Welcome to our dedicated page for First Western Financial SEC filings (Ticker: MYFW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The First Western Financial, Inc. (NASDAQ: MYFW) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. First Western is a Colorado-incorporated financial services holding company headquartered in Denver, Colorado, and an SEC registrant with its common stock listed on the Nasdaq Global Select Market.
Through this page, users can review current reports on Form 8-K, which First Western uses to furnish quarterly earnings press releases, investor presentations, and information about conference calls and webcasts. These filings often reference the company’s financial results for specific periods, including net interest income, non-interest income, loan and deposit balances, credit quality measures, capital ratios, and assets under management. They also document management’s prepared remarks and slide presentations that provide additional context on performance and strategy.
In addition to 8-Ks, investors typically look to annual reports on Form 10-K and quarterly reports on Form 10-Q for more detailed discussions of First Western’s business segments, including its Wealth Management and Mortgage segments, risk factors, accounting policies, and regulatory capital information. Filings also describe the status of First Western Trust Bank, which the company has reported as “well capitalized” under applicable regulatory standards at various quarter-ends.
Stock Titan enhances these filings with AI-powered summaries that highlight key points from lengthy documents, helping readers quickly identify changes in earnings drivers, credit quality, capital metrics, and other disclosures relevant to a financial services holding company. Users can monitor new MYFW filings as they are posted to EDGAR and use the summaries to focus on the sections most important to their analysis.
First Western Financial, Inc. provides a detailed overview of its private trust bank and wealth management business for the year ended December 31, 2025. The company reported total assets of $3.15 billion, loans of $2.65 billion, deposits of $2.75 billion, and shareholders’ equity of $265.6 million.
First Western focuses on high net worth clients in Colorado, Arizona, Wyoming, Montana, and California, offering integrated banking, lending, trust, and investment services through 19 boutique offices. As of year-end 2025, it managed $7.28 billion in trust and investment assets. Revenue is diversified, with non-interest income of $26.6 million and net interest income before credit losses of $75.4 million. Deposits grew 9.2% year over year, while AUM declined slightly. The company employs 320 associates and emphasizes a relationship-based, high-touch service model.
First Western Financial, Inc. highlights steady growth and improving profitability, furnishing an investor presentation that showcases its niche wealth-focused banking model in affluent Rocky Mountain and Western markets. As of 12/31/2025, the company reports assets of $3.15 billion, loans of $2.65 billion, deposits of $2.75 billion, and $7.28 billion of assets under management.
For 4Q25, net income available to common shareholders was $3.3 million, or $0.34 per diluted share, up 6% from the prior quarter and 21% from 4Q24, despite a $1.4 million write-down in other real estate owned. Net interest income rose to $20.6 million and net interest margin improved to 2.71%, helped by a 20 basis point drop in cost of funds.
The presentation emphasizes long-term value creation via tangible book value per share growth from $8.71 at 12/31/2017 to $24.07 at 12/31/2025, stable credit quality with average annual net charge-offs below 10 basis points over the last 10 years, and an ACL/total loans ratio of 0.81%. Deposits remain relationship-driven and relatively stable, with cumulative new deposits reaching $828 million and 2,214 new deposit accounts from 2018 to 2025.
Management points to continued organic and acquisition-driven balance sheet expansion, a growing commercial and wealth management platform, efficiency ratio improvement to 74.88% in 4Q25, and strong capital and liquidity, including $234.1 million of tangible common equity and $1.33 billion of available liquidity funding sources. The near-term outlook calls for ongoing loan and deposit growth, further net interest margin expansion, disciplined expense control, and no meaningful deterioration in asset quality based on current portfolio trends.
The Banc Funds Company, L.L.C. and related funds report a 3.4% passive ownership stake in First Western Financial Inc. common stock. The group discloses beneficial ownership of 346,090 shares, with sole voting and dispositive power over this amount.
The filing is an amended Schedule 13G that confirms the holders own 5 percent or less of the MYFW common stock class and states the shares are not held for the purpose of changing or influencing control of the company.
North Reef Capital Management LP and affiliates reported a sizable stake in First Western Financial, Inc. (MYFW). They beneficially own 685,954 shares of common stock, representing 7.06% of the company as of the event date.
The group, including North Reef Capital Management GP LLC and James H. Hanna III, has shared power to vote and dispose of all 685,954 shares and no sole voting or dispositive power. They state the shares were acquired and are held in the ordinary course of business, not to change or influence control of First Western Financial.
First Western Financial director Mitchell Scott C reported sales of company common stock in several market transactions. On January 26, 2026, he sold multiple blocks of shares at prices between $23.56 and $24.83. On February 4, 2026, he sold an additional 915 shares at $26.00 per share. Across these trades, he disposed of 4,093 shares and now directly owns 4,508 shares of First Western Financial common stock.
First Western Financial director-related trust reports stock sales. A revocable trust associated with director David R. Duncan sold a total of 8,626 shares of First Western Financial common stock on February 3, 2026 in three open market transactions at prices between $25.50 and $25.61 per share.
After these sales, the trust reported holding zero shares, while Duncan separately reported 43,678 shares held directly. The filing notes Duncan is trustee of the trust and disclaims beneficial ownership of the trust’s shares except to the extent of his pecuniary interest.
First Western Financial director David R. Duncan, through trusts for which he serves as trustee, reported sales of First Western Financial Inc. common stock. On January 28, 2026, the Sara C. Duncan GST Exempt Marital Trust sold 1,674 shares at $24.95 per share, and the Sara C. Duncan Revocable Trust sold 1,994 shares at $24.95 per share. Following these transactions, the Revocable Trust held 8,626 shares, and Duncan also reported 43,678 shares of common stock held directly. The filing notes that he reports the trust-held shares in his capacity as trustee and disclaims beneficial ownership except to the extent of his pecuniary interest.
First Western Financial director reports trust-related stock sales. On January 27, 2026, a trust for which director David R. Duncan serves as trustee, the Sara C. Duncan GST Exempt Marital Trust, sold 1,381 First Western Financial common shares at $24.99 and 3,025 shares at $25.17. After these transactions, that trust held 1,674 shares. Separately, 10,620 shares were reported as held by the Sara C. Duncan Revocable Trust, and 43,678 shares were held directly. The filing notes that Duncan disclaims beneficial ownership of the trust-held shares except to the extent of his pecuniary interest.
First Western Financial, Inc. furnished an update on its financial results for the fourth quarter ended December 31, 2025. The company issued a press release detailing these results, which is attached as Exhibit 99.1.
The company also scheduled an investor call and webcast for January 23, 2026 at 10:00 a.m. Mountain Time to discuss its fourth quarter 2025 performance. An earnings presentation with additional information is provided as Exhibit 99.2. Both exhibits are furnished, not filed, under the securities laws.
First Western Financial Chief Financial Officer David R. Weber reported two stock transactions involving the company’s common stock. On January 5, 2026, he acquired 113 shares at a price of $0, representing the vesting of performance stock units that were granted on May 3, 2021 and whose performance conditions were satisfied on January 3, 2026. On the same day, 38 shares were disposed of in a transaction coded “F” at $26.65 per share, typically used for shares withheld or sold to cover taxes. After these transactions, Weber directly owned 6,039 shares of First Western Financial common stock.