HEALTHEQUITY (HQY) CFO has 4,393 shares withheld to cover tax liability

Rhea-AI Filing Summary

HEALTHEQUITY, INC. EVP & CFO James M. Lucania reported a routine tax-related share disposition. On April 6, 2026, 4,393 shares of Common Stock were withheld at $83.8363 per share to cover tax obligations. After this non‑market transaction, he directly holds 107,456 shares of Common Stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Lucania James M

Role EVP & CFO

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	4,393	$83.8363	$368K

Holdings After Transaction: Common Stock — 107,456 shares (Direct)

Footnotes (1)

Key Figures

Shares withheld for taxes: 4,393 shares Reported share value: $83.8363 per share Shares held after transaction: 107,456 shares

3 metrics

Shares withheld for taxes 4,393 shares Tax-withholding disposition on April 6, 2026

Reported share value $83.8363 per share Value used for tax-withholding disposition

Shares held after transaction 107,456 shares Direct ownership following April 6, 2026 transaction

Key Terms

Form 4, tax-withholding disposition, Common Stock

3 terms

Form 4 regulatory

"HEALTHEQUITY EVP & CFO James M. Lucania reported a tax-related share disposition under a Form 4 filing."

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

tax-withholding disposition financial

"The transaction is classified as a tax-withholding disposition covering exercise price or tax liability."

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

Common Stock financial

"4,393 shares of Common Stock were withheld at $83.8363 per share to cover tax obligations."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lucania James M

(Last) (First) (Middle)

C/O HEALTHEQUITY, INC.

15 W. SCENIC POINTE DR., STE. 100

(Street)

DRAPER UTAH 84020

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
HEALTHEQUITY, INC. [ HQY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & CFO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/06/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/06/2026		F		4,393	D	$83.8363	107,456	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

The Power of Attorney given by Mr. Lucania was previously filed with the U.S. Securities and Exchange Commission on March 29, 2024 as an exhibit to a statement on Form 4 filed by Mr. Lucania with respect to HealthEquity, Inc. and is hereby incorporated by reference.

	/s/ Michael Newton, Attorney-in-Fact	04/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did HEALTHEQUITY (HQY) CFO James Lucania report?

HEALTHEQUITY EVP & CFO James M. Lucania reported a tax-related share disposition. On April 6, 2026, 4,393 shares of Common Stock were withheld to satisfy tax obligations, a routine non‑market transaction rather than an open‑market sale, under a Form 4 filing.

How many HEALTHEQUITY (HQY) shares were withheld for taxes in this Form 4?

The Form 4 shows 4,393 shares of HEALTHEQUITY Common Stock were withheld for taxes. These shares covered the exercise price or tax liability, classified as a tax-withholding disposition, and did not involve an open-market sale to third-party buyers.

At what price were HEALTHEQUITY (HQY) shares valued for the tax-withholding disposition?

The tax-withholding disposition valued the 4,393 HEALTHEQUITY Common Stock shares at $83.8363 per share. This price is used for reporting the value of shares delivered to cover tax obligations, rather than representing a negotiated market trade price with external buyers.

How many HEALTHEQUITY (HQY) shares does CFO James Lucania hold after this transaction?

After the tax-withholding disposition, CFO James M. Lucania directly holds 107,456 shares of HEALTHEQUITY Common Stock. This figure reflects his remaining direct ownership following the 4,393 shares withheld to satisfy tax-related obligations associated with equity compensation.

Was the HEALTHEQUITY (HQY) Form 4 transaction an open-market sale or a tax event?

The HEALTHEQUITY Form 4 transaction was a tax event, not an open-market sale. It is coded as a tax-withholding disposition, meaning shares were delivered to cover tax liabilities related to equity awards, rather than sold to outside investors on the open market.