STOCK TITAN

Heritage Commerce (HTBK) EVP records RSU and share conversion in CVBF merger

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

HERITAGE COMMERCE CORP executive Susan Just Svensson reported issuer dispositions of restricted stock units and common shares tied to the closing of the CVB Financial Corp. merger. On April 17, 2026, each share of Heritage common stock was cancelled and converted into the right to receive 0.65 CVBF share.

Her 24,710 restricted stock units and 22,883 performance-based restricted stock units became fully vested at closing and converted into CVBF common stock, less applicable taxes. In addition, 13,736 shares of Heritage common stock were disposed to the issuer, leaving her with no remaining Heritage holdings after these transactions.

Positive

  • None.

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Insider Just Susan Svensson
Role EVP/Chief Credit Officer
Type Security Shares Price Value
Disposition Restricted Stock Unit 24,710 $0.00 --
Disposition Performance-Based Restricted Stock Unit 22,883 $0.00 --
Disposition Common Stock, No Par Value 13,736 $0.00 --
Holdings After Transaction: Restricted Stock Unit — 0 shares (Direct); Performance-Based Restricted Stock Unit — 0 shares (Direct); Common Stock, No Par Value — 0 shares (Direct)
Footnotes (1)
  1. On April 17, 2026 (the "Effective Time"), upon consummation of the transactions contemplated by the Agreement and Plan of Reorganization and Merger (the "Merger Agreement"), dated as of December 17, 2025, by and between Heritage Commerce Corp (the "Company"), a California corporation and CVB Financial Corp. ("CVBF"), a California corporation, and subject to the terms and conditions set forth in the Merger Agreement, each share of the Company's common stock outstanding immediately prior to the Effective Time was cancelled and converted into the right to receive 0.65 shares (the "Exchange Ratio") of CVBF's common stock, without interest thereon (the "Merger Consideration"). At the Effective Time, each outstanding restricted stock unit award became vested by its terms on the closing date and was converted into a right to receive a number of shares of CVBF common stock equal to the product (rounded down to the nearest whole number) of (i) the number of shares of Company common stock subject to such restricted stock unit award immediately prior to the Effective Time, multiplied by (ii) the Exchange Ratio, less applicable taxes.
RSUs disposed 24,710 units Restricted Stock Units cancelled and converted on April 17, 2026
Performance RSUs disposed 22,883 units Performance-Based Restricted Stock Units converted at merger effective time
Common shares disposed 13,736 shares Heritage Commerce common stock disposition to issuer on April 17, 2026
Exchange Ratio 0.65 CVBF share per HTBK share Conversion rate for Heritage Commerce common stock in merger
Post-transaction HTBK holdings 0 shares Total Heritage Commerce shares reported after dispositions
Agreement and Plan of Reorganization and Merger regulatory
"transactions contemplated by the Agreement and Plan of Reorganization and Merger (the "Merger Agreement")"
Exchange Ratio financial
"the right to receive 0.65 shares (the "Exchange Ratio") of CVBF's common stock"
The exchange ratio is the number used to decide how many shares of one company you get for each share you own in another company during a merger or acquisition. It’s like a recipe that tells you how to swap shares fairly, ensuring both companies’ values are balanced. This ratio matters because it determines how ownership divides between the companies' shareholders.
Merger Consideration financial
"0.65 shares of CVBF's common stock, without interest thereon (the "Merger Consideration")"
Merger consideration is the total payment a company or buyer offers to shareholders of a target company in exchange for combining the two businesses, and can include cash, shares in the surviving company, debt assumption, or a mix of these. Investors care because the form and amount affect the deal’s value, tax consequences, immediate cash received versus future ownership, and the risk and upside of holding new shares — similar to choosing between cash now or stock that could grow later.
restricted stock unit award financial
"each outstanding restricted stock unit award became vested by its terms on the closing date"
A restricted stock unit award is a promise by a company to give an employee a specified number of company shares at a future date if certain conditions are met, such as staying with the company or hitting performance goals. For investors, these awards matter because they can increase the total number of shares outstanding when converted, diluting existing holders, and they align employees’ incentives with shareholders’ interests much like giving a rising bonus that becomes real only after conditions are satisfied.
Disposition to issuer financial
"transaction_code_description": "Disposition to issuer""
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
X
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Just Susan Svensson

(Last)(First)(Middle)
224 AIRPORT PARKWAY

(Street)
SAN JOSE CALIFORNIA 95110

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
HERITAGE COMMERCE CORP [ HTBK ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP/Chief Credit Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/17/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock, No Par Value04/17/2026D13,736(1)D$00D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Unit$004/17/2026(2)D24,710 (2) (2)Common Stock, No Par Value24,710$00D
Performance-Based Restricted Stock Unit$004/17/2026(2)D22,883 (2) (2)Common Stock, No Par Value22,883$00D
Explanation of Responses:
1. On April 17, 2026 (the "Effective Time"), upon consummation of the transactions contemplated by the Agreement and Plan of Reorganization and Merger (the "Merger Agreement"), dated as of December 17, 2025, by and between Heritage Commerce Corp (the "Company"), a California corporation and CVB Financial Corp. ("CVBF"), a California corporation, and subject to the terms and conditions set forth in the Merger Agreement, each share of the Company's common stock outstanding immediately prior to the Effective Time was cancelled and converted into the right to receive 0.65 shares (the "Exchange Ratio") of CVBF's common stock, without interest thereon (the "Merger Consideration").
2. At the Effective Time, each outstanding restricted stock unit award became vested by its terms on the closing date and was converted into a right to receive a number of shares of CVBF common stock equal to the product (rounded down to the nearest whole number) of (i) the number of shares of Company common stock subject to such restricted stock unit award immediately prior to the Effective Time, multiplied by (ii) the Exchange Ratio, less applicable taxes.
/s/ Janisha Sabnani as Attorney-in-Fact for Susan Svensson Just04/17/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did HTBK report for Susan Just Svensson?

Heritage Commerce Corp reported issuer dispositions by EVP/Chief Credit Officer Susan Just Svensson of restricted stock units and common shares. These transactions occurred on April 17, 2026, in connection with the CVB Financial Corp. merger and resulted in her having no remaining Heritage Commerce common stock holdings.

How were Heritage Commerce (HTBK) shares treated in the CVBF merger?

Each Heritage Commerce common share was cancelled and converted into the right to receive 0.65 share of CVB Financial common stock. This exchange ratio applied to all outstanding Heritage shares immediately before the effective time of the merger, forming the equity consideration paid to Heritage shareholders.

What happened to Susan Just Svensson’s restricted stock units at HTBK?

All outstanding restricted stock unit awards became vested at the merger effective time and were converted into CVB Financial shares. The number of CVBF shares equaled the Heritage RSU share count multiplied by the 0.65 exchange ratio, rounded down, with shares delivered net of applicable taxes.

How many Heritage Commerce restricted stock units were disposed in this Form 4?

The filing shows dispositions of 24,710 restricted stock units and 22,883 performance-based restricted stock units. Both awards related to Heritage Commerce common stock and were converted into rights to receive CVB Financial shares under the merger terms, rather than being sold on the open market.

Did Susan Just Svensson retain any Heritage Commerce shares after the merger?

No Heritage Commerce shares remained reported for Susan Just Svensson after these transactions. The Form 4 indicates zero total shares following each disposition entry, reflecting the cancellation and conversion of Heritage equity into CVB Financial stock at the merger effective time.