Horace Mann (HMN) CFO receives new stock options and RSU grants

Rhea-AI Filing Summary

Horace Mann Educators executive vice president and chief financial officer Ryan E. Greenier reported equity awards rather than open-market trades. On March 4, 2026, he was granted an employee stock option for 12,292 shares, which vests in four equal annual installments beginning March 4, 2027.

He also acquired 2,526 restricted stock units that vest in three equal annual installments beginning March 4, 2027, and 3,687.139 restricted stock units that are fully vested. Following these awards, he directly holds Common Stock and vested units totaling 12,425.139 shares, plus 111 shares held indirectly in his spouse’s IRA.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider Greenier Ryan E

Role EVP & Chief Financial Officer

Type	Security	Shares	Price	Value
Grant/Award	Employee Stock Option (right to buy)	12,292	$0.00	--
Grant/Award	Common Stock	2,526	$0.00	--
Grant/Award	Common Stock	3,687.139	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Employee Stock Option (right to buy) — 0 shares (Direct); Common Stock — 8,738 shares (Direct); Common Stock — 111 shares (Indirect, By Spouse)

Footnotes (1)

1. The acquisition of Common Stock reported hereby is in the form of restricted stock units which will vest in three equal annual installments beginning March 4, 2027. Represents 7,644 shares of Common Stock and 1,094 shares held in the Reporting Person's IRA. The acquisition of Common Stock reported hereby is in the form of restricted stock units which are fully vested. Represents 3,687.139 vested restricted stock units, 7,644 shares of Common Stock, and 1,094 shares held in the Reporting Person's IRA. Represents shares held in Spouse's IRA. The option vests in four equal annual installments beginning on March 4, 2027.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Greenier Ryan E

(Last) (First) (Middle)

1 HORACE MANN PLAZA

(Street)

SPRINGFIELD IL 62715

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
HORACE MANN EDUCATORS CORP /DE/ [ HMN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	03/04/2026		A		2,526	A	$0	8,738(2)	D
Common Stock(3)	03/04/2026		A		3,687.139	A	$0	12,425.139(4)	D
Common Stock								111(5)	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (right to buy)	$43.59	03/04/2026		A		12,292		08/08/1988(6)	03/04/2036	Common Stock	12,292	$0	0	D

Explanation of Responses:

1. The acquisition of Common Stock reported hereby is in the form of restricted stock units which will vest in three equal annual installments beginning March 4, 2027.

2. Represents 7,644 shares of Common Stock and 1,094 shares held in the Reporting Person's IRA.

3. The acquisition of Common Stock reported hereby is in the form of restricted stock units which are fully vested.

4. Represents 3,687.139 vested restricted stock units, 7,644 shares of Common Stock, and 1,094 shares held in the Reporting Person's IRA.

5. Represents shares held in Spouse's IRA.

6. The option vests in four equal annual installments beginning on March 4, 2027.

Remarks:

	Linea K. Michael, Attorney in Fact for Ryan E. Greenier	03/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did HMN CFO Ryan Greenier report?

Horace Mann (HMN) CFO Ryan E. Greenier reported equity awards, not market trades. He received an option for 12,292 shares and two restricted stock unit grants totaling 6,213.139 shares, all dated March 4, 2026, increasing his direct and indirect equity exposure.

How many stock options were granted to the HMN CFO on March 4, 2026?

Ryan E. Greenier received an employee stock option covering 12,292 shares of Horace Mann Common Stock. The option vests in four equal annual installments starting March 4, 2027, aligning long-term compensation with multiyear company performance and retention incentives for the executive vice president and chief financial officer.

What restricted stock units did the HMN CFO acquire in this filing?

The CFO acquired 2,526 restricted stock units vesting in three equal annual installments beginning March 4, 2027, and 3,687.139 restricted stock units that are fully vested. These awards provide both immediate and deferred share-based compensation linked directly to Horace Mann Educators’ Common Stock.

How many Horace Mann shares does the CFO own after these awards?

After the reported awards, Ryan E. Greenier directly holds 12,425.139 shares, including Common Stock and vested restricted stock units. Additionally, 111 shares are held indirectly in his spouse’s IRA, providing another small layer of economic exposure to Horace Mann Educators’ equity.

Were there any stock sales by HMN insiders in this Form 4?

No stock sales were reported. All Form 4 entries for the CFO reflect acquisitions through grants of stock options and restricted stock units. The only indirect holding disclosed is 111 shares in the spouse’s IRA, shown as a holding rather than a new sale or purchase.

How do the vesting schedules affect the HMN CFO’s compensation?

The staggered vesting schedules tie a significant part of the CFO’s pay to future company performance. Options vest over four years from March 4, 2027, while 2,526 RSUs vest over three years, creating long-term retention incentives and aligning executive interests with shareholders over several years.