Welcome to our dedicated page for Federal Home SEC filings (Ticker: FMCC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Freddie Mac (FMCC), formally the Federal Home Loan Mortgage Corporation, is a federally chartered corporation that files regular reports and current disclosures with the U.S. Securities and Exchange Commission. These SEC filings document the company’s mortgage-related activities, financial condition, governance changes and material events tied to its role in promoting liquidity, stability and affordability in the U.S. housing market.
On this page, you can review Freddie Mac’s Forms 8-K and other filings as they appear on the SEC’s EDGAR system. Recent 8-K reports include disclosures about quarterly results of operations, fixed-price cash tender offers for certain STACR® (Structured Agency Credit Risk) notes, and governance matters such as the appointment of a Chief Executive Officer or the resignation of a board member. These filings often incorporate by reference additional materials, such as press releases, financial results supplements, and forms of indemnification or restrictive covenant and confidentiality agreements for executive officers.
For investors focused on housing finance, Freddie Mac’s filings provide context on its Single-Family Credit Risk Transfer (CRT) programs and multifamily securitization activities. While detailed transaction data is referenced through tools like Clarity Data Intelligence®, the SEC reports themselves outline how the company uses securities and (re)insurance policies to transfer credit risk away from U.S. taxpayers to private capital. They also reference broader mortgage-related portfolios, securities issuance and risk management practices.
Stock Titan’s SEC filings page presents these documents with AI-powered summaries that explain key points in plain language. Users can quickly see which items relate to results of operations, tender offers, leadership changes or other material events. Real-time updates from EDGAR, combined with AI insights, help readers navigate lengthy filings such as 8-Ks and, where available, 10-K and 10-Q reports, and understand how Freddie Mac’s regulatory disclosures relate to its mission in the U.S. housing market.
Freddie Mac has launched a fixed-price cash tender offer to buy any and all of seven outstanding STACR® (Structured Agency Credit Risk) Note classes from existing holders. The offer began on May 4, 2026 and is scheduled to expire at 5 p.m. New York City time on May 8, 2026, unless extended or terminated earlier.
Each note class has a stated original principal amount and a per‑$1,000 tender price. For example, the STACR 2020‑DNA6 B‑1 notes have an original principal amount of $139,000,000 with consideration of $1,077.50 per $1,000, while the STACR 2022‑DNA4 M‑1B notes have an original principal amount of $537,000,000 and consideration of $1,026.72 per $1,000.
Holders whose notes are accepted will also receive accrued and unpaid interest to, but not including, the expected settlement date of May 12, 2026. Notes tendered via guaranteed delivery and accepted are expected to be purchased on May 13, 2026. Freddie Mac has appointed BofA Securities and Citigroup as lead dealer managers and CastleOak Securities as co‑dealer manager, with Global Bondholder Services acting as information and tender agent.
Freddie Mac reported strong first-quarter 2026 results, with net income of $3.6 billion, up 27% from first-quarter 2025. Net revenues were $6.1 billion, rising 5% year-over-year, as net interest income increased to $5.6 billion, driven by Single-Family portfolio growth and more fully guaranteed Multifamily securitizations.
The company provided $116 billion of liquidity to the housing market, helping 380,000 households buy, refinance, or rent a home. Single-Family net income was $3.0 billion, up 32% year-over-year, while Multifamily net income reached $0.6 billion, up 9%. Overall net worth grew to $73.9 billion at March 31, 2026.
Freddie Mac reported strong first-quarter 2026 results, with net income of $3.6 billion, up 27% from first-quarter 2025. Net revenues were $6.1 billion, rising 5% year-over-year, as net interest income increased to $5.6 billion, driven by Single-Family portfolio growth and more fully guaranteed Multifamily securitizations.
The company provided $116 billion of liquidity to the housing market, helping 380,000 households buy, refinance, or rent a home. Single-Family net income was $3.0 billion, up 32% year-over-year, while Multifamily net income reached $0.6 billion, up 9%. Overall net worth grew to $73.9 billion at March 31, 2026.
Freddie Mac reported stronger first‑quarter 2026 results, with net income of $3.6 billion, up 27% from $2.8 billion a year earlier. Net revenues rose to $6.1 billion, a 5% increase, as net interest income grew 10% to $5.6 billion, helped by larger mortgage and investments portfolios and better hedge-accounting impacts. A $320 million benefit for credit losses, driven by Single‑Family reserve releases tied to higher house‑price growth forecasts, contrasted with a provision in 1Q 2025.
Non‑interest income fell 31% to $514 million on lower guarantee income and investment gains, partly reflecting a shift in the Multifamily strategy toward fully guaranteed securitizations. Non‑interest expense declined 3%, aided by lower salaries and credit enhancement costs. Freddie Mac provided $116 billion of liquidity in 1Q 2026, financing about 380,000 home purchases, refinancings, and rental units. The mortgage portfolio reached $3.7 trillion, including $3.2 trillion Single‑Family and $498 billion Multifamily, both growing year over year.
Net worth increased to $73.9 billion at March 31, 2026, up from $62.4 billion a year earlier, while the liquidation preference of Treasury’s senior preferred stock stood at $143.0 billion and is scheduled to rise to $146.6 billion. The company remains in FHFA conservatorship with a substantial capital shortfall under the Enterprise Regulatory Capital Framework, even as credit quality metrics stay relatively stable, with a 0.60% Single‑Family serious delinquency rate and a 0.43% Multifamily delinquency rate.
Freddie Mac reported stronger first‑quarter 2026 results, with net income of $3.6 billion, up 27% from $2.8 billion a year earlier. Net revenues rose to $6.1 billion, a 5% increase, as net interest income grew 10% to $5.6 billion, helped by larger mortgage and investments portfolios and better hedge-accounting impacts. A $320 million benefit for credit losses, driven by Single‑Family reserve releases tied to higher house‑price growth forecasts, contrasted with a provision in 1Q 2025.
