units converted on a one-for-one basis into 7,000 shares of common stock. Of these, 2,173 shares at $17.26 per share were withheld to satisfy tax obligations, a non-market disposition. Following these transactions, she directly held 4,827 shares of common stock and 14,000 restricted stock units.
Northpointe Bancshares Chairman and CEO Charles Alan Williams exercised restricted stock units that vested into common stock. On April 1, 2026, RSUs vested as to 49,560 shares and 9,333 shares, converting into the same number of common shares on a one-for-one basis at a price of $0.00 per share. Following these exercises, he directly holds 113,789 common shares, with additional indirect holdings of 2,262,650 shares by trust and 718,006 shares through a 401(k) plan.
Northpointe Bancshares, Inc. is asking stockholders to vote at its 2026 Annual Meeting, to be held via conference call on May 13, 2026 at 1:00 p.m. Eastern Time. Holders of 34,494,116 common shares as of March 19, 2026 can vote one share per vote.
Stockholders will elect eight directors for one-year terms and vote on ratifying RSM US LLP as independent registered public accounting firm for the year ending December 31, 2026. The Board unanimously recommends voting “FOR” all director nominees and “FOR” ratifying RSM US LLP.
Northpointe Bancshares, Inc. files its annual report describing a mortgage-focused banking model with nationwide reach and digital delivery. The Grand Rapids-based holding company operates Northpointe Bank, which offers a Mortgage Purchase Program for independent mortgage bankers and a Retail Banking segment with residential lending, digital deposits and loan servicing.
The company highlights past strategic repositioning, including exiting correspondent lending, shifting servicing of nonspecialized mortgages to subservicers and emphasizing specialized products like first-lien home equity lines linked to sweep accounts. It reports that these actions reduced costs faster than revenues and contributed to stronger profitability in 2025 versus 2024 while maintaining capital ratios above well-capitalized standards.
The filing details extensive regulatory oversight, capital and dividend constraints, competition from large banks and fintechs, and a broad set of consumer protection and mortgage-specific rules. Northpointe also notes 491 employees as of December 31, 2025 and emphasizes risk management, enterprise governance and access to public disclosures through its investor website.
Northpointe Bancshares, Inc. entered into a Subordinated Note Purchase Agreement with an institutional accredited investor and issued a $20.0 million 7.50% fixed-to-floating rate subordinated note due 2036.
The note carries a fixed 7.50% coupon from March 12, 2026 to March 15, 2031, after which the rate resets quarterly to three-month term SOFR plus 415 basis points until maturity or earlier redemption. It is unsecured, subordinated to senior debt, not convertible, and intended to qualify as Tier 2 capital. Northpointe plans to use the net proceeds for general corporate purposes.
Northpointe Bancshares director-related trust sells shares. A trust associated with director Richard Jeffery, the Jill M Dean U/A/D November 16 2007 Trust, sold 57,619 shares of Northpointe Bancshares common stock in an open-market transaction at a price of $17.55 per share.
After this sale, the trust’s indirect holdings reported for Jeffery total 557,171 common shares. This was a single sale transaction and the filing shows no option exercises or derivative security activity, suggesting a routine portfolio move through an indirect ownership vehicle.