Welcome to our dedicated page for FIVE STAR BANCORP SEC filings (Ticker: FSBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Five Star Bancorp (NASDAQ: FSBC) SEC filings page on Stock Titan provides direct access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a California-based bank holding company for Five Star Bank, a state-chartered non-member bank, Five Star Bancorp reports its financial condition, results of operations, governance decisions, and material events through periodic and current reports.
Investors can review Form 8-K filings where the company reports items such as quarterly earnings releases, dividend declarations, executive compensation arrangements, and change in control agreements. For example, recent 8-Ks describe earnings results for specific quarters, the declaration of cash dividends on common stock, and long-term incentive awards and change in control agreements for executive officers.
Through its periodic reports, including Forms 10-K and 10-Q, Five Star Bancorp details loan and deposit balances, capital ratios, net interest income, provision for credit losses, and other key metrics relevant to its single banking segment. These filings also address regulatory capital status, including whether Five Star Bank meets the criteria to be considered well-capitalized under applicable guidelines.
Stock Titan enhances these documents with AI-powered summaries that highlight important sections and explain technical terms, helping users quickly understand items such as earnings trends, capital measures, and executive compensation structures. The filings page also surfaces insider-related filings such as Form 4, where available, so users can analyze transactions by directors and executive officers. With real-time updates from EDGAR and AI-generated insights, this page is a practical starting point for analyzing Five Star Bancorp’s regulatory history and ongoing disclosure practices.
Five Star Bancorp is asking shareholders to vote at its 2026 annual meeting, to be held in person on May 21, 2026 in Sacramento. Investors will elect 10 directors for one-year terms and vote on ratifying Baker Tilly US LLP as independent auditor for 2026. The board unanimously recommends voting FOR all director nominees and FOR the auditor ratification. Shareholders of record at the March 27, 2026 record date, when 21,376,153 common shares were outstanding, may vote by internet, telephone, mail, or in person. The proxy also outlines board committee structures, independence, risk oversight, and an executive pay program combining salary, cash incentives, and equity awards.
Five Star Bancorp President & CEO James Eugene Beckwith reported indirect open-market sales of a total of 4,000 shares of common stock on March 9, 2026, at prices of $36.74 and $36.57 per share. The shares were held by the Beckwith Family Trust, for which he serves as trustee. After these transactions, 473,014 shares of common stock are reported as indirectly held in this trust. Additional indirect holdings are reported in accounts for certain family members, and a separate footnote states that Mr. Beckwith disclaims ownership of those securities.
Five Star Bancorp, a Northern California business bank, reports a balance sheet centered on commercial lending. At December 31, 2025, total assets were $4.8 billion, loans held for investment $4.1 billion, and deposits $4.2 billion, including $1.1 billion in non-interest-bearing deposits.
Commercial real estate is the core portfolio, with $3.3 billion of commercial real estate loans, or 81.08% of total loans before deferred fees, and total real estate-related loans representing 86.07% of loans. The bank also holds commercial, SBA, farmland, residential, and consumer loans, and operates nine branches, including a Walnut Creek branch opened in 2025.
The company is tightly focused on Northern California, with significant deposit concentration: 53 relationships over $10.0 million total $2.0 billion, or 47.82% of deposits, and $789.6 million from municipalities. Capital ratios are strong; at December 31, 2025, consolidated common equity Tier 1, Tier 1, total capital, and Tier 1 leverage ratios were 10.58%, 10.58%, 13.33%, and 9.70%, respectively.
Five Star Bancorp insider Michael E. Lee, SVP & Chief Regulatory Officer, reported an open-market sale of 1,200 shares of common stock at $39.3001 per share. The shares were sold indirectly through The Michael E. Lee & Kaylin M. Fadel-Lee Family Revocable Trust, where he serves as trustee.
After this transaction, the trust holds 35,272 shares of Five Star Bancorp common stock. Footnotes explain that these holdings include multiple equity awards granted under the Five Star Bancorp 2021 Equity Incentive Plan, some already vested and others scheduled to vest over future years if his employment continues.
Five Star Bancorp’s family revocable trust associated with SVP & Chief Regulatory Officer Michael E. Lee sold 1,200 shares of common stock in an open-market transaction at $40.735 per share. After this sale, the trust holds 36,472 shares indirectly. These holdings include multiple equity awards under the 2021 Equity Incentive Plan, with portions already vested and others scheduled to vest over five-year periods contingent on Mr. Lee’s continued employment.
FSBC received a notice that a shareholder plans to sell 2,400 shares of its common stock under Rule 144. The proposed sale, through broker Stifel, has an aggregate market value of $96,528 and is listed for trading on Nasdaq.
The shares were originally acquired from the issuer on 02/07/2024 as a restricted stock award granted as compensation. As of the filing, the issuer had 21,376,153 shares of common stock outstanding, providing context for the planned transaction size.
Five Star Bancorp has filed a shelf registration allowing it to offer up to $300,000,000 of securities, including common stock, preferred stock, debt securities, depositary shares, warrants, purchase contracts, purchase units, subscription rights and units, in one or more future offerings.
Specific terms, prices and use of proceeds for each issuance will be detailed in separate prospectus supplements. The securities may be convertible or exchangeable into other Five Star instruments, and can be sold through underwriters, dealers, agents or directly. Five Star’s common stock trades on the Nasdaq Global Select Market under the symbol FSBC. As of January 30, 2026, the company had 21,376,153 common shares outstanding and, as of September 30, 2025, 1,361,866 shares reserved under its 2021 Equity Incentive Plan.