Welcome to our dedicated page for Franklin Finl Svcs SEC filings (Ticker: FRAF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Franklin Financial Services Corporation (NASDAQ: FRAF), the Pennsylvania bank holding company for F&M Trust. As a public company in the commercial banking industry, Franklin Financial files periodic and current reports that describe its financial condition, results of operations, risk factors and corporate actions.
Investors can use this filings stream to review Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q, which contain detailed discussions of net interest income, loan and deposit balances, credit quality metrics, noninterest income and expense, capital levels and regulatory ratios. These reports also provide information on the composition of the loan portfolio, including commercial real estate concentrations in collateral segments such as apartment buildings, hotels and motels, office buildings, land development and shopping centers, primarily in the Bank’s market area of south-central Pennsylvania.
Current Reports on Form 8-K offer timely disclosure of specific events. Recent examples include announcements of quarterly earnings releases, regular cash dividend declarations, authorization of share repurchase programs and the planned partial redemption of subordinated notes using excess cash on hand. Other 8-K filings furnish investor presentations or note changes involving senior officers in certain business areas.
On Stock Titan, these filings are updated as they are made available through the SEC’s EDGAR system. AI-powered tools can help summarize lengthy documents, highlight key changes from prior periods and surface items such as dividend actions, capital management decisions and notable credit developments, allowing users to navigate Franklin Financial’s regulatory disclosures more efficiently.
Snook Gregory I reported acquisition or exercise transactions in this Form 4 filing.
Franklin Financial Services Corp. director Gregory I. Snook received an award of 128 shares of common stock at an indicated value of $50.56 per share. The shares were issued in lieu of cash for part of his director fees and are held directly.
Following this compensation-related grant, Snook directly owns 9,416 shares of Franklin Financial common stock, a figure that includes previously reported unvested restricted stock units.
Kerlin Stanley J reported acquisition or exercise transactions in this Form 4 filing.
Franklin Financial Services Corp. director Stanley J. Kerlin received 155 shares of Common Stock as a stock-based fee. The shares were granted on March 30, 2026 at a stated value of $50.56 per share in lieu of cash for a portion of his director’s fees. Following this award, he directly owns 27,070 Common Stock shares, which the filing notes includes previously reported unvested restricted stock units.
Fisher Daniel J reported acquisition or exercise transactions in this Form 4 filing.
Franklin Financial Services Corp. director Daniel J. Fisher received a grant of 97 shares of common stock on March 30, 2026, valued at $50.56 per share. The shares were issued in lieu of cash for a portion of his director fees, making this a compensation-related award rather than an open-market purchase.
After this grant, Fisher directly holds 30,240 shares of Franklin Financial common stock, which includes previously reported unvested restricted stock units. This filing shows a small, routine increase in his equity-based compensation and overall ownership stake.
Franklin Financial Services Corp. director Elliott G. Warren received 48 shares of Common Stock as a stock award. The shares were granted at a price of $50.56 per share in lieu of a portion of his director fees, making this a compensation-related acquisition rather than an open-market purchase.
After the award, Warren directly owns 18,013 shares of Common Stock. The filing also notes 334 shares held indirectly by his adult child living in his home, for which he disclaims beneficial ownership except for any pecuniary interest. The position includes previously reported unvested restricted stock units.
Duffey Gregory A reported acquisition or exercise transactions in this Form 4 filing.
Franklin Financial Services Corp. director Gregory A. Duffey received an award of 63 shares of Common Stock. The shares were granted in lieu of cash for a portion of his director’s fees, at a reported value of $50.56 per share. After this equity grant, his directly held position totals 23,705 shares, which includes previously reported unvested restricted stock units.
Craig Kevin W reported acquisition or exercise transactions in this Form 4 filing.
Franklin Financial Services Corp. director Kevin W. Craig received 214 shares of common stock as a grant in lieu of cash for a portion of his director fees. The shares were valued at $50.56 each on the grant date. Following this compensation-related award, he directly holds 27,594 shares of the company’s common stock, a figure that includes previously reported unvested restricted stock units.
Franklin Financial Services Corp reported an amendment to a Schedule 13G/A showing The Vanguard Group disaggregated certain subsidiaries and now reports 0 shares of Common Stock, representing 0% ownership. The amendment states the internal realignment occurred on January 12, 2026 and that affected subsidiaries will report separately in reliance on SEC Release No. 34-39538. The filing is signed by Ashley Grim, Head of Global Fund Administration, dated 03/26/2026.
Franklin Financial Services Corporation is holding a virtual-only annual shareholder meeting on April 28, 2026. Shareholders will vote on electing four Class A directors for three-year terms, a non-binding say-on-pay resolution on 2025 executive compensation, and ratifying Crowe LLP as independent auditor for 2026.
The proxy describes a 10-member board with a majority of independent directors and detailed committee structure, including audit, compensation, and nominating/governance committees. As of March 9, 2026, 4,491,928 common shares were outstanding, with Vanguard and BlackRock each holding just over 5% and directors and executives as a group holding 265,922 shares.
Franklin Financial Services Corp. executive Lorie M. Heckman exercised stock options to acquire additional common shares. On this Form 4, the EVP and Chief Risk Officer exercised 200 incentive stock options at an exercise price of $34.10 per share, receiving 200 shares of common stock.
After the transaction, she directly holds 7,150 shares of common stock, and this total includes previously reported unvested restricted stock units. The option line shows 2,500 incentive stock options remaining outstanding under the 2013 Incentive Stock Option Plan.
FRANKLIN FINANCIAL SERVICES CORP (FRAF) reported a stock-based compensation grant to its CEO. Craig W. Best received 2,322 restricted stock units under the company’s 2019 Omnibus Stock Incentive Plan. These units convert into one share of common stock each if vesting conditions are met.
The RSUs vest in three equal installments on March 1, 2027, March 1, 2028, and March 1, 2029, contingent on continued service. Following this award, Best directly holds 17,308 common shares, which includes 11 shares acquired through the 2010 Dividend Reinvestment and Stock Purchase Plan.