Welcome to our dedicated page for Jiayin Group SEC filings (Ticker: JFIN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page compiles U.S. Securities and Exchange Commission filings for Jiayin Group Inc. (NASDAQ: JFIN), a fintech platform in China that connects underserved individual borrowers with financial institutions. As a foreign private issuer, Jiayin files an annual report on Form 20-F and furnishes interim updates on Form 6-K.
Through these filings, investors can review Jiayin’s audited consolidated financial statements, detailed risk factors and business descriptions in the Form 20-F, as well as current reports that attach key press releases. Recent Form 6-K submissions have included unaudited quarterly financial results, announcements of cash dividends and record and payment dates, updates to share repurchase plans, and disclosures about loan facility agreements entered into by Jiayin’s subsidiaries.
Filings also describe Jiayin’s use of non-GAAP income from operation, including reconciliations to GAAP results and explanations of why management uses this measure. Risk-related disclosures reference the effectiveness of the company’s credit assessment model and risk management system, PRC laws and regulations affecting the online individual finance industry in China, and conditions needed to maintain the listing of its American depositary shares on the Nasdaq Stock Market.
On Stock Titan, these SEC documents are paired with AI-powered summaries that highlight the main points of lengthy reports, helping readers quickly understand loan facilitation trends, capital management actions such as dividends and repurchases, and material agreements like loan facilities. Users can monitor new 6-Ks and the annual 20-F in one place, with real-time updates from EDGAR and simplified explanations of complex regulatory language.
Jiayin Group Inc. reported full-year 2025 net revenue of RMB6,222.2 million, up 7.3% from 2024, and net income of RMB1,535.7 million (US$219.6 million), up from RMB1,056.5 million. Loan facilitation volume in Chinese Mainland rose 28.0% to RMB129.0 billion, supported by higher contributions from repeat borrowers at 76.0%.
For the fourth quarter of 2025, net revenue declined 22.4% year over year to RMB1,090.2 million, while net income fell to RMB100.6 million as the company prioritized asset quality over scale amid a new regulatory framework. Q4 loan facilitation volume was RMB24.2 billion, down 12.6%, with a 90 day+ delinquency ratio of 2.03% as of December 31, 2025.
Operating discipline remained strong in 2025, with income from operation rising to RMB1,797.3 million and non-GAAP income from operation reaching RMB1,955.3 million. The company maintained a shareholder return focus through an up to US$80 million share repurchase plan and a dividend policy targeting around 30% of prior-year net income, distributing approximately US$41.1 million of cash dividends in 2025.
Jiayin Group Inc. director and vice president of finance Wang Libin filed an initial ownership report showing 400,000 Class A ordinary shares held directly. This Form 3 reflects existing holdings and does not report any recent share purchases or sales.
Jiayin Group Inc. financial controller Bai Bei has filed an initial statement of beneficial ownership as an insider. The filing reports direct ownership of 188,800 Class A ordinary shares of Jiayin Group. This Form 3 does not reflect any new purchase or sale, only the existing holdings reported at this time.
Jiayin Group Inc. insider Zhang Guanglin filed a Form 3 as a more than 10% beneficial owner. The filing reports indirect ownership of 23,446,492 Class A ordinary shares held through Sunshinewoods Holdings Limited, which is wholly owned by Zhang. This is an initial ownership disclosure, not a new share purchase or sale.
Jiayin Group Inc. director and chief risk officer Xu Yifang has filed an initial ownership report showing direct holdings of 5,454,776 Class A ordinary shares. This Form 3 establishes Xu’s reported equity position in the company but does not reflect any recent share purchases or sales.
Jiayin Group Inc. director Hwang Yuhchang has filed an initial statement of beneficial ownership on Form 3. This filing establishes his status as a director of Jiayin Group Inc. and, in this instance, does not report any securities transactions.
Jiayin Group Inc. executive Fan Chunlin, the company’s chief financial officer, filed an initial ownership report on Class A ordinary shares. The Form 3 shows direct beneficial ownership of 1,562,152 Class A ordinary shares following the reported position, with no specific buy or sell transactions disclosed in this filing.
Jiayin Group Inc. director and chief executive officer Yan Dinggui filed an initial statement of beneficial ownership. The filing reports indirect holdings of 1,360,000 Class A ordinary shares and 108,000,000 Class B ordinary shares, all held through New Dream Capital Holdings Limited, which is wholly owned by him.
Jiayin Group Inc. filed an initial insider ownership report for Wang Zhe (Maik), who serves as Group head of Technology. This Form 3 establishes his status as a reporting person and lays the groundwork for disclosing any future trades or equity awards in Jiayin Group securities.
Jiayin Group Inc. filed an initial Form 3 for director Rui Meng. This filing formally identifies Meng as an insider of the company and provides a baseline disclosure of their equity position in Jiayin Group. The filing reports no insider transactions or derivative positions.