Welcome to our dedicated page for Mfa Financial SEC filings (Ticker: MFA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The MFA Financial, Inc. (NYSE: MFA) SEC filings page on Stock Titan provides direct access to the company’s regulatory disclosures, along with AI-powered summaries to help interpret complex documents. MFA is a Maryland-incorporated, internally managed real estate investment trust focused on residential mortgage loans, residential mortgage-backed securities and other real estate assets, and its filings reflect this specialized mortgage finance profile.
Investors can review current reports on Form 8-K, where MFA reports material events such as quarterly earnings releases, establishment of at-the-market equity offering programs for common and preferred stock, changes to preferred share authorizations through Articles Supplementary, and temporary trading restrictions related to employee benefit plans. These filings also list the company’s NYSE-listed securities, including common stock, Series B and Series C preferred stock and senior notes due 2029.
Through MFA’s annual reports (Form 10-K) and quarterly reports (Form 10-Q), users can examine detailed information on the residential loan and securities portfolios, financing agreements, securitized debt, leverage metrics, net interest spread and credit performance indicators such as delinquency rates and loan-to-value ratios. Stock Titan’s AI tools highlight key sections, summarize risk factors and explain technical terms in accessible language, helping readers understand how MFA’s mortgage investments and funding structure interact.
The filings page also surfaces equity and debt offering documents, including shelf registration statements and related prospectus supplements referenced in MFA’s 8-K filings for its common and preferred stock ATM programs. Where available, Form 4 insider transaction reports can be used to track trading activity by MFA’s directors and executive officers, with AI-generated overviews that distinguish routine transactions from unusual patterns.
All documents are updated in near real time from the SEC’s EDGAR system. Each filing is paired with an AI summary that calls out the main points, such as new capital programs, changes in preferred stock terms, or the latest quarterly performance figures, allowing users to focus quickly on what may matter most for their analysis of MFA.
MFA Financial, Inc. reported a small net loss for the three months ended March 31, 2026, as fair value declines offset steady interest income. Net interest income rose to $59.2 million from $57.5 million, but large unrealized losses on residential whole loans and securities drove a net loss of $0.98 million versus net income of $41.2 million a year earlier.
Losses included a $34.8 million net loss on residential whole loans at fair value and a $38.3 million loss on securities and other portfolio investments, partly offset by a $30.7 million gain on derivatives and a $19.8 million gain on securitized debt. After $10.4 million in preferred dividends, net loss available to common shareholders was $11.4 million, or $(0.11) per diluted share, compared with $0.31 per share in the prior year period.
Total assets were $13.23 billion, largely in $8.78 billion of residential whole loans and $3.59 billion of securities. Stockholders’ equity decreased to $1.78 billion from $1.83 billion at year-end, reflecting the quarterly loss, common and preferred dividends, and modest share repurchases.
MFA Financial, Inc. reported first quarter 2026 results showing a GAAP net loss available to common stock and participating securities of $(11.4) million, or $(0.11) per share, driven largely by fair value losses on loans and securities.
Non-GAAP Distributable earnings were $31.1 million, or $0.30 per basic share, and Distributable earnings prior to realized credit losses were $35.5 million, or $0.34 per share. MFA paid a common dividend of $0.36 per share and reported GAAP book value of $12.70 and economic book value of $13.22 per common share at March 31, 2026, producing a total economic return of (1.2)% for the quarter.
The residential investment portfolio increased to $12.5 billion, supported by acquisitions of $392.8 million of Agency MBS, $470.6 million of Non-QM loans, and $219 million of new business purpose loans through Lima One. MFA completed two Non-QM securitizations totaling $757.2 million UPB, maintained a debt/net equity ratio of 6.3x and recourse leverage of 2.7x, and ended the quarter with $221.6 million of unrestricted cash and $174.8 million of unpledged Agency MBS.
MFA Financial Inc reports that Vanguard Capital Management reported beneficial ownership of 5,286,600 shares of Common Stock, representing 5.17% of the class as of 03/31/2026. The filing shows Vanguard has sole dispositive power over 5,286,600 shares and sole voting power for 748,269 shares. The Schedule 13G was signed on 04/30/2026 by Ashley Grim.
