Welcome to our dedicated page for Lm Fdg Amer SEC filings (Ticker: LMFA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to LM Funding America, Inc. (NASDAQ: LMFA) filings with the U.S. Securities and Exchange Commission, along with AI-powered tools that help explain the contents of each document. LM Funding is a Bitcoin treasury and mining company with a technology-enabled specialty finance business that funds nonprofit community associations primarily in Florida, and its SEC filings offer detailed insight into both segments.
Through annual reports on Form 10-K and quarterly reports on Form 10-Q, LM Funding discloses information such as digital mining revenues, specialty finance revenue, operating costs, mining margins, Bitcoin holdings, loan balances, and stockholders’ equity. These reports also describe the company’s two operating segments, Mining Operations and Specialty Finance, and discuss risks related to cryptocurrency mining, financing, and regulatory matters.
The company files frequent Form 8-K current reports to document material events. Recent 8-Ks have covered topics such as Bitcoin production and mining updates, third quarter financial results, amendments to loan agreements, additional loans secured by Bitcoin collateral, the acquisition of a Mississippi mining property and miners, the establishment of a Master Digital Currency Loan Agreement with Galaxy Digital, and the authorization of a share repurchase program. Other 8-Ks detail warrant exercise price adjustments, privately negotiated repurchases of shares and warrants, and executive stock option grants and bonuses.
Investors interested in capital structure and financing can use this page to review filings describing registered direct offerings, private placements, warrant terms and anti-dilution provisions, and loan facilities with lenders such as SE & AJ Liebel Limited Partnership and Galaxy Digital LLC. Governance-focused users can examine proxy materials and 8-Ks reporting stockholder meeting results, director elections, and auditor ratification.
Stock Titan’s interface surfaces these filings in real time as they are posted to the SEC’s EDGAR system and applies AI-generated summaries to highlight key points, such as changes in Bitcoin holdings, new debt obligations, share repurchase authorizations, and significant acquisitions. This allows readers to quickly understand the implications of lengthy documents, including 10-Ks, 10-Qs, and 8-Ks, and to locate specific information on LM Funding’s Bitcoin treasury strategy, specialty finance activities, and corporate transactions.
LM Funding America, Inc. is asking stockholders to approve several key items at its June 16, 2026 annual meeting in Tampa. Proposals include electing two Class I directors, ratifying MaloneBailey, LLP as auditor for 2026, and approving a large warrant-related share issuance.
Stockholders are asked to approve, under Nasdaq Listing Rule 5635(d), issuing more than 19.99% of outstanding common stock upon exercise of investor warrants from a December 2025 financing and repriced December 2024 warrants. The company also seeks authority to conduct a reverse stock split between 1‑for‑5 and 1‑for‑25 at the Board’s discretion.
The proxy details 2025 executive pay, including total compensation of $1,709,838 for CEO Bruce Rodgers and net loss of $26.975 million, alongside governance practices, board committee structures, director independence, related-party services and an audit fee of $628,317 paid to MaloneBailey in 2025.
LM Funding America, Inc. is holding its annual stockholder meeting on June 16, 2026 in Tampa, Florida. Stockholders will vote on electing two Class I directors, ratifying MaloneBailey, LLP as independent auditor for the 2026 financial statements, and approving several capital-related proposals.
One proposal seeks approval under Nasdaq Listing Rule 5635(d) for issuing more than 19.99% of outstanding common stock upon exercise of investor warrants issued in December 2025 and warrants originally issued in December 2024 at a reduced price. Another proposal would allow the Board, if it deems advisable, to implement a reverse stock split of outstanding common shares at a ratio between 1-for-5 and 1-for-25. Stockholders may vote by internet, phone, or mail, and undirected proxies will be voted in line with Board recommendations.
LM Funding America, Inc. is soliciting proxies for its Annual Meeting of Stockholders to be held on June 16, 2026 to elect two Class I directors, ratify MaloneBailey, LLP as auditor, approve the potential issuance of over 19.99% of outstanding common stock tied to recently issued and repriced warrants, and authorize a board‑determined reverse stock split within a board‑authorized ratio range. The proxy discloses the December 2025 Registered Direct Offering that raised approximately $6.0 million, which included 1,822,535 shares, 7,332,395 pre‑funded warrants and 9,154,930 common warrants and contemplates repricing 3,472,740 existing warrants to $0.87 (from $2.95) pending shareholder approval under Nasdaq Listing Rule 5635(d).
The Board recommends votes FOR all proposals. The materials state record date as April 21, 2026 and describe voting mechanics, director nominees, executive compensation, outstanding equity awards, and governance practices.
