Welcome to our dedicated page for Nbt Bancorp SEC filings (Ticker: NBTB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The NBT Bancorp Inc. (NASDAQ: NBTB) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. NBT Bancorp is a financial holding company headquartered in Norwich, New York, with business conducted primarily through NBT Bank, N.A. and two financial services subsidiaries focused on retirement plan administration and insurance agency services.
Through this page, users can review NBT Bancorp’s current reports on Form 8-K, which the company uses to announce quarterly financial results, investor presentations and other material events. For example, recent 8-K filings describe results of operations for specific quarters and reference conference calls and webcasts, as well as investor presentation materials made available on the company’s website.
In addition to 8-Ks, investors can use this resource to locate NBT Bancorp’s annual reports on Form 10-K and quarterly reports on Form 10-Q, which typically include detailed discussions of the Banking and Retirement Plan Administration segments, loan and deposit balances, noninterest income sources, asset quality measures and capital ratios. Filings related to dividends, merger activity such as the Evans Bancorp, Inc. transaction, and other corporate actions are also part of the company’s regulatory record.
Stock Titan’s platform enhances these filings with AI-powered summaries that explain key points in plain language, helping users interpret complex financial and regulatory information. Real-time updates from EDGAR, along with simplified views of items like results of operations, capital metrics and material events, allow investors to follow NBT Bancorp’s disclosures without reading every line of each filing.
NBT Bancorp Inc., the holding company for NBT Bank N.A., filed an update noting that its executive management team has prepared an investor presentation. On May 4, 2026, the company made these presentation slides available on the Investor Presentations page of its website for use in future meetings with investors and analysts.
NBT Bancorp Inc shows passive ownership by Vanguard Capital Management of 2,642,426 shares (5.06%) as reported on Schedule 13G.
The filing states Vanguard has sole dispositive power over 2,642,426 shares and sole voting power for 389,311 shares, with the ownership position reported as of 03/31/2026 and the form signed 04/30/2026.
NBT Bancorp Inc reports a Schedule 13G filing by Vanguard Portfolio Management holding 3,502,441 shares of common stock as of 03/31/2026, representing 6.7% of the class. Vanguard reports 27,254 shares of sole voting power and sole dispositive power over 3,502,441 shares. The filing is signed by Ashley Grim on 04/29/2026.
NBT Bancorp Inc. reported solid first quarter 2026 results, with net income of $51.1 million and diluted earnings per share of $0.98. This compares to net income of $36.7 million and diluted earnings per share of $0.77 in the first quarter of 2025, and $55.5 million or $1.06 per diluted share in the fourth quarter of 2025.
Net interest income on a fully taxable equivalent basis was $134.9 million, and the net interest margin was 3.72%, up from 3.65% in the prior quarter. Noninterest income was $49.7 million, representing 27% of total revenues, excluding net securities gains and losses.
Period-end loans totaled $11.55 billion and deposits were $13.74 billion. Credit quality metrics remained controlled, with net charge-offs to average loans at 0.17% annualized and nonperforming loans at 0.53% of total loans. Stockholders’ equity was $1.91 billion, tangible book value per share was $27.05, and the common equity tier 1 capital ratio was 12.34% as of March 31, 2026.
NBT Bancorp Inc. is asking stockholders to vote at its virtual 2026 annual meeting on May 19, 2026. Holders of 52,009,646 common shares as of March 23, 2026 can vote on electing 12 directors, an advisory Say-on-Pay resolution, and ratifying the independent auditor.
The proxy details a largely independent board, committee structure, director compensation and ownership, and extensive governance and risk-oversight practices. It also explains a pay-for-performance executive compensation program, including cash incentives and equity awards tied to earnings, growth, credit quality and long-term ROATCE and TSR performance.
For 2025, NBT reports net income of $169.2 million, EPS of $3.33, ROAA of 1.11%, ROATCE of 14.14% and nonperforming assets at 0.33% of total assets. The prior Say-on-Pay vote received 96.3% support, and short-term incentives paid at 108.33% of target based on scorecard results.
NBT Bancorp Inc: The Vanguard Group filed Amendment No. 16 to a Schedule 13G/A reporting 0 shares beneficially owned, representing 0% of the class. The filing notes an internal realignment on January 12, 2026 and states certain Vanguard subsidiaries will report holdings separately in reliance on SEC Release No. 34-39538.
The filing lists the issuer's principal executive office at 52 South Broad Street, Norwich, NY, and is signed by Ashley Grim, Head of Global Fund Administration, on 03/27/2026.
NBT Bancorp Inc. executive vice president and Chief Community Innovation Officer Sarah A. Halliday reported equity compensation and related tax-withholding activity in company stock. She received two grants of NBT Bancorp common stock totaling 2,777 and 2,569 shares as awards at no cost.
To cover tax obligations, 221 shares and 706 shares of common stock were withheld at a price of $41.99 per share. After these transactions, she directly holds 31,054 shares of NBT Bancorp common stock, plus 7,652.877 shares held indirectly through a 401(k) plan and 5,317.933 phantom stock units that track NBT Bancorp common stock.
NBT Bancorp Inc. executive vice president Shaunastar Hyle reported stock-based compensation and related tax withholding in company shares. On March 23, 2026, Hyle received two stock awards of 2,751 and 2,226 shares of NBT Bancorp Inc. Common Stock, tied to restricted stock unit grants and a three-year performance period. To cover tax obligations, 191 and 612 shares were withheld at $41.99 per share instead of cash. Following these transactions, Hyle directly holds 29,298 shares, with additional indirect holdings in a 401(k), an ESOP account, and as custodian for a minor.
NBT Bancorp President and CEO Scott Allen reported routine equity compensation on common stock. He received two stock awards of 9,125 and 3,526 shares, both granted at no cash cost under restricted stock unit arrangements. On the same date, 125 shares were withheld at $41.99 per share to cover tax obligations, which is not an open-market sale. Following these transactions, Allen directly holds 57,936 shares of NBT Bancorp common stock.