MVB Financial Corp. files reports that document the operations, governance and capital-market disclosures of its bank holding company structure and wholly owned subsidiary, MVB Bank. Recent Form 8-K filings furnish quarterly earnings releases, Regulation FD investor-presentation materials and material-event disclosures related to executive roles, board composition and committee leadership.
The company’s definitive proxy materials address annual-meeting governance, director and officer information, executive compensation and shareholder voting matters. Its filings also identify MVBF common stock registered under the Exchange Act and listed on Nasdaq, while recurring disclosures frame the company’s fintech banking platform, traditional retail and commercial banking activities, capital structure and forward-looking risk considerations.
MVB Financial Corp. reports first-quarter 2026 net income of $5.2 million, up from $3.6 million a year earlier, with diluted earnings per share of $0.39 versus $0.27. Total assets were $3.32 billion, loans were $2.40 billion, and deposits reached $2.90 billion.
The net interest margin benefited from higher interest and fees on loans, while the provision for credit losses increased to $1.9 million. Noninterest income rose on stronger equity method investment income and equity securities gains. Cash from operating activities was negative as other liabilities declined sharply.
The allowance for credit losses increased to $22.6 million as charge-offs were concentrated in one commercial loan and subprime consumer auto loans. The company redeemed $40.0 million of subordinated debt, funded partly with a new $20.0 million revolving line of credit, while common equity remained stable around $335 million.
MVB Financial Corp Chief Administrative Officer Craig Bradley Greathouse reported multiple stock-based compensation transactions involving Common Stock and RSUs on May 1, 2026.
He received 2,830 shares of Common Stock as a grant at $0.00 per share, while 2,118 shares were withheld at $25.68 per share to cover tax obligations. Several prior time-based and performance-based RSU awards vested, resulting in issued Common Stock tied to awards originally granted between 2021 and 2025, including 4,122 shares from derivative exercises. He was also granted new time-vested RSU awards of 2,869 shares and 1,325 shares that generally vest over multi-year schedules under the company’s stock incentive plans. Following these transactions, he held 27,408 Common shares directly and 581 shares indirectly through a 401(k) plan.
MVB Financial Corp Chief Risk and Legal Officer Joseph Ryan Rodriguez reported compensation-related equity moves, not open-market trading. On May 1, 2026, he received time-based RSU awards of 4,781 and 3,978 units and exercised 1,616 RSUs into common stock. The company withheld 469 shares at $25.68 per share to cover tax obligations. Following these transactions, he directly holds 10,304 common shares, including 42 acquired through MVB's Dividend Reinvestment Plan, plus unvested RSUs under a three-year graded vesting schedule.
MVB Financial Corp CIO and COO Michael Louis reported a series of stock-based compensation transactions. On May 1, 2026, time-based restricted stock units (RSUs) granted in prior years partially vested, and shares of common stock were issued. A total of 947 common shares were withheld and disposed of at $25.68 per share to cover exercise price or tax liabilities, rather than sold in the open market. Louis also exercised RSU-derived rights into common stock and received new time-vested RSU awards under the company’s 2022 Stock Incentive Plan, which vest over a three-year schedule assuming continued employment.
Sumbs Michael Robert reported acquisition or exercise transactions in this Form 4 filing.
MVB Financial Corp Chief Financial Officer Michael Robert Sumbs reported a grant of restricted stock units (RSUs) covering 3,825 shares of common stock. The award was granted under the 2022 Stock Incentive Plan at no purchase price.
The footnotes state these restricted units follow a three-year graded vesting schedule, assuming continued employment with the company, with RSUs awarded on May 1, 2026 vesting over a three-year period beginning on May 1, 2027. Following the reported award, Sumbs is shown as directly holding 3,825 RSUs.
MVB Financial Corp President & CEO Larry F. Mazza reported mainly compensation-related share changes in MVB FINANCIAL CORP common stock. Several time- and performance-based restricted stock unit (RSU) awards vested and were converted into common shares, consistent with graded vesting schedules under the company’s 2013 and 2022 Stock Incentive Plans.
Mazza acquired 11,061 common shares as a grant or award and exercised RSU awards covering 17,514 shares that vested upon service and performance conditions being met. To cover tax obligations, 10,867 shares were withheld at $25.68 per share rather than sold on the open market. After these transactions, he holds 739,473 common shares directly, while 22,304 shares are held indirectly in an account owned by Melissa Mazza.
MVB Financial Corp’s Chief Risk and Legal Officer Joseph Ryan Rodriguez reported routine equity compensation activity. He received a grant of 3,978 restricted stock units (RSUs) that are time-vested under the 2022 Stock Incentive Plan with a three-year graded vesting schedule.
On the same date, 1,616 RSUs vested and were converted into common shares, including 42 dividend equivalent shares accrued since grant. To cover tax obligations, 469 common shares were disposed of through a tax-withholding transaction, not an open-market sale. After these transactions, he directly owns 9,835 common shares and 3,232 RSUs remain outstanding.
Sumbs Michael Robert reported acquisition or exercise transactions in this Form 4 filing.
MVB Financial Corp’s Chief Financial Officer Michael Robert Sumbs received a grant of 3,825 restricted stock units as equity compensation. The RSUs were awarded at no cash cost to him and each unit represents one share of common stock if and when it vests.
The award was granted under the company’s 2022 Stock Incentive Plan and follows a three-year graded vesting schedule, conditioned on his continued employment with the company. After this grant, his reported direct holdings of these time-vested RSUs total 3,825 units.
Logan Jonathan Thomas reported acquisition or exercise transactions in this Form 4 filing.
MVB Financial Corp Chief Accounting Officer Logan Jonathan Thomas received a grant of 1,234 restricted stock units (RSUs) linked to common stock. The RSUs were awarded at no cash cost as part of the company’s 2022 Stock Incentive Plan and will vest gradually over three years, assuming continued employment. Following this award, he holds 1,234 RSUs directly, with no open-market buying or selling reported in this filing.
MVB Financial Corp. furnished an investor presentation outlining its fintech-focused banking strategy and recent performance. The company reported $3.3B in total assets, $2.4B in total loans and $2.9B in total deposits, with payments volume of $48B over the trailing twelve months.
For Q1 2026, net income increased 44.9% from Q1 2025 and diluted EPS reached $0.39, up 44.4%. Noninterest income rose 17.1%, while tangible book value per share was $25.98, up 8.9% from Q1 2025. Noninterest-bearing deposits accounted for 34.9% of total deposits.
The presentation highlights strong capital, with the Bank leverage ratio at 10.1%, Bank Common Equity Tier 1 capital ratio at 12.6%, and a holding company tangible common equity to tangible assets ratio of 10.0%. Asset quality remained solid, with non-performing loans at 0.26% of total loans and an allowance for credit losses equal to 1.45% of total loans.