LM Funding America filed an update on its Bitcoin mining operations for March 2026. The company produced 9.6 Bitcoin during the month and held 341.2 Bitcoin as of March 31, 2026, which it estimates were worth about $22.9 million, or $1.07 per diluted share based on 21,455,892 diluted shares outstanding.
The mining fleet totaled 7,513 machines with an energized hashrate of 0.79 EH/s. The company also renegotiated its $11 million Galaxy Digital loan, extending the maturity date to June 26, 2026. Management highlighted what it views as a disconnect between the value of its Bitcoin holdings and its stock price, noting a $0.25 share price at the March 31, 2026 close.
LM Funding America, Inc. extended its bitcoin-backed borrowing arrangement with Galaxy Digital LLC under an existing Master Digital Currency Loan Agreement. The company borrowed a new $11 million loan on April 6, 2026, using the proceeds to repay a prior loan under the same facility.
The new April 2026 loan is secured by Bitcoin owned by the company and will become due on June 26, 2026. This transaction maintains LM Funding’s leveraged exposure to digital assets while pushing out the loan’s maturity date.
LM Funding America now centers its business on Bitcoin, running a treasury of 211.4 Bitcoins as of December 31, 2025 and operating dedicated mining facilities alongside its legacy specialty finance business serving Florida community associations.
In 2025 the company raised roughly $21.3 million of net proceeds in August capital raises and about $5.9 million in December, using substantially all of these funds to buy 211 Bitcoins. It added a 15 MW mining site in Oklahoma and an 11 MW site in Mississippi, reaching about 0.75 EH/s of total hashing capacity and owning roughly 7,200 miners. To fund an $8 million stock and warrant repurchase, LM Funding borrowed $11 million under a Galaxy Digital loan secured by 145 Bitcoins and expanded a separate secured facility by up to $2 million. The company reports intense exposure to Bitcoin price volatility, concentration of treasury assets in Bitcoin, reliance on third-party custodians and mining pools, and a Nasdaq minimum bid-price deficiency notice that must be cured by July 6, 2026.
LM Funding America, Inc. filed a prospectus supplement for an at-the-market offering of up to $75,000,000 of common stock to be sold from time to time through Maxim Group LLC as sales agent. The Sales Agreement permits sales on The Nasdaq Capital Market or other methods defined as an “at the market offering,” and the Sales Agent will receive a commission equal to 3% of the gross sales price per share.
The prospectus supplement states the company had 16,157,892 shares outstanding as of March 24, 2026, and that net proceeds, if any, are intended to be used to expand its Bitcoin treasury strategy and for general corporate purposes. The filing discloses recent operating facts: as of February 28, 2026, the company controlled 209.7 Bitcoins, 145 Bitcoins of which were pledged under an $11,000,000 loan; the company received a Nasdaq non-compliance notice for minimum bid price requirements and has until July 6, 2026 to regain compliance. The March 27, 2026 supplement references prior Galaxy loan maturity extensions and last reported sale price of the common stock of $0.318 on March 24, 2026.
LM Funding America, Inc. entered into an at-the-market (ATM) offering agreement with Maxim Group LLC, allowing the company to issue and sell up to $75,000,000 of its common stock from time to time through Maxim as sales agent.
Shares will be issued under an existing Form S-3 shelf registration statement that was declared effective on November 21, 2024, with a related prospectus supplement filed on March 27, 2026. The company will pay Maxim a 3.0% cash fee on the gross sales price of any shares sold, reimburse certain expenses up to $50,000 without additional approval, and provide indemnification and contribution for specified liabilities.
There is no minimum sale amount, and LM Funding is not obligated to sell any shares. Either party may suspend or terminate sales under the agreement according to its terms.
LM Funding America reported fourth quarter and full-year 2025 results, highlighting growth in Bitcoin production but a large accounting loss. Q4 2025 revenue was $2.4 million, up 8.7% sequentially and 19.2% year-over-year, as mined volume rose to 22.0 Bitcoin from 17.6 in Q3 2025. Mining margin fell to 25% from 49% due mainly to a lower average Bitcoin price. The company recorded a Q4 net loss of $17.9 million and Core EBITDA loss of $9.3 million, versus net income of $1.0 million and Core EBITDA of $3.8 million in Q4 2024, driven by non-cash Bitcoin fair value losses, a $5.4 million impairment on mining equipment, depreciation and amortization, and higher operating expenses from integrating its Mississippi facility. As of December 31, 2025, cash was about $1.4 million and Bitcoin holdings totaled 356.4 Bitcoin, valued at roughly $31.2 million. For full-year 2025, revenue was approximately $8.8 million and total assets were about $51.3 million, while management emphasized expanded hashrate, two low-cost sites, and use of a Galaxy Digital loan facility to repurchase more than 3.3 million shares and 7.2 million warrants.