Mechanics Bancorp (MCHB) CFO granted 7,626 restricted stock units

Rhea-AI Filing Summary

Mechanics Bancorp Executive Vice President and Chief Financial Officer Nathan Duda reported an equity award. He was granted 7,626 restricted stock units, each representing a contingent right to receive one share of Class A common stock without paying any exercise price on vesting.

The RSUs vest in three equal annual installments beginning on March 1, 2027, providing a multi‑year retention and incentive schedule. Following this award, Duda reported owning 39,993 shares of Class A common stock directly.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Duda Nathan

Role EVP & CFO

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	7,626	$0.00	--

Holdings After Transaction: Class A Common Stock — 39,993 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Duda Nathan

(Last) (First) (Middle)

1111 CIVIC DRIVE

SUITE 390

(Street)

WALNUT CREEK CA 94596

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Mechanics Bancorp [ MCHB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & CFO

3. Date of Earliest Transaction (Month/Day/Year)
03/01/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/01/2026		A		7,626	A	(1)	39,993	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. On March 1, 2026, the reporting person was granted 7,626 Restricted Stock Units ("RSUs"), which vest in three equal annual installments beginning March 1, 2027. Each RSU represents a contingent right to receive one share of the Issuer's Class A common stock and do not require the holder to pay any consideration on vesting.

Remarks:

	/s/ Glenn Shrader, Attorney in fact for Nathan Duda	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What equity award did Mechanics Bancorp CFO Nathan Duda receive?

Nathan Duda received 7,626 restricted stock units. Each RSU represents a contingent right to one share of Mechanics Bancorp Class A common stock and requires no payment upon vesting, aligning the Executive Vice President and CFO’s compensation more closely with shareholder interests over time.

How many Mechanics Bancorp RSUs were granted and what do they represent?

He was granted 7,626 RSUs. According to the filing, each restricted stock unit corresponds to one share of Mechanics Bancorp Class A common stock. The RSUs are contingent rights that convert into shares upon vesting without requiring any cash payment from the holder.

What is the vesting schedule for Nathan Duda’s 7,626 Mechanics Bancorp RSUs?

The RSUs vest over three years. They vest in three equal annual installments beginning on March 1, 2027, creating a multi‑year incentive horizon that encourages the Executive Vice President and Chief Financial Officer to remain with Mechanics Bancorp and focus on long‑term performance.

Does Nathan Duda need to pay for Mechanics Bancorp shares when his RSUs vest?

No payment is required on vesting. The filing states that the restricted stock units do not require the holder to pay any consideration when they vest, meaning the corresponding Class A common shares are delivered without an exercise price obligation.

How many Mechanics Bancorp shares does Nathan Duda own after this RSU award?

He reported owning 39,993 Class A shares directly. This figure reflects his direct beneficial ownership of Mechanics Bancorp Class A common stock following the reported grant of 7,626 restricted stock units, as disclosed in the insider transaction report.

What role does Nathan Duda hold at Mechanics Bancorp in this Form 4 filing?

Nathan Duda is the Executive Vice President and Chief Financial Officer. The Form 4 identifies him as an officer of Mechanics Bancorp, and the reported transaction reflects an equity compensation grant tied to his senior leadership position at the company.