STOCK TITAN

Darrel W. Tedrow of LINCOLN NATIONAL (LNC) reports initial stock, RSU and option holdings

(Neutral)
(Neutral)
Form Type
3

Rhea-AI Filing Summary

LINCOLN NATIONAL CORP executive Darrel W. Tedrow has filed an initial ownership report showing his equity interests in the company. As EVP, President Life Insurance & RSS, he reports direct ownership of 34,014 shares of Common Stock, which includes time-based restricted stock units scheduled to vest between February 2027 and May 2029.

He also holds 1,844.2 Phantom Stock Units, each linked to one share of Lincoln National common stock through the company’s deferred compensation and retirement plan. In addition, he has employee stock options covering 3,777 shares at $34.99, 2,164 shares at $37.74, and 1,837 shares at $73.51, with expirations in 2032 and 2033.

Positive

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Insider Tedrow Darrel W.
Role EVP, President Life Ins & RSS
Type Security Shares Price Value
holding Employee Stock Option (Right to Buy) -- -- --
holding Employee Stock Option (Right to Buy) -- -- --
holding Employee Stock Option (Right to Buy) -- -- --
holding Phantom Stock Units -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Employee Stock Option (Right to Buy) — 7,778 shares (Direct); Phantom Stock Units — 1,844.2 shares (Direct); Common Stock — 34,014 shares (Direct)
Footnotes (5)
  1. F1. Includes 8,985 restricted stock units ("RSUs") that vest on February 21, 2027, 8,974 RSUs that vest on February 19, 2028, 6,125 RSUs that vest on February 19, 2029, and 4,923 RSUs that vest on May 28, 2029.
  2. F2. The option vested in three equal installments on February 16, 2023, 2024 and 2025.
  3. F3. The option vested in full on December 5, 2025.
  4. F4. The option vested in three equal installments on February 15, 2024, 2025 and 2026.
  5. F5. Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock. Represents stock units held in the LNC Deferred Compensation and Supplemental/Excess Retirement Plan (the "DC SERP"). The reporting person may transfer his investment in the Phantom Stock account into an alternative investment option in the DC SERP at any time.
Common Stock owned 34,014 shares Direct ownership reported on Form 3
RSUs vesting Feb 21, 2027 8,985 units Restricted stock units included in common stock line
RSUs vesting Feb 19, 2028 8,974 units Restricted stock units with 2028 vesting
RSUs vesting Feb 19, 2029 6,125 units Restricted stock units with 2029 vesting
RSUs vesting May 28, 2029 4,923 units Restricted stock units with May 2029 vesting
Phantom Stock Units 1,844.2 units Deferred compensation plan, each equals one LNC share
Stock option at $34.99 3,777 underlying shares Employee stock option expiring February 15, 2033
Stock option at $37.74 2,164 underlying shares Employee stock option expiring December 5, 2032
restricted stock units ("RSUs") financial
"Includes 8,985 restricted stock units ("RSUs") that vest on February 21, 2027"
Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.
Phantom Stock Units financial
"Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock."
Phantom stock units are company promises that pay a cash or stock-equivalent award tied to the firm’s share price or value growth, but they do not issue actual shares. Think of them as a bonus check that moves with the stock like a mirror rather than handing over an ownership slice. Investors care because these awards can affect a company’s future cash obligations, executive incentives and reported expenses without causing share dilution.
Employee Stock Option (Right to Buy) financial
"security_title":"Employee Stock Option (Right to Buy)""
Deferred Compensation and Supplemental/Excess Retirement Plan (the "DC SERP") financial
"Represents stock units held in the LNC Deferred Compensation and Supplemental/Excess Retirement Plan (the "DC SERP")."

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FAQ

What does Darrel W. Tedrow report owning in LINCOLN NATIONAL CORP (LNC)?

Darrel W. Tedrow reports direct ownership of 34,014 shares of Common Stock in LINCOLN NATIONAL CORP. This figure includes several tranches of restricted stock units scheduled to vest between February 2027 and May 2029, reflecting his long-term incentive alignment with shareholders.

What restricted stock units (RSUs) does Darrel W. Tedrow hold in LNC?

Tedrow’s common stock line includes 8,985 RSUs vesting February 21, 2027, 8,974 vesting February 19, 2028, 6,125 vesting February 19, 2029, and 4,923 vesting May 28, 2029, indicating a multi-year vesting schedule tied to continued service.

What Phantom Stock Units does Darrel W. Tedrow hold in LINCOLN NATIONAL (LNC)?

He holds 1,844.2 Phantom Stock Units, each equivalent to one share of LNC Common Stock. These units are held in the company’s Deferred Compensation and Supplemental/Excess Retirement Plan, and he may reallocate this phantom stock investment into alternative plan options at any time.

What stock options are reported for Darrel W. Tedrow at LINCOLN NATIONAL CORP?

Tedrow holds employee stock options over 3,777 shares at $34.99 expiring February 15, 2033, 2,164 shares at $37.74 expiring December 5, 2032, and 1,837 shares at $73.51 expiring February 16, 2032, reflecting multiple long-term equity grants.

Did Darrel W. Tedrow buy or sell LINCOLN NATIONAL (LNC) shares in this Form 3?

This Form 3 is an initial statement of beneficial ownership and reflects existing holdings rather than new purchases or sales. It lists his common shares, RSUs, Phantom Stock Units, and stock options as of the reported date without showing trading activity.

How are Darrel W. Tedrow’s Phantom Stock Units in LNC structured?

Each Phantom Stock Unit equals one share of LNC Common Stock and is held in the company’s DC SERP plan. He can move value from the Phantom Stock account into other plan investment options, providing flexibility within the deferred compensation program.
SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
Estimated average burden
hours per response:0.5
1. Name and Address of Reporting Person*
Tedrow Darrel W.

(Last)(First)(Middle)
150 N. RADNOR CHESTER ROAD

(Street)
RADNOR PENNSYLVANIA 19087

(City)(State)(Zip)

UNITED STATES

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
06/01/2026
3. Issuer Name and Ticker or Trading Symbol
LINCOLN NATIONAL CORP [ LNC ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP, President Life Ins & RSS
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock34,014(1)D
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
Employee Stock Option (Right to Buy) (2)02/16/2032Common Stock1,837$73.51D
Employee Stock Option (Right to Buy) (3)12/05/2032Common Stock2,164$37.74D
Employee Stock Option (Right to Buy) (4)02/15/2033Common Stock3,777$34.99D
Phantom Stock Units (5) (5)Common Stock1,844.2(5)D
Explanation of Responses:
1. Includes 8,985 restricted stock units ("RSUs") that vest on February 21, 2027, 8,974 RSUs that vest on February 19, 2028, 6,125 RSUs that vest on February 19, 2029, and 4,923 RSUs that vest on May 28, 2029.
2. The option vested in three equal installments on February 16, 2023, 2024 and 2025.
3. The option vested in full on December 5, 2025.
4. The option vested in three equal installments on February 15, 2024, 2025 and 2026.
5. Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock. Represents stock units held in the LNC Deferred Compensation and Supplemental/Excess Retirement Plan (the "DC SERP"). The reporting person may transfer his investment in the Phantom Stock account into an alternative investment option in the DC SERP at any time.
Remarks:
/s/ Claire H. Hanna, Attorney-in-Fact06/04/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)