Welcome to our dedicated page for Intercorp Financial Services SEC filings (Ticker: IFS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Intercorp Financial Services Inc.'s SEC filings document the formal reporting record of a foreign private issuer with financial services subsidiaries in Peru. Form 20-F annual reports and Form 6-K material-event reports cover audited and unaudited consolidated financial statements, annual reports, board approvals, shareholder meeting matters, dividend policy, net profit allocation, reserves, and external auditor appointments.
The filing record also describes the company's banking, insurance, wealth management and payments businesses through Interbank, Interseguro, Inteligo and Izipay, along with governance procedures, sustainability disclosures presented to shareholders, and material corporate transactions affecting its financial services holdings.
Intercorp Financial Services Inc. reported net profit of S/ 601.9 million in 1Q26, up S/ 155.8 million year-on-year, with annualized ROE of 19.4%. Profit growth was driven by sharply lower loan-loss provisions, higher net interest and similar income, and stronger other income.
The banking business generated S/ 495.0 million profit with ROE of 19.5%, helped by a 46.3% drop in impairment loss on loans and loan growth across retail and commercial segments. Insurance profit reached S/ 105.0 million and wealth management profit S/ 63.0 million, both benefiting from higher investment results and growing assets under management.
At group level, net interest and similar income after impairment jumped 37.0% year-on-year, while cost of risk fell to 1.4%. Total assets rose to S/ 102.3 billion and the total capital ratio was 15.5%, above the 10.0% minimum, with CET1 at 11.7%, indicating solid capitalization alongside expanding digital and core franchise metrics.
Intercorp Financial Services Inc. (IFS) reports that its Board of Directors unanimously approved its Annual Report on Form 20-F for the fiscal year ended December 31, 2025, along with the filing of that report and the 2025 audited consolidated financial statements prepared under PCAOB rules and auditing standards.
The 2025 Annual Report is available through the SEC’s website and IFS’ website in the Financials/Filings section, and shareholders may request a hard copy of the report, including the audited financial statements, free of charge via the company’s Investor Relations Office.
Intercorp Financial Services Inc., a Panama-organized holding company for banking, insurance, wealth management and payments businesses in Peru and the region, files its Form 20-F for the year ended December 31, 2025. The report notes 111,082,644 common shares outstanding as of December 31, 2025 and explains that consolidated statements are prepared in soles under IFRS Accounting Standards, audited by EY Peru.
The filing highlights reliance on regulated subsidiaries such as Interbank, Interseguro and Inteligo, extensive SBS and foreign oversight, and differences between IFRS and SBS GAAP that affect dividends. Interseguro reported 2025 net profit of S/274.5 million under IFRS and S/429.7 million under SBS GAAP, supporting a planned S/160.0 million dividend in 2026. Key risks span capital and liquidity rules (including Basel III-style buffers), intense competition from banks, fintechs and insurers, Peru’s political and macroeconomic volatility, ESG and climate disclosure demands, cybersecurity and operational resilience. The report also notes an exchange rate of S/3.363 per US$1 at year-end 2025 and a joint venture acquisition of 50% of IXP Holding Corp. effective April 1, 2026.
Intercorp Financial Services Inc. director Santa Maria Guzman Hugo Antonio reported an indirect open-market sale of 225 Common Shares on March 26, 2026. The shares were held "by wife" and sold at $47.76 per share. Following this transaction, indirect holdings reported for this account are 0 shares.
Intercorp Financial Services Inc. (IFS) has entered into a joint venture with InRetail Perú Corp. to acquire InFinance XP S.A. (formerly Financiera Oh!). The partners bought 100% of InFinance XP via the purchase of IXP Holding Corp. from IFH Retail Corp. for $130 million, effective as of April 1, 2026.
InFinance XP serves about three million customers, with S/ 1.7 billion in total loans and S/ 1.5 billion in total deposits. It recently launched the SIP app, which integrates financial products, payments, and a loyalty program. IFS contributes a broad financial-services platform, while InRetail adds a nationwide retail network of more than 4,000 stores to build a larger consumer financing and payments ecosystem.
Intercorp Financial Services Inc. filed an initial insider ownership report showing that Chief Executive Officer Luis Felipe Castellanos Lopez Torres holds 31,610 Common Shares directly. This Form 3 filing establishes his reported equity stake in the company but does not disclose any recent share purchases or sales.
Intercorp Financial Services Inc. approved several key items at its 2026 Annual Shareholders’ Meeting. Shareholders accepted the 2025 results presentation, annual report, and audited separate and consolidated financial statements, and acknowledged the company’s performance in the S&P Global 2025 Corporate Sustainability Assessment.
The meeting approved a dividend of US$1.80 per share from 2025 net profits, totaling US$207,796,869, equivalent to PEN 723,964,291.60 at an exchange rate of PEN 3.484 per dollar. The record date is April 24, 2026 and the payment date is May 5, 2026. Additionally, PEN 900,000,000 will be allocated to voluntary reserves and PEN 308,505,785.91 to retained earnings.
Shareholders also approved a 2026 dividend policy targeting a minimum distribution of 20% of net profits, subject to legal, equity and financial conditions, appointed Tanaka, Valdivia, Arribas & Asociados as external auditors for 2027–2029, and authorized signatories to implement these resolutions in Panama and Peru.
Intercorp Financial Services Inc. filed a Form 6-K furnishing its 2025 Annual Report, showing sharply stronger results. Separate net income reached S/ 1,932.5 million, up 48.6% from 2024, mainly from a 43.1% increase in subsidiaries’ earnings and higher investment valuation gains.
Total assets rose to S/ 13,398.0 million and equity to S/ 12,348.6 million. Interbank delivered net income of S/ 1,475 million with ROE of 15.5%, Interseguro earned S/ 274.5 million with ROE of 39.5%, and Inteligo generated S/ 231.1 million with ROE of 21.5%.
Intercorp Financial Services Inc. (IFS) reports that its board approved the audited separate and consolidated financial statements and the annual report for fiscal year 2025, both to be submitted to the 2026 Annual Shareholders’ Meeting.
The board will propose 2025 net profit allocation and dividend distribution, a dividend policy for 2026, and the appointment of external auditors. It also called the 2026 virtual Annual Shareholders’ Meeting for first call on March 31, 2026 and second call on April 6, 2026 at 9:30 a.m. Lima time to address 2025 results, sustainability (ESG) progress, dividend decisions, and auditor appointments.
Intercorp Financial Services Inc. reported consolidated net profit of S/1,943,195,000 for 2025, compared with S/1,307,461,000 in 2024 and S/1,079,276,000 in 2023, showing strong earnings growth over three years.
Total assets reached S/99,097,427,000 at December 31, 2025, up from S/95,503,781,000 a year earlier, while total equity increased to S/12,421,844,000 from S/10,978,595,000, reflecting profit retention and capital strength.
The external auditor Tanaka, Valdivia, Arribas & Asociados, member of Ernst & Young, issued an unmodified opinion stating the consolidated financial statements present fairly, in all significant respects, the Group’s financial position and performance under IFRS, and highlighted key audit matters including the IT environment, expected credit loss modelling and insurance liability discount rates.