Welcome to our dedicated page for Kemper SEC filings (Ticker: KMPR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Kemper Corporation (NYSE: KMPR) SEC filings page on Stock Titan provides centralized access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a diversified insurance group with Specialty Property & Casualty and Life Insurance segments, Kemper uses its filings to report financial results, capital structure, governance decisions, and executive compensation arrangements.
Investors can review Form 10-K annual reports and Form 10-Q quarterly reports to see segment-level data for personal and commercial automobile insurance and life-related products, including earned premiums, net investment income, policyholders’ benefits, insurance reserves, and shareholders’ equity. These filings also present non-GAAP measures such as adjusted consolidated net operating income, along with reconciliations and discussions of catastrophe losses and underlying combined ratios.
Form 8-K current reports are particularly important for KMPR, as they disclose material events such as quarterly earnings releases, the availability of investor supplements and earnings call presentations, leadership transitions, retention awards for senior executives, and separation and release agreements for departing officers. Recent 8-K and 8-K/A filings detail the appointment and compensation of an interim chief executive officer, retention awards in the form of restricted stock units, and severance and benefit terms for a former executive vice president and chief claims officer.
Through Stock Titan, these filings are updated in near real time from the SEC’s EDGAR system and are paired with AI-powered summaries that highlight key points in plain language. Users can quickly identify how Kemper’s capital management actions, such as debt repayment or share repurchases, appear in the footnotes and MD&A, and how rating agency information and risk factors are reflected in the 10-K and 10-Q disclosures.
In addition to periodic and current reports, investors can use this page to locate information relevant to insider and executive equity awards, as described in compensation-related 8-K items, and to track how governance and compensation structures evolve alongside Kemper’s insurance operations. This makes the KMPR filings page a practical starting point for analyzing the company’s financial condition, risk profile, and corporate governance record.
The Vanguard Group filed Amendment No. 11 to its Schedule 13G/A reporting on Kemper Corp common stock, stating it beneficially owns 0 shares and 0% of the class. The amendment explains an internal realignment effective January 12, 2026, and cites SEC Release No. 34-39538 (January 12, 1998) as the basis for disaggregated reporting by subsidiaries. The filing is signed by Ashley Grim, Head of Global Fund Administration, dated 03/27/2026.
Kemper Corporation is asking shareholders to elect nine directors, approve an advisory Say-on-Pay vote for named executive officers, and ratify Deloitte & Touche LLP as auditor at the 2026 annual meeting on May 6. The board recommends voting FOR all three proposals and has set March 12, 2026 as the record date. All nine nominees are independent under NYSE and SEC rules, and the board is led by independent chairman Gerald Laderman, with all key committees chaired by independent directors.
The proxy details a 2025 CEO transition: long-time CEO Joseph P. Lacher Jr. departed in October 2025 and C. Thomas Evans Jr., previously General Counsel, became Interim CEO with an $800,000 base salary and a $1 million retention RSU grant. Kemper’s 2025 results reflected a difficult environment, with net income attributable to Kemper of $143.3 million versus $317.8 million in 2024 and adjusted consolidated net operating income of $225.5 million versus $381.5 million. Management emphasized actions in pricing, claims, expenses and geographic diversification, while maintaining holding company liquidity above $1.0 billion, trailing 12‑month operating cash flow of about $585 million, and book value per share rising to $45.71.
Executive pay remains heavily performance-based, combining salary, a short‑term cash incentive tied to adjusted operating income, distributable cash flow and individual goals, plus long‑term equity awards. For 2025, strong distributable cash flow contrasted with below‑target profitability, and STI bonuses for continuing NEOs were paid at substantially below‑target levels, generally around 77–83% of target, to reflect financial underperformance while recognizing leadership efforts during the transition.
Kemper Corporation has filed an automatic shelf registration statement on Form S-3 as a well-known seasoned issuer, allowing it to offer from time to time an indeterminate amount of common stock, preferred stock, depositary shares, debt securities, warrants, subscription rights, purchase contracts and purchase units.
The company may sell these securities in one or more offerings, with specific terms to be set in future prospectus supplements. Unless otherwise stated in a supplement, net proceeds will be used for working capital and general corporate purposes, including acquisitions, debt repayment or refinancing, stock repurchases, investments in subsidiaries and other business opportunities.
As of December 31, 2025, Kemper had approximately $12.5 billion in assets, served over 4.5 million policies and had 58,643,095 shares of common stock outstanding, with 2,411,430 additional shares reserved for issuance under its equity plans.
Kemper Corporation details its 2025 annual report, highlighting a specialized U.S. insurance franchise focused on nonstandard auto and life coverage for underserved markets. The company reports approximately $12.5 billion in assets and operates through Specialty Property & Casualty and Life Insurance segments.
Property and casualty net written premiums were $4.0 billion in 2025, with Specialty Auto and Commercial Auto driving most volume and three states—California, Florida and Texas—providing 90% of Specialty P&C premiums. Total property and casualty loss and LAE reserves were $2.94 billion as of December 31, 2025.
The Life Insurance segment, serving lower face-amount, in‑home serviced policies, held $3.29 billion of life insurance reserves at December 31, 2025 and maintained a 5% lapse ratio. Kemper employs about 7,400 people and emphasizes catastrophe reinsurance, regulatory compliance, cybersecurity, and reserve uncertainty as key risk factors.
Kemper Corp executive Matthew A. Hunton, EVP and President of Kemper Auto, reported an automatic share withholding related to equity compensation. On February 6, 2026, 1,017 shares of common stock were withheld at $34.24 per share to cover taxes due upon vesting of restricted stock units.
After this tax withholding, Hunton directly beneficially owned 53,925 shares of Kemper common stock. The filing reflects routine administration of stock-based compensation rather than an open-market purchase or sale.
KEMPER Corp’s EVP and CFO, Camden Bradley T, had 822 shares of common stock withheld on February 6, 2026 to cover taxes due at the vesting of restricted stock units, at a price of $34.24 per share. After this tax withholding, he directly owns 50,259 common shares.
KEMPER Corp’s interim CEO Carl Thomas Evans Jr. reported a small share withholding related to equity compensation. On February 6, 2026, 587 shares of common stock were withheld at $34.24 per share to cover tax obligations from vesting restricted stock units.
After this routine tax withholding, Evans directly beneficially owned 90,629 shares of KEMPER common stock. This filing reflects administrative treatment of executive stock-based compensation rather than an open‑market purchase or sale.
Kemper Corp executive John Michael Boschelli, EVP & Chief Investment Officer, reported a routine share withholding tied to equity compensation. On February 6, 2026, 715 shares of common stock were withheld at $34.24 per share to cover taxes due on vested restricted stock units. After this transaction, he directly owned 56,052 common shares.
KEMPER Corp executive Laura A. Rock reported a routine tax-related share withholding. On 02/06/2026, 705 shares of common stock were disposed of at $34.24 per share under code “F,” which indicates shares were withheld to cover taxes due on vesting of restricted stock units.
After this transaction, Rock directly beneficially owned 31,348 shares of Kemper common stock. The filing characterizes the disposition as withholding for tax obligations rather than an open-market sale.
Kemper Corp’s Chief Accounting Officer reports tax-related share withholding. On February 6, 2026, Alexander James Allen had 762 shares of Kemper common stock withheld at $34.24 per share to cover taxes due on vesting restricted stock units. After this automatic withholding, he directly beneficially owned 25,729 shares of Kemper common stock.