Welcome to our dedicated page for First Internet B SEC filings (Ticker: INBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Internet Bancorp (INBK) SEC filings provide detailed information on the company’s financial condition, operations, capital structure, and material events as a publicly traded bank holding company. Through its regular reports and current filings, the company discloses data related to its commercial banking activities conducted through First Internet Bank, an internet-focused bank that opened in 1999.
On this page, users can review First Internet Bancorp’s current reports on Form 8-K, which the company uses to announce events such as quarterly and annual financial results, dividend declarations, stock repurchase authorizations, and significant loan portfolio transactions. For example, recent 8-K filings describe the sale of a large portfolio of performing single tenant lease financing loans to entities affiliated with Blackstone Real Estate Debt Strategies, related servicing arrangements, and associated impairment charges and capital impacts. Other 8-Ks furnish press releases on quarterly cash dividends and provide access to earnings releases and presentation slides.
In addition to 8-Ks, investors typically look to the company’s annual reports on Form 10-K and quarterly reports on Form 10-Q for comprehensive financial statements, segment information, asset quality data, and discussions of risk factors and capital ratios. These periodic reports are central to understanding First Internet Bancorp’s loan and deposit composition, regulatory capital position, and the performance of its commercial banking activities, including consumer and small business deposits, SBA and franchise finance, specialty finance, commercial real estate and construction lending, commercial and industrial loans, and treasury management services.
First Internet Bancorp also has 6.0% Fixed to Floating Subordinated Notes due 2029 listed on The Nasdaq Stock Market under the symbol INBKZ, and related disclosures appear in its SEC filings. On this filings page, users can access real-time updates from the SEC’s EDGAR system and use AI-powered summaries to quickly understand key points in lengthy documents such as 10-Ks, 10-Qs, and Form 4 insider transaction reports, helping to interpret complex regulatory and financial information more efficiently.
First Internet Bancorp will hold its 2026 annual shareholder meeting virtually on May 18, 2026. Shareholders will vote to elect eight directors, approve an advisory say‑on‑pay resolution, and ratify Forvis Mazars, LLP as auditor. Shareholders of record on March 20, 2026, when 8,716,662 shares were outstanding, may vote.
The board is majority independent, uses separate audit, risk, compensation, and nominating committees, and emphasizes risk oversight and governance policies. Executive pay is structured around pay‑for‑performance with significant equity.
In 2025 the company sold about $851 million of lower‑coupon single‑tenant lease loans, which hurt reported earnings but was intended to strengthen capital and reduce interest rate sensitivity. As a result, named executives received no cash bonuses and forfeited all performance‑based RSUs scheduled to vest for the year. Despite this, 2025 operating metrics improved: total operating revenue reached $155 million, net interest income $114 million, fully tax‑equivalent net interest margin 2.09%, and adjusted pre‑provision net revenue $60 million. Fintech partnerships generated 135% revenue growth with $166 billion in annual payments volume, liquidity remained strong, and the bank ranked among the top SBA 7(a) lenders while tangible book value per share grew at a 6.3% ten‑year compound annual rate.
First Internet Bancorp amendment: The Vanguard Group files an amended Schedule 13G disclosing 0 shares of Common Stock beneficially owned, representing 0% of the class. The amendment explains an internal realignment on January 12, 2026 that caused certain Vanguard subsidiaries/divisions to report beneficial ownership separately.
First Internet Bancorp announced that its Board of Directors has declared a quarterly cash dividend of $0.06 per common share. The dividend will be paid on April 15, 2026 to shareholders of record as of the close of business on March 31, 2026.
The company notes that any future dividends will be at the Board’s sole discretion and will depend on factors such as earnings, capital needs, regulatory limits, and overall financial condition. First Internet Bancorp reported $5.6 billion in assets as of December 31, 2025.
First Internet Bancorp files its annual report detailing a fully digital banking model, nationwide lending strategy and key risks. The Indiana-based holding company operates through First Internet Bank, offering commercial, small business, consumer and municipal products without traditional branches.
As of December 31, 2025, the Company reports consolidated assets of $5.6 billion, deposits of $4.8 billion and shareholders’ equity of $359.8 million
First Internet Bancorp director Joseph A. Fenech reported buying 1,000 shares of common stock in an open-market purchase on February 24, 2026, at a weighted-average price between $19.83 and $19.87 per share. Following this trade, he directly holds 10,102 shares. He also reports indirect ownership of 4,050 shares held by GenOpp Financial Fund LP, while stating that the filing is not an admission that he beneficially owns those securities.
First Internet Bancorp Executive Vice President and CFO Kenneth J. Lovik reported a routine insider transaction involving company common stock. On 01/31/2026, 1,116 shares of common stock at $21.79 per share were forfeited to satisfy tax withholding obligations tied to vesting restricted stock units. After this tax-related forfeiture, Lovik directly owned 51,733 shares of First Internet Bancorp common stock.
The Vanguard Group has filed a Schedule 13G reporting beneficial ownership of 443,997 shares of First Internet Bancorp common stock, representing 5.09% of the class. Vanguard reports 0 shares with sole voting or dispositive power and 61,242 shares with shared voting power, while having shared dispositive power over all 443,997 shares.
Vanguard states the securities are held in the ordinary course of business and not for the purpose of changing or influencing control of the company. The filing also notes an internal realignment effective January 12, 2026, after which certain Vanguard subsidiaries are expected to report beneficial ownership separately.
First Internet Bancorp furnished an update on its latest performance by issuing a press release with financial results for the quarter and year ended December 31, 2025. The company is also hosting a conference call and webcast on January 29, 2026, at 5:00 p.m. Eastern Time to discuss these results.
The press release is provided as Exhibit 99.1 and the accompanying electronic presentation slides as Exhibit 99.2. These materials are furnished, not filed, under securities law, meaning they are not automatically subject to certain liability provisions or incorporated into other regulatory documents unless specifically referenced.
First Internet Bancorp Executive Vice President & CFO Kenneth J. Lovik reported an equity award of 4,620 shares of common stock on January 20, 2026. The filing explains this represents a grant of restricted stock units (RSUs) under the First Internet Bancorp 2022 Equity Incentive Plan, with the RSUs scheduled to vest in substantially equal annual installments on January 31, 2027, January 31, 2028, and January 31, 2029.
After this grant, Lovik beneficially owns 52,849 shares of First Internet Bancorp common stock in direct form, which includes 328 shares acquired between February 28, 2025 and January 15, 2026 through the company’s Employee Stock Purchase Plan. The grant was reported at a price of $0 per share, reflecting its nature as an equity incentive award rather than an open-market purchase.
First Internet Bancorp reported that President and COO Nicole S. Lorch received an equity grant. On January 20, 2026, she was granted 8,084 shares of common stock at a price of $0, representing a grant of restricted stock units (RSUs) under the company’s 2022 Equity Incentive Plan. These RSUs are scheduled to vest in three substantially equal annual installments on January 31, 2027, January 31, 2028, and January 31, 2029, which means she will gain full ownership over time if service conditions are met. Following this grant, she beneficially owned 78,449 shares of common stock, which includes shares accumulated through the company’s dividend reinvestment and employee stock purchase plans.