Welcome to our dedicated page for Mercury General SEC filings (Ticker: MCY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Mercury General Corporation (NYSE: MCY), an insurance holding company for Mercury Insurance. As a California-incorporated issuer with common stock registered under Section 12(b) of the Securities Exchange Act of 1934, Mercury General files periodic and current reports that offer detailed insight into its property and casualty insurance operations.
Investors researching MCY can use this section to review current reports on Form 8-K, which Mercury General uses to furnish press releases announcing quarterly financial results and other material events. Recent 8-K filings, for example, reference press releases covering financial results for specific quarters and confirm that the company’s common stock trades on the New York Stock Exchange under the symbol MCY.
In addition to 8-Ks, users can access Mercury General’s annual reports on Form 10-K and quarterly reports on Form 10-Q via the SEC’s EDGAR system. These filings typically contain information about the company’s multiple-line insurance operations, including its focus on personal auto, homeowners, renters and commercial insurance written through independent agents and direct-to-consumer channels in various states.
Stock Titan enhances these filings with AI-powered summaries that highlight key sections and help explain complex disclosures in more accessible language. Rather than reading entire documents line by line, users can rely on AI-generated overviews to identify important topics, then drill down into the original filings for full context.
For those tracking insider activity and executive share transactions, this page also surfaces Forms 3, 4 and 5 when they are filed, allowing closer monitoring of ownership changes. Combined with real-time updates from EDGAR, this MCY filings hub offers a structured way to follow Mercury General’s regulatory reporting, from earnings-related 8-Ks to comprehensive 10-K and 10-Q reports, with AI tools to streamline analysis.
Mercury General Corporation is asking shareholders to elect nine directors, approve its executive pay program in an advisory vote, and ratify KPMG LLP as auditor for 2026. Shareholders of record on March 16, 2026, holding 55,388,627 common shares, may vote, with one vote per share. The proxy details a largely independent board, committee structures and risk oversight, and an executive compensation mix of salary, annual bonuses tied to underwriting performance, and long-term cash-based phantom stock units and restricted units. In 2025, CEO Gabriel Tirador received total compensation of $5,590,472, while the median employee earned $90,662, a pay ratio of 1 to 62. The company reports a 2025 GAAP underwriting profit margin of 3.73%, driving a 93.25% company performance multiplier for annual bonuses, and notes prior say-on-pay support above 98%.
Mercury General Corp — The Vanguard Group filed Amendment No. 2 to a Schedule 13G/A stating it reports zero beneficial ownership of Mercury General common stock following an internal realignment.
The filing explains that on January 12, 2026 Vanguard reorganized subsidiaries which will report holdings separately under SEC Release No. 34-39538. The filing is signed by Ashley Grim on 03/27/2026.
Mercury General Corp executive Ximeng Simon Zhang reported RSU and common stock transactions. On February 21, 2026, he exercised 811.58 restricted stock units, the economic equivalent of 811.58 shares of common stock at a stated price of $0.00 per share, increasing his directly held common stock to 2,311.58 shares before a subsequent disposition.
The same day, 811.58 common shares were disposed of to the issuer at $86.44 per share under transaction code D, leaving 1,500 common shares directly owned. After the RSU transaction, 1,623.17 restricted stock units remained. The RSUs will vest in three equal annual installments beginning on February 21, 2026 and will be settled in cash upon vesting.
Mercury General Corp president and COO Joseph Victor George reported several equity transactions. He exercised restricted stock units representing 1,318.66 shares at $0.00 per unit, increasing his directly held common stock by the same 1,318.66 shares. He then disposed of 1,318.66 common shares back to the issuer at $86.44 per share, leaving 15,025.00 common shares held directly. Following these transactions, he also holds 2,637.32 restricted stock units and indirectly holds 8.7410 common shares through an ESOP. Each restricted stock unit is the economic equivalent of one common share and will vest in three equal annual installments beginning on February 21, 2026, with settlement in cash upon vesting.
Mercury General Corp VP and Chief Claims Officer Randall R. Petro reported derivative and stock transactions linked to restricted stock units (RSUs). On February 21, 2026, he exercised RSUs covering 689.85 units, each economically equivalent to one share of common stock, at a stated price of $0.0000 per unit, increasing his RSU holdings to 1,379.69 units.
The same day, 689.85 shares of common stock were acquired through the RSU conversion and then disposed of back to the issuer at $86.4400 per share, resulting in zero common shares directly owned after the disposition. The RSUs will vest in three equal annual installments beginning on February 21, 2026 and will be settled in cash upon vesting rather than delivering additional shares.
Mercury General Corp VP/Chief Product Officer Jeffrey Michael Schroeder reported RSU-related transactions. On February 21, 2026, he exercised 811.5800 restricted stock units into an equivalent number of common shares at $0.0000 per share, then disposed of 811.5800 common shares to the issuer at $86.4400 per share. After these transactions, he held 873.0000 common shares directly and 30.0000 shares indirectly through an ESOP. The restricted stock units are each the economic equivalent of one common share and will vest in three equal annual installments beginning on February 21, 2026, and will be settled in cash upon vesting.
Mercury General Corp director and CEO Gabriel Tirador reported equity award activity. He exercised 4,348.64 restricted stock units into the same number of common shares at a stated price of $0 per share, then disposed of 4,348.64 common shares to the issuer at $86.44 per share. After these transactions, he directly held 48,887 common shares and 8,697.27 restricted stock units, plus 2,315 common shares held indirectly through an ESOP.
Mercury General Corp VP and Chief Sales Officer Colby Nicholas Vincent reported RSU and share transactions. On February 21, 2026, he exercised 689.85 restricted stock units at $0.00 per unit, creating the economic equivalent of the same number of common shares. He then disposed of 689.85 common shares to the issuer at $86.44 per share, leaving no common shares directly held and 1,379.69 restricted stock units outstanding. Each restricted stock unit is the economic equivalent of one share of common stock and will vest in three equal annual installments beginning on February 21, 2026, with settlement in cash upon vesting.
Mercury General Corp VP/Chief Technology Officer Pang Wei reported derivative and stock transactions involving 1,136.22 units/shares on February 21, 2026. A restricted stock unit award for 1,136.22 units was recorded, bringing total restricted stock units to 2,272.43.
These restricted stock units are each the economic equivalent of one share of common stock, will vest in three equal annual installments beginning on February 21, 2026, and will be settled in cash upon vesting. On the same date, 1,136.22 shares of common stock were acquired at $0.00 per share through a derivative exercise or conversion, then 1,136.22 common shares were disposed of to the issuer at $86.44 per share, leaving no common shares directly owned.