Welcome to our dedicated page for Fs Bancorp SEC filings (Ticker: FSBW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The FS Bancorp, Inc. (NASDAQ: FSBW) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. FS Bancorp, a Washington corporation and the holding company for 1st Security Bank of Washington, files current and periodic reports that describe its financial condition, results of operations, and significant corporate events.
Among the most frequently referenced documents are Form 8-K current reports, which FS Bancorp uses to announce material events. Recent 8-K filings have covered topics such as the authorization of additional share repurchase programs, quarterly earnings releases, regular quarterly cash dividend declarations, participation in investor conferences, and executive leadership changes including CEO succession at the Bank.
Investors can also review FS Bancorp’s annual reports on Form 10-K and quarterly reports on Form 10-Q, which provide segment reporting for the Commercial and Consumer Banking and Home Lending segments, detailed loan portfolio composition, asset and liability summaries, and discussions of risk factors and market conditions. These filings explain how the company reports net interest income, provisions for credit losses, noninterest income, and noninterest expense.
On Stock Titan, FS Bancorp filings are supplemented with AI-powered summaries that highlight key points from lengthy documents, helping readers quickly understand the significance of each filing. Real-time updates from the SEC’s EDGAR system ensure that new 8-K, 10-Q, and 10-K filings appear promptly, and users can also review exhibits such as press releases furnished with earnings announcements.
For those tracking FSBW, this filings page is a central resource for understanding the company’s regulatory disclosures, capital management actions, dividend decisions, and other material events as formally reported to the SEC.
FS Bancorp, Inc. is asking shareholders to vote at its May 21, 2026 annual meeting on four key items: electing two directors for three-year terms, an advisory say-on-pay vote on executive compensation, adoption of a new 2026 Equity Incentive Plan, and ratification of Baker Tilly US, LLP as independent auditor for 2026.
The proxy highlights that 7,501,542 common shares were outstanding as of March 20, 2026, and notes several institutional holders above 5%. It explains board structure, committee composition, independence (six of seven directors), and detailed pay practices, including performance-based bonuses and equity awards for executives, along with stock ownership and clawback policies.
FS Bancorp Inc disclosure: The Vanguard Group filed an amendment reporting 0 shares and 0% beneficial ownership of Common Stock as of the filing. The filing notes an internal realignment on January 12, 2026 and states certain Vanguard subsidiaries will report holdings separately in accordance with SEC Release No. 34-39538 (January 12, 1998).
The amendment is signed by Ashley Grim, Head of Global Fund Administration, on 03/26/2026. The filing affirms Vanguard entities collectively hold 5% or less and that no single other person holds more than 5% of the class.
FS Bancorp, Inc. reports a balance-sheet focused year with total assets of $3.2 billion, loans of $2.62 billion, deposits of $2.67 billion, and stockholders’ equity of $307.7 million as of December 31 2025. The community bank operates 27 full-service branches and 13 loan production offices concentrated in the Puget Sound and broader Pacific Northwest, emphasizing relationship-based lending.
The loan book is diversified across commercial real estate, construction and development, one-to-four-family mortgages, home equity, consumer fixture-secured home improvement loans, marine, and commercial business lines. Construction and development loans reached $396.5 million and consumer loans $597.0 million, including $525.8 million of indirect home improvement balances.
Credit quality remains manageable but shows some pressure. The allowance for credit losses on loans was $31.9 million, or 1.20% of gross loans, while nonaccrual loans were 0.71% of loans. Net charge-offs rose to 0.34% of average loans, mainly from commercial construction and indirect home improvement portfolios. Deposits grew 14.29% year over year, aided by brokered funding, and the bank maintains access to significant contingent liquidity through FHLB, Federal Reserve, and fed funds lines.
FS Bancorp, Inc. is acquiring Pacific West Bancorp in a stock-and-cash merger valued at about $34.6 million. Pacific West shareholders will receive a mix of 430,176 FS Bancorp shares and $16,832,742 in cash, equal to roughly $12.52 per Pacific West share based on FS Bancorp’s February 25, 2026 share price of $41.26.
After closing, Pacific West investors are expected to own about 5.4% of FS Bancorp’s outstanding common stock. On a pro forma basis as of December 31, 2025, the combined bank would have about $3.6 billion in assets, $3.0 billion in loans, $3.0 billion in deposits, and 31 branches across the Pacific Northwest.
The deal is projected to be immediately accretive to FS Bancorp’s earnings per share, with estimated 2027 EPS accretion of 7.4%, and to reduce tangible book value by 2.2% at closing, with a projected earnback period of about 2.4 years. Boards of both companies unanimously approved the transaction, which is expected to close in the third quarter of 2026, subject to bank regulatory approvals and approval by Pacific West shareholders.
FS Bancorp, Inc. shareholder De Lisle Partners LLP filed a Schedule 13G reporting beneficial ownership of 385,451 shares of common stock, equal to 5.1% of the class. The firm reports sole voting and sole dispositive power over all these shares, with no shared authority.
The filing identifies FS Bancorp, Inc. as the issuer and lists the CUSIP 30263Y104. The Schedule 13G is filed as an institutional investment manager, with Isabelle Cordwell-Riant, a United Kingdom citizen and Head of Finance and Compliance, signing and certifying the information.
FS Bancorp, Inc. President and CEO of the bank Matthew D. Mullet acquired common stock through a company stock purchase plan. On February 6, 2026, he obtained 213 shares of common stock at $42.28 per share, reported with transaction code J.
According to the footnote, these shares were purchased under the issuer's Nonqualified 2022 Stock Purchase Plan and include a 25% match, indicating part of the reported amount reflects an employer matching component.
FS Bancorp, Inc. executive Victoria Jarman, CHR & WOW! Officer and EVP, reported a small stock purchase in a Form 4 filing. On 02/02/2026 she acquired 89 shares of FS Bancorp common stock at $42.28 per share, coded as transaction type J.
The filing notes these shares were purchased under the issuer's Nonqualified 2022 Stock Purchase Plan and include a 25% company match. Following this transaction, the reported account held 1,559 shares of common stock directly, reflecting her ongoing equity stake as a senior officer.
FS Bancorp, Inc. director Michael J. Mansfield reported a small open-market style purchase of company stock. On February 6, 2026, he acquired 414 shares of FS Bancorp common stock at $42.28 per share under the issuer's Nonqualified 2022 Stock Purchase Plan, which includes a 25% matching component.
Following this transaction, the reported account holds 4,600 shares directly. Separate holdings disclosed in the filing show an additional 69,682 shares held directly and 14,620 shares held indirectly through an IRA, indicating meaningful ongoing ownership alignment with shareholders.
FS Bancorp, Inc. director Joseph P. Zavaglia reported a small purchase of company stock. On 02/06/2026 he acquired 59 shares of FS Bancorp common stock at a price of $42.28 per share, coded as transaction type "J".
The footnote explains these shares were bought under the issuer's Nonqualified 2022 Stock Purchase Plan and include a 25% matching component. After this transaction, Zavaglia beneficially owned 667 common shares in this account, 6,456 additional directly held shares, and 9,614 shares held indirectly through an IRA.