Welcome to our dedicated page for Lcnb SEC filings (Ticker: LCNB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
LCNB Corp. (NASDAQ: LCNB) files a range of reports and disclosures with the U.S. Securities and Exchange Commission in connection with its activities as a financial holding company and parent of LCNB National Bank. On this page, you can review LCNB’s SEC filings, including current reports on Form 8-K that furnish earnings releases, unaudited financial highlights, and corporate governance updates. These filings provide insight into key measures such as net income, net interest income, net interest margin, non-interest income, non-interest expense, and asset quality indicators, as well as information about dividends declared on LCNB common shares.
Form 8-K filings for LCNB often report results of operations and financial condition under Item 2.02, attaching earnings releases and financial highlight tables as exhibits. Other 8-K filings address Regulation FD disclosures under Item 7.01, where the company furnishes investor and analyst presentation materials. Additional 8-K items describe leadership changes, including promotions to President, Chief Financial Officer, Chief Risk Officer, and Chief Accounting Officer, and director resignations, along with references to executive incentive plans described in LCNB’s proxy materials.
For a commercial banking organization like LCNB, SEC filings complement traditional bank regulatory reporting by giving public investors standardized financial and narrative information. Annual reports on Form 10-K and quarterly reports on Form 10-Q, when reviewed alongside 8-Ks, can help readers understand trends in loan and deposit activity, non-interest income from fiduciary and investment services, and the impact of acquisitions such as Eagle Financial Bancorp, Inc. and Cincinnati Bancorp, Inc.
Stock Titan’s platform adds AI-powered summaries and highlights to these filings, helping users interpret complex sections, identify important changes in financial performance, and locate disclosures about dividends, executive roles, and risk factors more efficiently, while still relying on the underlying SEC documents as the authoritative source.
LCNB Corp. will hold its 2026 annual shareholders meeting virtually on April 27, 2026, with 14,194,170 common shares entitled to vote as of March 2, 2026. Shareholders will elect four Class III directors through 2029, cast an advisory say-on-pay vote on executive compensation, and ratify Plante & Moran, PLLC as independent auditor for 2026.
The proxy details a largely independent 11‑member board, director and executive share ownership, and committee structures. In 2025, LCNB earned net income of $23.1 million, paid cash dividends of $0.88 per share, and its stock traded between $13.34 and $17.84. CEO total compensation was $892,855, about 14.94 times the median employee’s $59,743, with pay tied to net income, efficiency ratio, and equity-based incentives.
LCNB Corp., a financial holding company headquartered in Ohio, reports on its community banking, wealth management, and regulatory environment for the year ended December 31, 2025. The Bank focuses on commercial, real estate, consumer, and agricultural lending across Southwestern and South Central Ohio and Northern Kentucky.
At December 31, 2025, loans totaled $1.71 billion, with commercial real estate and residential real estate representing the majority of exposure, and an allowance for credit losses of $13.7 million, or 0.80% of total loans. Uninsured deposits were estimated at $304.1 million, and large time deposits above FDIC limits totaled $51.4 million.
Investment securities were diversified across U.S. Treasury, agency, municipal, corporate, and mortgage-backed securities. The company remained “well capitalized” under Basel III standards and relies heavily on bank dividends, which were $15.1 million in 2025, to fund holding company obligations and shareholder dividends. Human capital is a focus, with 328 full-time and 35 part-time employees supported by training, wellness, and benefits programs.
LCNB details extensive regulatory oversight, cybersecurity expectations, consumer protection requirements, and evolving CRA, BSA/AML, and data privacy rules. The risk factors highlight credit, interest rate, liquidity, technology, competition, climate, and regulatory risks that could affect asset quality, growth, and earnings.
LCNB CORP director Takeitha W. Lawson reported an equity award of 974 shares of LCNB Corp common stock. The grant, classified as a grant or award acquisition, was valued at $17.46 per share on the transaction date. After this award, Lawson directly holds 4,818 shares.
LCNB CORP director Anne E. Krehbiel reported an equity award of LCNB Corp Common Stock. On February 23, 2026, she acquired 974 shares in a grant or award transaction at $17.46 per share. After this award, her directly owned holdings total 12,122 shares.
KAUFMAN WILLIAM H reported acquisition or exercise transactions in this Form 4 filing.
LCNB CORP director William H. Kaufman received a grant of 974 shares of LCNB Corp common stock on February 23, 2026 as a stock award, at a reported price of $17.46 per share. After this grant, he directly holds 39,442 shares.
The filing also lists indirect holdings: 13,040 shares held by his spouse and 33,200 shares held in a trust, both shown as post-transaction balances rather than new trades.
LCNB CORP director Michael J. Johrendt reported an equity award of LCNB Corp common stock. On February 23, 2026, he acquired 974 shares as a grant at $17.46 per share. Following this award, his direct holdings increased to 154,623 shares of LCNB Corp common stock.
LCNB CORP director Craig Millis Johnson reported an award of 974 shares of LCNB Corp Common Stock at $17.46 per share, described as a grant or other acquisition. After this award, he directly holds 6,622 shares, and an additional 7,000 shares are held indirectly by his spouse.
Huddle William G reported acquisition or exercise transactions in this Form 4 filing.
LCNB CORP director William G. Huddle reported a grant or award of 974 shares of LCNB Corp common stock on February 23, 2026 at $17.46 per share. Following this award, his direct holdings increased to 147,422 shares. He also reported additional indirect holdings held by his spouse and as custodian for several OHUTMA accounts.
LCNB CORP director Mary E. Bradford reported an acquisition of LCNB Corp Common Stock through a grant or award. On the reported date, she received 974 shares at a price of $17.46 per share, bringing her directly owned holdings to 9,622 shares.
WILSON STEPHEN P reported acquisition or exercise transactions in this Form 4 filing.
LCNB CORP director Stephen P. Wilson reported receiving a grant of 974 shares of LCNB Corp Common Stock at a price of $17.46 per share. After this award on February 23, 2026, he directly owned 67,415 shares in total. This reflects equity-based compensation rather than an open-market purchase.