Welcome to our dedicated page for Mainstreet Bancshares SEC filings (Ticker: MNSB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The MainStreet Bancshares, Inc. MNSB SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a financial holding company for MainStreet Bank. MainStreet Bancshares files with the U.S. Securities and Exchange Commission as a Virginia corporation listed on the Nasdaq Capital Market, with its common stock trading under the symbol MNSB and its depositary shares for 7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock trading under the symbol MNSBP.
Through this page, users can review Form 8-K current reports in which the company discloses material events. Recent 8-K filings describe topics such as the planned retirement of the company’s Chief Financial Officer from that role, the appointment of a new independent director to the boards of the company and the bank, the authorization of a new stock repurchase program, repurchases of common shares under that program, and the declaration of cash dividends on both preferred and common stock. Other 8-Ks reference the release of quarterly financial results and the availability of investor presentations.
In addition to current reports, investors typically consult MainStreet Bancshares’ annual reports on Form 10-K and quarterly reports on Form 10-Q for detailed information on net interest income, loan and deposit composition, asset quality, capital ratios, and risk factors. While those specific forms are not reproduced in the news excerpts, the company’s earnings releases and 8-K references indicate that such filings are part of its regular reporting cycle.
Stock Titan’s platform enhances these filings with AI-powered summaries that explain key sections in clear language, helping users understand items such as stock repurchase authorizations, dividend terms for the Series A preferred stock and related depositary shares, and board or executive changes reported under Item 5.02. Real-time updates from EDGAR ensure that new MainStreet Bancshares filings appear promptly, and investors can also monitor any future Forms 3, 4, and 5 that would report insider ownership and trading activity in MNSB and MNSBP securities.
By using this page, analysts and individual investors can quickly navigate MainStreet Bancshares’ regulatory history, connect earnings news to the underlying SEC documents, and track how the company communicates its financial condition, capital management, and governance decisions over time.
MainStreet Bancshares, Inc. announced a new stock repurchase program authorizing the company to buy back up to $10.0 million of its outstanding common stock. This new program replaces the prior authorization announced in October 2025 and gives management flexibility to repurchase shares over time.
Repurchases may occur on the open market, through privately negotiated deals, or other methods compliant with law, at prices and times chosen by management. The program may be extended, modified, suspended, or discontinued, and there is no assurance that any shares will actually be repurchased.
MainStreet Bancshares, Inc. declared a $0.10 per share cash dividend for common shareholders. The dividend will be paid on May 11, 2026 to shareholders of record on May 4, 2026.
The Board stated that any future common dividends will be considered after reviewing the company’s financial condition, results of operations, and other factors, and will remain at the Board’s discretion.
MainStreet Bancshares, Inc. reported solid first quarter 2026 results, with net income of $4.1 million and earnings per common share of $0.48, up from $0.25 a year earlier. Net interest margin expanded 9 basis points during the quarter to 3.47% as loan yields held firm and funding costs declined.
The company repurchased 273,448 shares, helping lift book value per common share to $25.63. Total deposits exceeded $1.9 billion, including $1.4 billion in core funding, while net loans reached $1.85 billion, producing a 98% loan-to-deposit ratio and continued growth in owner-occupied commercial real estate.
Profitability metrics improved, with annualized return on average assets rising to 0.76% and the efficiency ratio improving to 70.80% from 82.03% a year earlier. However, nonperforming assets increased to 2.47% of total assets and non-accrual loans rose to 2.88% of total gross loans, reducing allowance coverage.
MainStreet Bancshares, Inc. is asking shareholders to vote at its 2026 virtual-only annual meeting on electing four directors, ratifying YHB as independent auditor, and approving an advisory say-on-pay resolution for named executive officer compensation.
The meeting is on May 21, 2026, via live webcast, with a record date of April 2, 2026, when 7,324,049 common shares were outstanding. Directors, executives and related parties held 10.17% of these shares. The proxy also outlines board independence, risk oversight, a new clawback policy, insider trading controls, and an equity-based incentive program that paid 2025 bonuses entirely in restricted stock.
MainStreet Bancshares, Inc. reported that director Joan Morgan Higgins acquired 356 shares of Common Stock on April 3, 2026. The shares were granted as restricted stock awards in lieu of cash director fees, valued at $22.48 per share based on the grant-date stock price.
After this equity grant, Higgins directly holds 602 Common Stock shares. This is a routine, compensation-related award under the company’s existing equity incentive plan, rather than an open-market purchase or sale.
Hall Wendy Adeler reported acquisition or exercise transactions in this Form 4 filing.
MainStreet Bancshares, Inc. director Wendy Adeler Hall received a grant of 534 shares of common stock on April 3, 2026, valued at $22.48 per share. This award increased her direct holdings to 1,754 shares. According to a footnote, directors may elect to receive restricted stock awards in lieu of cash fees, with the amount based on the stock price on the grant date.
MainStreet Bancshares, Inc. director Rafael E. DeLeon received a grant of 1,068 shares of common stock on April 3, 2026 at a fair value of $22.48 per share. These restricted stock awards were taken in lieu of cash director fees under the company’s existing equity incentive plan.
Following this equity award, DeLeon directly holds 14,548 shares of MainStreet Bancshares common stock. This is a routine, compensation-related acquisition rather than an open-market purchase or sale.
MainStreet Bancshares director Darrell Green received a stock grant instead of cash fees. On April 3, 2026, he acquired 356 shares of common stock as a restricted stock award valued at $22.48 per share under the company’s equity incentive plan. Following this grant, he directly holds 34,705 shares of MainStreet Bancshares common stock.
MainStreet Bancshares director Patsy I. Rust received an equity grant rather than cash fees. On April 3, 2026, Rust acquired 534 shares of MainStreet Bancshares common stock at a fair value of $22.48 per share as a restricted stock award under the company’s equity incentive plan.
After this grant, Rust directly holds 26,130 common shares and also has indirect ownership of 500 common shares held by her husband, plus 2,000 depositary shares. A footnote explains directors may elect to receive board compensation in restricted stock instead of cash, and this grant reflects that election.