Welcome to our dedicated page for Juniata Valley Finl SEC filings (Ticker: JUVF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Juniata Valley Financial Corp. (OTCQX: JUVF) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures, including current reports and exhibits that describe material events and financial results. For example, a Form 8-K dated October 22, 2025 reports that Juniata issued a press release announcing financial results for the quarter ended September 30, 2025, with the press release attached as an exhibit.
Through these filings, investors can review information that underlies the company’s reported performance, such as net income, earnings per share, net interest income, non-interest income and non-interest expense, as well as discussions of credit loss expense, asset quality and liquidity. Filings also identify Juniata Valley Financial Corp. as a Pennsylvania corporation and document its Commission File Number and other registrant details.
Stock Titan enhances access to JUVF filings by pairing real-time updates from the SEC’s EDGAR system with AI-powered summaries that explain the contents in plain language. When Juniata Valley Financial Corp. files current reports, annual reports or quarterly reports, users can quickly see which sections address topics like loan growth, deposit trends, net interest margin, funding costs and capital levels, without reading every page.
In addition, the filings page helps users track formal disclosures of material events referenced in earnings releases, such as the issuance of financial results press releases that are furnished as exhibits to Form 8-K. This combination of original documents and AI-generated highlights allows investors and researchers to understand how Juniata Valley Financial Corp. presents its financial condition and results of operations in its official SEC filings.
Juniata Valley Financial Corp. is holding a virtual annual meeting on May 19, 2026, where shareholders will elect three Class C directors, vote on a non-binding Say on Pay resolution, and consider approval of the new 2026 Long-Term Incentive Plan.
The record date is February 27, 2026, when 5,032,400 common shares were outstanding, each with one vote. The proposed 2026 plan would authorize up to 300,000 shares for equity awards, with annual limits of 25,000 shares per participant and 50,000 shares in total. Executive pay combines salary, cash bonuses and restricted stock, with 2025 compensation of $654,263 for the CEO and $385,425 for the CFO.
Juniata Valley Financial Corp. reports higher 2025 profitability, with net income of $7.98 million, up from $6.23 million in 2024, and diluted earnings per share of $1.59. Return on average assets rose to 0.92%, while return on average equity reached 15.30%.
Total assets were $895.26 million and deposits $781.80 million at year-end, with net loans of $594.30 million. The bank remained “well-capitalized” and “satisfactory” under the Community Reinvestment Act, paid an annual dividend of $0.88 per share, and operated 14 branches across central and northern Pennsylvania.
Management highlights traditional community banking, a stable local deposit base, and diversified fee income from trust and wealth services, but also details risks from interest rates, liquidity, competition, cybersecurity, technology change, regulation and securities market volatility.
Juniata Valley Financial Corp director John P. Henry IV reported an open-market purchase of 83 shares of common stock on February 17, 2026. After this buy, his directly owned stake increased to 1,983 common shares, indicating a modest addition to his personal investment in the company.
Juniata Valley Financial Corp director Steven C. Sliver reported an open-market purchase of 150 shares of common stock on February 17, 2026. This transaction increased his directly held stake to 3,334 common shares, signaling a modest addition to his personal investment in the company.
Juniata Valley Financial Corp director Joseph B. Scarnati III bought additional shares of the company. On February 17, 2026, he made an open-market purchase of 138 shares of common stock. After this transaction, he directly owned 6,386 common shares of Juniata Valley Financial Corp.
JUNIATA VALLEY FINANCIAL CORP director buys additional shares
Director Gary E. Kelsey reported an open-market purchase of 144 shares of Juniata Valley Financial Corp common stock on February 17, 2026. After this transaction, he directly owns 15,740 common shares, increasing his personal stake in the company.
Juniata Valley Financial Corp director buys shares
Director Christina Calkins-Mazur bought 142 shares of Juniata Valley Financial Corp common stock in an open-market purchase. After this transaction, she directly owns 6,303 common shares, reflecting a modest increase in her personal stake in the company.
Juniata Valley Financial Corp director Martin L. Dreibelbis purchased 179 shares of common stock in an open-market transaction. This increased his directly held stake to 10,245 shares, indicating a modest incremental investment by a board member in the company’s stock.
Juniata Valley Financial Corp EVP/CFO Michael W. Wolf bought additional company stock. On February 17, 2026, he made an open-market purchase of 2,585 shares of common stock. Following this transaction, his directly owned holdings increased to 12,315 shares.
JUNIATA VALLEY FINANCIAL CORP director Michael A. Buffington reported an open-market purchase of 141 shares of common stock on February 17, 2026. Following this transaction, his directly owned stake increased to 4,359 common shares.