Welcome to our dedicated page for Greene Cnty Bancorp SEC filings (Ticker: GCBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Greene County Bancorp, Inc. (GCBC), the Catskill, New York-based holding company for The Bank of Greene County and Greene County Commercial Bank. Through these regulatory documents, investors can review detailed information about the company’s governance, financial condition and shareholder matters.
Greene County Bancorp, Inc. files current reports on Form 8-K to disclose material events such as quarterly and annual financial results, dividend declarations, redemptions of subordinated notes and the outcomes of annual meetings of stockholders. For example, 8-K filings describe when the board approves quarterly cash dividends, when the company reports results of operations for specific periods, and when it redeems outstanding subordinated notes using cash on hand.
The company also files a Definitive Proxy Statement on Schedule 14A, which outlines the agenda for its annual meeting of stockholders, including the election of directors, ratification of the independent registered public accounting firm, and advisory votes on executive compensation and the frequency of such votes. These proxy materials describe voting procedures, the role of Greene County Bancorp, MHC as the federal mutual holding company majority owner, and how shares held in employee benefit plans are voted.
On Stock Titan, GCBC filings are updated in near real time as they are released through the SEC’s EDGAR system. AI-powered summaries help explain the key points of lengthy documents, highlighting items such as changes in capital structure, dividend-related disclosures, and shareholder vote results without requiring readers to parse every section manually.
Users can review historical and recent filings to track trends in Greene County Bancorp, Inc.’s financial reporting, governance practices and capital decisions. This includes locating quarterly and annual financial information in periodic reports, understanding the implications of 8-K events, and examining proxy disclosures related to board composition and executive compensation policies.
Greene County Bancorp, Inc. reports that its mutual holding company, Greene County Bancorp, MHC, received nonobjection from the Federal Reserve Bank of Philadelphia to waive its right to receive dividends aggregating up to $0.64 per share on the Company’s common stock.
The waiver covers dividends paid over four quarters ending on March 31, 2026, June 30, 2026, September 30, 2026, and December 31, 2026. The MHC, which owns 54.1% of the Company, has indicated it intends, subject to its cash flow needs, to waive these dividends, allowing more cash to remain at the Company level.
GREENE COUNTY BANCORP INC director Peter W. Hogan bought shares of the company. On this Form 4, he reported an open-market purchase of 3,000 shares of Common Stock at a price of $22.10 per share.
The shares are held indirectly through a 401(k) account, reflecting retirement-plan investing rather than direct trading in a personal brokerage account. After this transaction, Hogan’s reported indirect holdings rose to 75,000 shares, indicating the purchase increased but did not transform his overall position.
Greene County Bancorp director Tejraj S. Hada bought 6,000 shares of Common Stock in open-market transactions. He purchased 4,000 shares at $21.95 per share on March 18, 2026 and 2,000 shares at $21.99 per share on March 17, 2026. After these purchases, he directly owns 35,427 shares.
Greene County Bancorp, Inc. furnished an investor presentation in connection with planned first‑quarter 2026 meetings with institutional investors and other interested parties. The presentation, available on the company’s website, reviews strategy, financial performance, and market position and is furnished under Item 7.01, not filed for liability purposes.
As of December 31, 2025, total assets were $3.1 billion, up from $3.0 billion a year earlier. Shareholders’ equity rose to $258.3 million from $238.8 million at June 30, 2025, supported by $19.2 million in net income for the six months ended December 31, 2025 and lower accumulated other comprehensive loss.
The bank highlights a net interest margin of 2.54% for the quarter ended December 31, 2025, up 50 basis points from 2.04% a year earlier, and most recent‑quarter ROAA and ROAE of 1.33% and 16.27%, respectively. The efficiency ratio was 46.9% for the six months ended December 31, 2025, indicating tight expense control.
Credit and balance‑sheet metrics remain conservative, with nonperforming assets at 0.10% of assets and loans‑to‑deposits at 63.9%. Tangible common equity to tangible assets was 8.21% at December 31, 2025. Deposits totaled $2.64 billion, loans held for investment $1.69 billion, and the securities portfolio $1.22 billion, mostly held‑to‑maturity municipals and mortgage‑backed securities.
The company also emphasizes its mutual holding company structure, with 17,026,828 shares outstanding as of December 31, 2025, of which 54.1% are owned by Greene County Bancorp, MHC and 45.9% by public shareholders. It notes a history of asset and earnings growth, a low‑cost deposit base concentrated in New York’s Hudson Valley and Capital Region, and long‑term community focus.
Dividend history features steadily rising payouts, including a quarterly dividend of $0.10 per share announced in July 2025, equivalent to $0.40 annually, up 11.1% from $0.36. The mutual holding company has cumulatively waived about $36.6 million of dividends since 2001, supporting capital retention.
Greene County Bancorp senior executive Nick Barzee made an indirect open-market purchase of 1,280 shares of common stock at $22.55 per share through a 401(k) plan. Following this transaction, he indirectly holds 4,520 shares in that account and 380 additional shares held indirectly through an ESOP.
GREENE COUNTY BANCORP INC director Christopher Cannucciari reported an open-market purchase of common stock. He bought 1,300 shares at a price of $22.05 per share, bringing his directly held stake to 4,378 common shares after the transaction.
He also reported indirect holdings of 310 common shares through a 401(k) plan and 38 common shares held as custodian for his children. These indirect positions reflect beneficial ownership through retirement and custodial accounts rather than direct personal holdings.
Greene County Bancorp, Inc. reported stronger results for the three and six months ended December 31, 2025. For the quarter, net interest income rose to $19.1 million, and net income increased to $10.3 million, or $0.60 per share, compared with $7.5 million, or $0.44 per share, a year earlier.
Total assets reached $3.15 billion, up from $3.04 billion at June 30, 2025, driven mainly by growth in loans and securities. Deposits were steady at about $2.64 billion, while short-term borrowings increased. Credit quality remained solid, with non-accrual loans of $3.3 million and an allowance for credit losses on loans of $21.3 million.
The company continued its $0.10 per share quarterly dividend. It also moved to terminate its frozen defined benefit pension plan, recording a $199,000 settlement charge, while pension assets remained sufficient to cover obligations.
Greene County Bancorp, Inc. announced that its Board of Directors approved a quarterly cash dividend of $0.10 per share on its common stock, equal to an annual rate of $0.40 per share, the same rate as in the previous quarter. A press release with further details is filed as an exhibit.
The company notes that Greene County Bancorp, MHC, its mutual holding company and majority stockholder, owns 9,218,528 of the company’s 17,026,828 total shares of common stock outstanding. The MHC has historically waived its right to receive cash dividends, but for cash flow purposes it does not intend to waive receipt of the dividend for the quarter ended December 31, 2025.
Greene County Bancorp, Inc. filed a current report to let investors know it has released its financial results for the three and six months ended December 31, 2025. The company explained that these results are presented in a separate press release dated January 21, 2026, which is attached to the report as an exhibit. The filing itself is largely administrative and clarifies that the earnings information in the press release is being furnished to regulators rather than formally filed into the company’s other registration statements.
Greene County Bancorp, Inc. (GCBC) director Tejraj S. Hada reported open-market style purchases of company stock. On 11/19/2025, he acquired 268 shares of common stock at $21.95 per share, increasing his direct holdings to 28,191 shares. A second reported transaction dated 11/20/2005 shows an additional purchase of 1,000 shares at $21.95, bringing his directly owned total to 29,191 shares. The filing confirms he is reporting as a director and that the Form 4 is filed by one reporting person.