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Mercer Bancorp, Inc. held its Annual Meeting of Stockholders on February 17, 2026, where all matters submitted to stockholders were approved. Stockholders elected David L. Keiser to the board with 551,637 votes for and 36,364 withheld, and Barry Parmiter with 576,851 votes for and 11,150 withheld. Both director elections had 121,817 broker non-votes.
Stockholders also approved another proposal, which received 699,118 votes for, no votes against, and 10,700 abstentions. The filing confirms that each proposal described in the definitive proxy statement dated January 13, 2026 received the necessary support to pass.
Mercer Bancorp, Inc. reported quarterly net income of $171,270 for the three months ended December 31, 2025, down from $276,308 a year earlier, with diluted earnings per share declining from $0.29 to $0.18. Net interest income rose to $1.75 million from $1.59 million as total interest expense declined, particularly on Federal Home Loan Bank advances. However, noninterest expense increased to $1.65 million, outpacing a modest drop in noninterest income. Total assets were $174.2 million, slightly below $176.2 million at September 30, 2025, while deposits increased to $146.9 million. Nonperforming loans fell to $660,214, and the allowance for credit losses decreased to $913,370 with no provision recorded.
Mercer Savings Bank Employee Stock Ownership Plan Trust, with Community Bank of Pleasant Hill dba First Trust of MidAmerica as trustee, reports beneficial ownership of 81,496 shares of Mercer Bancorp, Inc. common stock, representing 7.9% of the outstanding class as of the reported date.
The plan has sole voting power over 65,470 shares and shared voting power over 16,026 shares, with sole dispositive power over all 81,496 shares. The filer certifies that the shares were acquired and are held in the ordinary course of business, not to change or influence control of Mercer Bancorp.
Mercer Bancorp, Inc. is asking stockholders to vote at its 2026 Annual Meeting on February 17, 2026 on two items: electing two directors, David L. Keiser and Barry Parmiter, to three-year terms and ratifying Clark, Schaefer, Hackett & Co. as independent auditor for the year ending September 30, 2026.
Stockholders of record as of December 26, 2025 may vote by proxy, online, or in person, with one vote per share and a cap on voting power above 10% ownership. The proxy details board structure, independence, and committees, summarizes executive and director compensation and employment agreements, and describes a 2025 equity incentive plan for officers, employees, and directors. It also explains an auditor change from S.R. Snodgrass, P.C. to Clark, Schaefer, Hackett & Co., prior material weaknesses in internal control over financial reporting, and management’s steps that it believes remediated those weaknesses by March 31, 2025.
Mercer Bancorp, Inc., the holding company for Mercer Savings Bank, reports a community banking profile focused on western Ohio and eastern Indiana. As of September 30, 2025, the company had $176.2 million in total assets, $144.0 million in deposits and $24.6 million in stockholders’ equity.
Loans are the core of the balance sheet, with net loans of $142.3 million, or 80.8% of total assets. The portfolio is concentrated in one- to four-family residential mortgages at $78.8 million (54.7% of total loans) and agricultural real estate at $46.3 million (32.2%). Consumer credit includes a growing indirect auto program, with $4.1 million of indirect auto loans held for investment and $8.1 million held for sale.
Credit quality metrics show non-performing assets of $1.35 million, equal to 0.77% of total assets, and non-performing loans of $715,533, or 0.94% of total loans. The allowance for credit losses on loans was $960,307, representing 0.67% of total loans, after a $66,000 provision and modest net charge-offs, primarily in consumer loans.