MFA Financial, Inc. will hold a virtual 2026 Annual Meeting on June 3, 2026 at 2:00 p.m. Eastern Time. Stockholders of record at the close of business on April 8, 2026, when 101,596,232 shares of common stock were outstanding, may vote.
Stockholders will elect two Class I directors, Laurie S. Goodman and Richard C. Wald, to terms running to the 2029 annual meeting, vote on ratifying KPMG LLP as independent auditor for 2026, and cast an advisory Say‑on‑Pay vote on executive compensation.
The Board has seven members, six of whom are independent, with an independent non‑executive chair and fully independent audit, compensation, and nominating/governance committees. The proxy describes majority voting with a director resignation policy, director retirement and overboarding limits, and anti‑hedging/insider‑trading controls.
For 2025, CEO Craig L. Knutson received base salary of $825,000 and annual incentive pay of $2,160,623 (about 107% of his $2,020,000 target). President and CIO Bryan Wulfsohn earned salary of $700,000 and annual incentive of $1,455,500 (about 112% of his $1,300,000 target). A majority of long‑term equity awards are performance‑based PRSUs tied to absolute and relative total stockholder return over three years.
The Vanguard Group filed an Amendment No. 13 to Schedule 13G/A for MFA Financial Inc common stock describing an internal realignment and reporting 0 shares beneficially owned. The filing cites SEC Release No. 34-39538 and states certain subsidiaries will report ownership separately after an internal realignment on January 12, 2026. The form is signed by Ashley Grim, Head of Global Fund Administration on 03/27/2026.
MFA Financial, Inc. is an internally managed REIT focused on residential mortgage assets, mainly residential whole loans and mortgage-backed securities. It aims to generate distributable income and credit-driven returns while maintaining REIT and Investment Company Act compliance.
In 2025, MFA acquired approximately $2.7 billion of residential whole loans, including $0.9 billion originated by its Lima One subsidiary. As of December 31, 2025, total investment-related assets included $8.8 billion of residential whole loans, $3.4 billion of residential mortgage securities, and $301.2 million of other investment-related assets.
Key risks center on credit performance of whole loans and MBS, leverage and margin calls, interest rate and prepayment volatility, regulatory changes, geographic concentration (notably California, Florida, Texas, Georgia and New York), and operational risks tied to third-party servicers and Lima One. On June 30, 2025, non-affiliate market value of common stock was $966 million, with 102,093,862 shares outstanding on February 17, 2026.
MFA Financial reported much stronger results for the quarter and year ended December 31, 2025 and announced a new stock repurchase plan. Q4 net income was $54.3 million, up sharply from $5.9 million a year earlier, with full-year net income of $176.8 million versus $119.3 million in 2024. Q4 distributable earnings were $27.8 million, or $0.27 per basic share. Economic book value per share was $13.75, slightly above the prior year’s $13.93 despite a higher-rate environment that compressed net interest spreads to 1.69% on the total balance sheet. Total assets grew to $13.0 billion, led by $8.8 billion of residential whole loans and $3.36 billion of securities.
The board authorized a new $200 million common stock repurchase program effective through the end of 2028, replacing the prior plan that expired in 2025. Management highlighted 2025 investments of about $4.8 billion in target assets, continued cost reductions, and total economic returns of 3.1% for Q4 and 9.0% for the year.
MFA Financial director Robin Josephs reported a routine equity award settlement. On 01/15/2026, 3,473 restricted stock units granted in 2016 and deferred under the MFA Financial, Inc. 2003 Non-Employee Directors' Deferred Compensation Plan were settled in 3,473 shares of common stock, at a reported price of $0.00 per share, reflecting the conversion of previously earned phantom stock into actual shares.
After this transaction, Josephs directly held 35,454 shares of MFA Financial common stock and 92,790 restricted stock units, each RSU being the economic equivalent of one share of common stock.
MFA Financial, Inc. director Laurie Goodman reported a routine equity compensation settlement. On 01/15/2026, 3,473 restricted stock units granted in 2016 were settled, with each unit converting into one share of MFA Financial common stock at an exercise price of $0.00 under a deferred compensation plan. Following this transaction, Goodman directly owned 9,480 shares of common stock and 140,391 derivative securities in the form of restricted stock units. These RSUs were previously fully vested phantom shares economically equivalent to MFA Financial common stock.