Welcome to our dedicated page for Independent Bk Mich SEC filings (Ticker: IBCP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Independent Bank Corporation (NASDAQ: IBCP), the Michigan-based bank holding company for Independent Bank. Through these regulatory documents, investors can review the company’s detailed financial statements, risk disclosures, and governance information.
Independent Bank Corporation uses Form 8-K current reports to announce material events, including quarterly financial results, participation in investor conferences, and other significant corporate developments. Earnings-related 8-K filings typically reference press releases, supplemental data, and slide presentations that explain net interest income, non-interest income, asset quality, capital ratios, and other key banking metrics.
In addition to 8-Ks, investors can consult the company’s annual reports on Form 10-K and quarterly reports on Form 10-Q (accessible through the SEC’s EDGAR system) for comprehensive discussions of business operations, segment performance, risk factors, and regulatory capital. These filings also elaborate on areas highlighted in news releases, such as mortgage banking activities, allowance for credit losses, and liquidity sources.
For those tracking governance and executive activity, proxy statements and, where applicable, Form 4 insider transaction reports provide insight into director and officer holdings and compensation structures. Together, these documents form the official record of Independent Bank Corporation’s regulatory reporting as a commercial banking organization.
On Stock Titan, Independent Bank Corporation filings are updated as they are released to EDGAR. AI-powered tools summarize complex sections, helping readers understand the implications of lengthy 10-Ks, 10-Qs, and 8-Ks, and making it easier to identify the items most relevant to their analysis of IBCP.
Independent Bank Corp. director William J. Boer received a grant of 309 shares of Common Stock at $33.30 per share. This grant, classified as a grant or award acquisition, brought his directly held stake to 16,650.5 shares. Indirectly, a trust associated with him holds 28,124 shares, including 125.09 shares accumulated through a dividend reinvestment program during the first quarter.
INDEPENDENT BANK CORP /MI/ director Joan A. Budden received a grant of 270.470 Phantom Stock Units, valued at $36.2800 per unit. These phantom units are credited under the Independent Bank Corporation Deferred Compensation and Stock Purchase Plan for Non Employee Directors and will be settled in common stock when she retires from the board.
Following this award, her deferred Phantom Stock Units balance is 35,315.8700 units. She also reports 6,290.9700 shares of common stock held directly and 810.0000 shares held indirectly through an IRA, which include 15.5243 shares acquired via a dividend reinvestment program during the first quarter.
Wooldridge Michael G. reported acquisition or exercise transactions in this Form 4 filing.
Independent Bank Corp. director Michael G. Wooldridge received additional phantom stock units as director compensation. On April 1, he was granted 148.400 phantom stock units tied to the company’s common stock, bringing his holdings in these units to 286.080.
These phantom stock units were accrued under the Independent Bank Corporation Deferred Compensation and Stock Purchase Plan for Non Employee Directors and will be settled in common stock when he retires from the board. Earlier, on February 13, he received 1.050 phantom stock units under the same plan.
Independent Bank Corporation director Michael J. Cok reported awards of Phantom Stock Units under the company’s deferred compensation plan for non-employee directors. On April 1, 2026, he acquired 395.6000 Phantom Stock Units, with an accrual amount based on $29.9700 per unit.
On February 13, 2026, he acquired an additional 211.5700 Phantom Stock Units at an accrual amount based on $36.2800 per unit. Following these awards, his balance in Phantom Stock Units is 28,019.9800 units, which are to be settled in Independent Bank Corporation common stock upon his retirement as a director.
Kruse Ronia F reported acquisition or exercise transactions in this Form 4 filing.
Independent Bank Corp. (IBCP) director Ronia F. Kruse received additional deferred equity-based compensation in the form of Phantom Stock Units. On February 13, 2026, she was granted 183.34 Phantom Stock Units at a reference price of $36.28 per unit, and on April 1, 2026, she was granted 137.64 units at $29.97 per unit. These units were credited under the company’s Deferred Compensation and Stock Purchase Plan for Non-Employee Directors and will be settled in Independent Bank’s common stock upon her retirement as a director. Following the April grant, her balance in this phantom unit account increased to about 24,076.2 units, reflecting long-term, plan-based compensation rather than open-market trading.
Keller Christina reported acquisition or exercise transactions in this Form 4 filing.
Independent Bank Corp. director Christina Keller received additional phantom stock units as deferred compensation, increasing her long-term equity-linked stake. On April 1, she was granted 688.1900 phantom stock units at a reference price of $29.9700, following a February 13 grant of 180.1300 units at $36.2800. These units accrue under the Independent Bank Corporation Deferred Compensation and Stock Purchase Plan for Non Employee Directors and are to be settled in the issuer’s common stock when she retires from the board. After these awards, Keller holds 24,207.8600 phantom stock units directly.
GULIS STEPHEN L JR reported acquisition or exercise transactions in this Form 4 filing.
Independent Bank Corp. director Stephen L. Gulis Jr. received a grant of 487.02 Phantom Stock Units on the company’s deferred compensation and stock purchase plan for non-employee directors at an indicated value of $36.28 per unit. These phantom units are to be settled in the issuer’s common stock when he retires from the board. Following this award, his reported phantom stock unit balance is 63,590.42 units, reflecting a routine, compensation-related increase rather than an open-market trade.
Archer Dennis W. Jr reported acquisition or exercise transactions in this Form 4 filing.
Independent Bank Corp. director Dennis W. Archer Jr. received a grant of 49 Phantom Stock Units on February 13, 2026. These units were credited under the company’s Deferred Compensation and Stock Purchase Plan for Non-Employee Directors and will be settled in common stock when he retires from the board.
Following this grant, Archer holds a total of 6,398.59 Phantom Stock Units. This is a routine, compensation-related award rather than an open-market stock purchase or sale.
Independent Bank Corp Schedule 13G/A: The Vanguard Group reports beneficial ownership of 0 shares (0%) of Common Stock following an internal realignment. The filing states certain Vanguard subsidiaries will report holdings separately in reliance on SEC Release No. 34-39538 (January 12, 1998). The filing is signed by Ashley Grim on 03/27/2026.
Independent Bank Corporation presented integration plans and a timeline for combining operations with Highpoint Bank following an announcement on March 18. The slide deck details leadership, regional deposit and loan balances as of December 31, 2025, and a customer conversion phased from Early Q3 through post-conversion.
The company reports $5.5B total assets, $4.8B total deposits, $4.3B gross loans, roughly 200,000 customers, and a reported market cap of $700M. The materials outline employee transition support, customer communications, and milestone dates for onboarding and systems conversion.