Welcome to our dedicated page for Lument Finance Trust SEC filings (Ticker: LFT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Lument Finance Trust, Inc. (NYSE: LFT) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. LFT is a Maryland real estate investment trust focused on investing in, financing and managing a portfolio of commercial real estate debt investments, primarily transitional floating rate commercial mortgage loans with an emphasis on middle-market multifamily assets. Its filings offer detailed insight into how this commercial real estate debt strategy is implemented and financed.
Through current reports on Form 8-K, Lument Finance Trust discloses material events and definitive agreements, such as the entry into commercial real estate collateralized loan obligation (CRE CLO) transactions, loan agreements, and uncommitted master repurchase agreements. These filings describe the structure of securitizations backed by first lien commercial mortgage bridge loans and participations, the classes of notes issued, collateral characteristics, reinvestment periods and the use of proceeds, as well as borrowing base mechanics and interest terms under credit facilities.
Other 8-K filings furnish earnings releases and supplemental financial information, summarizing quarterly results and providing reconciliations between GAAP net income attributable to common shareholders and the company’s non-GAAP distributable earnings measure. Additional 8-Ks report dividend declarations on common stock and 7.875% Series A Cumulative Redeemable Preferred Stock, along with related record and payment dates.
On Stock Titan, these filings are paired with AI-powered summaries that highlight key terms, obligations and financial implications, helping readers interpret complex documents such as securitization indentures, repurchase agreements and guarantees. Users can quickly identify items related to LFT’s financing structures, commercial real estate loan portfolio and capital markets activity, while still having direct access to the full text of each SEC filing for detailed review.
Keenan Walter C reported acquisition or exercise transactions in this Form 4 filing.
Lument Finance Trust, Inc. director Walter C. Keenan received a stock-based compensation award of 10,528 shares of common stock on March 30, 2026. The shares were granted as director fees paid in stock at $1.306 per share, rather than as cash compensation.
After this award, Keenan directly owns 207,644 shares of Lument Finance Trust common stock. This Form 4 reflects a routine equity grant for board service, with no open-market purchases or sales reported and no derivative securities activity disclosed.
Cummins Neil A. reported acquisition or exercise transactions in this Form 4 filing.
Lument Finance Trust director Neil A. Cummins received a stock grant as compensation. He was awarded 10,528 shares of common stock as director fees paid in stock at $1.306 per share. After this grant, he directly holds 115,479 shares of Lument Finance Trust common stock.
Hunt James Christopher reported acquisition or exercise transactions in this Form 4 filing.
Lument Finance Trust director James Christopher Hunt received a stock-based fee paid in company shares. On March 30, 2026, he was granted 10,528 shares of common stock at $1.306 per share as director fees paid in stock. Following this grant, his direct holdings increased to 687,756 common shares.
Lument Finance Trust director William A. Houlihan reported an open-market purchase of the company’s common stock. On 2026-03-27, he bought 5,000 shares at $1.30 per share. Following this transaction, his direct ownership increased to 260,732 common shares, signaling a modest expansion of his personal stake.
Lument Finance Trust director William A. Houlihan reported an open-market purchase of 15,000 shares of common stock at $1.29 per share. Following this transaction, he directly owns 255,732 shares, increasing his personal stake in the company.
Lument Finance Trust director Walter C. Keenan reported an indirect open-market purchase of 5,000 shares of preferred stock at $19.63 per share through his wife. Following this transaction, his indirect holdings in the preferred stock total 10,400 shares.
Lument Finance Trust director Walter C. Keenan reported trading the company’s preferred stock. On March 26, 2026, he executed three open‑market sales totaling 3,600 shares at prices between $19.42 and $19.70 per share, and one open‑market purchase of 1,500 shares at $19.50 per share, resulting in a net sale of 2,100 shares of preferred stock.
Lument Finance Trust, Inc. reported a GAAP net loss attributable to common shareholders of $8.9 million, or $(0.17) per share, for Q4 2025 and a full-year 2025 GAAP net loss of $7.5 million, or $(0.14) per share. Despite the GAAP loss, full-year Distributable Earnings were $7.6 million, or $0.14 per share, while Q4 showed a small distributable loss.
The board declared a $0.04 per-share common dividend for Q1 2026 and a $0.4921875 per-share dividend on its 7.875% Series A preferred, both payable April 15, 2026. For 2025, cumulative common dividends were $0.22 per share and preferred dividends were $1.96876 per share.
As of December 31, 2025, book value per share of common stock was $3.03 and the company’s $1.1 billion floating-rate commercial real estate loan portfolio was about 92.6% multifamily, with a weighted average spread of SOFR + 3.33% and a leverage ratio of 4.6x.
Lument Finance Trust, Inc. is a Maryland REIT focused on transitional, floating-rate commercial real estate loans, primarily middle‑market multifamily, externally managed by Lument Investment Management, a subsidiary of ORIX USA. As of December 31, 2025, its loan portfolio comprised 61 senior secured floating‑rate loans with unpaid principal of $1.14 billion, a weighted average coupon of 7.2% and 1.7 years remaining term, with 92.7% backed by multifamily properties.
The company also held three multifamily REO properties with carrying value of $49.1 million and mortgage servicing rights on $54.6 million of unpaid principal. Financing totaled $996.6 million against capacity of $1.30 billion, including a new $663.8 million managed CLO providing $585.0 million of non‑mark‑to‑market funding. LFT uses leverage through CLOs, repurchase agreements and term facilities and highlights risks from interest‑rate volatility, credit performance, regulatory change, competition and maintaining REIT qualification.
Lument Finance Trust, Inc. amended its secured term loan Credit and Guaranty Agreement with Cortland Capital Market Services and existing lenders. A Fifth Amendment extended the maturity date of the secured term loans to February 20, 2026. A subsequent Sixth Amendment further revised key terms.
Under the Amended Credit and Guaranty Agreement, borrowings under the secured term loans now bear interest at a fixed rate of 9.75% per annum. The rate is scheduled to step up by 0.50% per annum for the first three months after February 20, 2029, with additional 0.50% step-ups every three months thereafter until maturity. The company agreed to pay lenders a customary fee for entering the Sixth Amendment and to reimburse certain lender expenses related to both amendments.