Welcome to our dedicated page for Hanmi Financial SEC filings (Ticker: HAFC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Hanmi Financial Corporation (NASDAQ: HAFC) filings with the U.S. Securities and Exchange Commission, along with AI-powered tools to help interpret the information. Hanmi Financial is the parent company of Hanmi Bank, a commercial bank focused on real estate, commercial, SBA and trade finance lending to small and middle market businesses.
In Hanmi’s annual reports on Form 10-K and quarterly reports on Form 10-Q, investors can review details on net interest income, net interest margin, loan and deposit balances, credit loss expense, allowance for credit losses, capital ratios and risk management practices. These reports also contain extensive risk factor discussions covering capital and liquidity, economic conditions, competition for loans and deposits, interest rate and real estate risks, regulatory changes, cyber security, SBA lending and more.
Current reports on Form 8-K document material events such as quarterly earnings releases, dividend declarations, investor presentations and board appointments. For example, Hanmi has filed 8-Ks to announce cash dividends on its common stock, report financial results for specific quarters, furnish investor slide presentations, and disclose the appointment of new directors to the boards of Hanmi Financial and Hanmi Bank.
Investors interested in capital management and shareholder returns can use these filings to follow disclosures on tangible common equity, capital ratios, share repurchases and the ability of Hanmi Bank to make distributions to Hanmi Financial, which is subject to regulatory and financial constraints.
Stock Titan’s platform enhances these documents with AI-generated summaries that highlight key points from lengthy 10-K and 10-Q reports, explain complex risk factor language in simpler terms and surface notable items from 8-K filings. Real-time updates from EDGAR, combined with structured access to exhibits and risk disclosures, help users quickly understand how new filings may affect their view of HAFC.
Hanmi Financial Corporation furnished an investor presentation highlighting its first-quarter 2026 performance, balance sheet, and risk profile. The company reported net income of $22.6 million, or $0.75 per diluted share, with a return on average assets of 1.18% and return on average equity of 10.86%. Net interest income was $63.2 million and net interest margin improved to 3.38%, helped by lower rates on interest-bearing deposits.
Total loans were $6.55 billion and deposits $6.80 billion, with noninterest-bearing deposits at roughly 30% of the total. Asset quality metrics were strong: nonperforming assets were 0.16% of total assets and criticized loans 1.78% of loans. The allowance for credit losses stood at $70.5 million, or 1.08% of loans.
Capital remained robust, with tangible common equity to tangible assets of 10.11% and a common equity tier 1 ratio of 12.20%, both above regulatory minimums. Hanmi also returned $13.4 million to shareholders through cash dividends and share repurchases while emphasizing diversified lending, deposit growth, and conservative risk management.
Hanmi Financial Corp ownership report: Vanguard Capital Management reports beneficial ownership of 1,527,958 shares of Common Stock, representing 5.11% of the class. The filing states Vanguard Capital Management exercises sole dispositive power over 1,527,958 shares and has sole voting power over 220,410 shares. The disclosure notes these holdings include securities held for Vanguard funds and managed accounts.
Hanmi Financial Corp's Chief Credit Officer, Matthew Fuhr, reported an open-market sale of company stock. On this Form 4, he sold 3,300 shares of Hanmi Financial common stock at an average price of $30.832 per share. After the sale, he directly holds 34,002 common shares, so the transaction reflects only a portion of his overall position.
Hanmi Financial Corporation announced that its Board of Directors declared a cash dividend on its common stock for the 2026 second quarter of $0.28 per share. The dividend will be paid on May 20, 2026 to stockholders of record as of the close of business on May 4, 2026.
This means investors who own Hanmi shares on the record date will receive a cash payment for each share they hold. The company also reiterates standard forward-looking statement language, highlighting that future performance is subject to various economic, regulatory, and operational risks described in its SEC reports.
Hanmi Financial Corporation reported stronger first-quarter 2026 results. Net income rose to $22.6 million, or $0.75 per diluted share, up from $21.2 million, or $0.70, in the prior quarter and $17.7 million a year earlier. Return on average assets was 1.18% and return on average equity was 10.86%, reflecting improved profitability.
Net interest income increased to $63.2 million and the net interest margin widened to 3.38%, helped by a 16 basis point decline in the cost of interest-bearing deposits. Deposits grew 1.8% to $6.8 billion, with noninterest-bearing deposits near 30% of the total, while loan production reached $377.9 million, led by commercial and industrial lending.
Asset quality stayed solid as nonperforming assets fell to 0.16% of total assets and nonperforming loans to 0.19% of loans. Capital remained strong, with a tangible common equity to tangible assets ratio of 10.11% and a common equity tier 1 capital ratio of 12.20%, even after $13.4 million returned to shareholders through dividends and share repurchases.
Hanmi Financial Corporation is seeking stockholder votes for its 2026 virtual annual meeting, while highlighting strong 2025 performance. Stockholders will elect eleven directors, cast a non-binding Say-on-Pay vote, approve a 2026 Employee Stock Purchase Plan, and ratify Crowe LLP as auditor.
In 2025, Hanmi generated net income of $76.1 million, or $2.51 per diluted share, a 22% increase from the prior year. Total stockholder return was 19.6%, compared with 3.3% for the KBW Nasdaq Regional Bank Index and 4.6% for the S&P Small Cap 600 Commercial Bank Index.
Loans grew 5% (about $312 million), net interest margin expanded by 37 basis points, and deposits rose 3.8% with roughly 30% noninterest-bearing at year end. Hanmi returned $42 million to stockholders, including $33 million in dividends and $9 million in share repurchases, then raised its quarterly dividend to $0.28 and expanded its repurchase authorization to about 2.3 million shares.
The proxy also emphasizes strategic diversification, over $1 billion in Corporate Korea deposits, community and affordable housing lending, and governance practices such as board independence, risk oversight, and stock ownership guidelines.
Hanmi Financial Corp President & CEO Bonita Lee reported a routine tax-related share disposition. On April 1, 2026, 3,769 shares of common stock were withheld at $26.60 per share to cover tax obligations, not sold on the open market. After this withholding, she directly holds 202,555 common shares and indirectly holds 1,000 shares through her spouse.
HANMI FINANCIAL CORP Chief Financial Officer Romolo Santarosa reported a tax-withholding disposition of company stock. On this Form 4, 916 shares of common stock were withheld on April 1, 2026 at $26.60 per share to cover tax obligations, leaving him with 77,410 directly held shares.
Hanmi Financial Corp Chief Accounting Officer Joseph Pangrazio reported a routine tax-related stock transaction. On April 1, 2026, 148 shares of common stock were disposed of at $26.60 per share to satisfy tax obligations on equity compensation. After this tax-withholding disposition, he directly owned 2,765 common shares.