Welcome to our dedicated page for Heritage Insurance Hldgs SEC filings (Ticker: HRTG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Heritage Insurance Holdings, Inc. (NYSE: HRTG) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a super-regional property and casualty insurance holding company. Heritage files periodic and current reports with the U.S. Securities and Exchange Commission, including Forms 10-K and 10-Q for financial reporting and Forms 8-K for material events.
In its Form 8-K filings, Heritage has reported quarterly financial results, described in attached press releases, and disclosed corporate developments such as changes to its board of directors and the entry into an Amended and Restated Credit Agreement. These filings outline key items like net income, premiums earned, loss and expense ratios, combined ratios, and the rationale behind strategic profitability initiatives focused on rate adequacy, underwriting discipline and exposure management.
Heritage’s filings also describe its capital structure and credit facilities. For example, the company has detailed an amended and restated senior secured credit agreement that increases the size of its credit facilities, extends maturities, adjusts loan margins and provides a delayed draw term loan for specified permitted acquisitions and investments. Related disclosures explain how proceeds were used to refinance prior debt and how financial covenants are structured.
As a property and casualty insurer operating in catastrophe-exposed geographies, Heritage’s annual and quarterly reports typically discuss reinsurance programs, catastrophe exposure and risk management. Investors reviewing these filings can see how the company structures its catastrophe excess-of-loss reinsurance, including indemnity-based coverage and the use of catastrophe bonds through Citrus Re Ltd., as well as the role of its affiliate captive reinsurer, Osprey Re.
On Stock Titan, AI-powered tools summarize complex sections of Heritage’s filings, helping users interpret technical topics such as reinsurance arrangements, leverage and liquidity, and underwriting performance metrics. Real-time updates from EDGAR allow users to monitor new 10-K, 10-Q and 8-K submissions, as well as insider-related filings like Form 4 when available, all in a single, organized view.
Heritage Insurance Holdings, Inc. officer Timothy Moura sold 50,490 shares of Common Stock in open‑market trades. The sales occurred on April 1 and 2, 2026 at weighted average prices of $25.7762, $26.2106, $25.1341, and $26.0788 per share.
The transactions were made under a previously adopted Rule 10b5-1 trading plan dated November 25, 2025. Following these sales, Moura directly holds 160,045 shares of Heritage Insurance common stock.
Heritage Insurance Holdings, Inc. chief accounting officer Sharon Binnun sold a total of 9,200 shares of common stock in open-market transactions. On April 1, she sold 8,700 shares at a weighted average price of about $25.69 per share and 500 shares at $26.19 per share. The larger sale involved individual prices ranging from $25.19 to $26.18 per share. After these trades, she directly holds 133,188 shares. The sales were executed under a pre-arranged Rule 10b5-1 trading plan adopted on December 12, 2025.
HRTG notification: a Form 144 disclosure lists a planned sale of 29,133 shares of Common Stock by Timothy Moura, reported with a sale date of 03/19/2026 and gross proceeds of $774,594.85. The filing also shows 50,490 PSU-related shares with a vesting date of 12/15/2025, and a Common Stock line showing 30,720,918 shares with an as of date of 04/01/2026.
HRTG filing a Form 144 reporting a proposed sale of 9,200 shares of Common Stock tied to Restricted Stock Awards dated 03/12/2026. The excerpt also shows a 10b5-1 sale by Sharon Binnun of 7,893 shares on 03/17/2026 for $223,750.76.
The Vanguard Group filed an amendment on Schedule 13G/A reporting beneficial ownership of 0 shares (0%) of Heritage Insurance Holdings Inc. The filing states Vanguard holds no sole or shared voting or dispositive power over Heritage common stock. The amendment explains an internal realignment that led to separate reporting by subsidiaries.
Heritage Insurance Holdings CEO Ernie J. Garateix reported an open-market sale of 8,334 shares of common stock at a weighted average price of $25.3875 per share. After this transaction, he directly holds 1,069,289 shares.
The sale was executed on a pre-planned basis under a Rule 10b5-1 trading plan previously adopted on June 13, 2025. Footnotes state that individual sale prices ranged from $25.12 to $25.715 per share.
Heritage Insurance Holdings officer Timothy Moura reported selling a total of 29,133 shares of common stock in open-market transactions on March 19, 2026. The sales occurred in two tranches at weighted-average prices of $26.6025 and $27.4268 per share under a pre-arranged Rule 10b5-1 trading plan adopted on November 25, 2025. After these transactions, Moura directly holds 210,535 shares of Heritage Insurance common stock.
Ernesto J. Garateix and related holders report a proposed sale of 867 shares of Common stock via a Form 144 notice. The filing lists prior 10b5-1 open-market dispositions on 12/22/2025, 01/20/2026, and 02/20/2026 with per-trade dollar amounts shown.
The transactions are recorded as 10b5-1 sales executed through Morgan Stanley Smith Barney LLC. The excerpt lists historical sale amounts such as $220,118.95 and $194,342.86 for 7467-share tranches and smaller 867-share tranches with amounts like $25,549.71 and $20,914.21.
HRTG insiders filed notices under Form 144 to sell restricted common stock originally issued as restricted stock units. The filings report multiple 10b5-1 sales by Ernesto J. Garateix and by Ernesto Garateix & Yvette Garateix, with example transactions on 02/20/2026 showing 7,467 and 867 shares sold and corresponding proceeds listed as $180,122.71 and $20,914.21.
The shares derive from RSUs granted 11/14/2016. The notices identify the broker as Morgan Stanley Smith Barney LLC and list the exchange as NYSE. The filings document routine, plan-based dispositions under prearranged 10b5-1 schedules.
Heritage Insurance Holdings, Inc. Chief Accounting Officer Sharon Binnun reported an open-market sale of 7,893 shares of common stock on March 17, 2026 at a weighted average price of $28.348 per share, with individual sale prices ranging from $28.065 to $28.85 per share.
The transactions were executed under a pre-established Rule 10b5-1 trading plan adopted on December 12, 2025, indicating the sales were pre-planned. Following this sale, Binnun directly holds 142,388 shares of Heritage Insurance common stock, suggesting the transaction represents a relatively small portion of her total reported holdings.