Non‑interest income fell 31% to $514 million on lower guarantee income and investment gains, partly reflecting a shift in the Multifamily strategy toward fully guaranteed securitizations. Non‑interest expense declined 3%, aided by lower salaries and credit enhancement costs. Freddie Mac provided $116 billion of liquidity in 1Q 2026, financing about 380,000 home purchases, refinancings, and rental units. The mortgage portfolio reached $3.7 trillion, including $3.2 trillion Single‑Family and $498 billion Multifamily, both growing year over year.
Net worth increased to $73.9 billion at March 31, 2026, up from $62.4 billion a year earlier, while the liquidation preference of Treasury’s senior preferred stock stood at $143.0 billion and is scheduled to rise to $146.6 billion. The company remains in FHFA conservatorship with a substantial capital shortfall under the Enterprise Regulatory Capital Framework, even as credit quality metrics stay relatively stable, with a 0.60% Single‑Family serious delinquency rate and a 0.43% Multifamily delinquency rate.
Freddie Mac filed an 8-K to report fourth quarter and full-year 2025 results. For Q4 2025, it earned net income of $2.8 billion, down 14% year-over-year, on net revenues of $5.8 billion, down 9% as lower non-interest income outweighed higher net interest income.
For full-year 2025, Freddie Mac reported net income of $10.7 billion, down 10% from 2024, on net revenues of $23.3 billion, down 3%. Net interest income rose 8% to $21.4 billion, while non-interest income fell 55% to $1.9 billion due to a shift from investment gains to losses and higher credit loss provisions of $1.3 billion.
The company’s total mortgage portfolio reached $3.7 trillion as of December 31, 2025, and net worth increased to $70.4 billion. In 2025, Freddie Mac made home possible for about 1.7 million households by financing 1.1 million mortgages and 617,000 rental units, with a majority of both segments affordable to low- and moderate-income families.
Freddie Mac filed an 8-K to report fourth quarter and full-year 2025 results. For Q4 2025, it earned net income of $2.8 billion, down 14% year-over-year, on net revenues of $5.8 billion, down 9% as lower non-interest income outweighed higher net interest income.
For full-year 2025, Freddie Mac reported net income of $10.7 billion, down 10% from 2024, on net revenues of $23.3 billion, down 3%. Net interest income rose 8% to $21.4 billion, while non-interest income fell 55% to $1.9 billion due to a shift from investment gains to losses and higher credit loss provisions of $1.3 billion.
The company’s total mortgage portfolio reached $3.7 trillion as of December 31, 2025, and net worth increased to $70.4 billion. In 2025, Freddie Mac made home possible for about 1.7 million households by financing 1.1 million mortgages and 617,000 rental units, with a majority of both segments affordable to low- and moderate-income families.
Federal Home Loan Mortgage Corporation (Freddie Mac) reported 2025 net income of $10.7 billion, down 10% from 2024, as lower non-interest income and a higher provision for credit losses offset stronger net interest income. Net revenues were $23.3 billion, a 3% decline year-over-year, while net worth rose to $70.4 billion from $59.6 billion, reflecting continued capital build under conservatorship constraints.
The total mortgage portfolio reached $3.7 trillion, up 2%, including $3.2 trillion in Single-Family and $496 billion in Multifamily balances. In 2025, Freddie Mac supplied $465 billion of liquidity, financing 1.7 million home purchases, refinancings, and rental units, while remaining reliant on U.S. Treasury support and subject to FHFA-directed limits on business activities, capital, and exit from conservatorship.
Federal Home Loan Mortgage Corporation (Freddie Mac) reported 2025 net income of $10.7 billion, down 10% from 2024, as lower non-interest income and a higher provision for credit losses offset stronger net interest income. Net revenues were $23.3 billion, a 3% decline year-over-year, while net worth rose to $70.4 billion from $59.6 billion, reflecting continued capital build under conservatorship constraints.
The total mortgage portfolio reached $3.7 trillion, up 2%, including $3.2 trillion in Single-Family and $496 billion in Multifamily balances. In 2025, Freddie Mac supplied $465 billion of liquidity, financing 1.7 million home purchases, refinancings, and rental units, while remaining reliant on U.S. Treasury support and subject to FHFA-directed limits on business activities, capital, and exit from conservatorship.
Federal Home Loan Mortgage Corporation (Freddie Mac) reported a change in compensation for its Executive Vice President and Chief Financial Officer, James Whitlinger. The U.S. Federal Housing Finance Agency, acting as Conservator, approved updates under Freddie Mac’s Executive Management Compensation Program.
Whitlinger’s base salary remains at $600,000, while his fixed deferred salary is set at $1,535,000 and his at-risk deferred salary at $915,000, effective January 1, 2026. These amounts reflect how much of his pay is deferred and how much depends on performance or other conditions.
Freddie Mac, formally the Federal Home Loan Mortgage Corporation, filed an 8-K to report a governance action taken by its conservator. Since the Federal Housing Finance Agency (FHFA) was appointed Conservator on September 6, 2008, it has held all voting and related rights normally exercised by stockholders, officers, and directors, including electing the board.
On February 3, 2026, the FHFA, as Conservator, executed a written consent re-electing all eligible, then-current directors to Freddie Mac’s Board of Directors, effective the same day. Directors re-elected include Mark H. Bloom, Kathleen L. Casey, David S. Farbman, Aleem Gillani, Michael T. Hutchins, Clinton C. Jones, III, Ralph W. (Cody) Kittle, III, Michael Parrott, William J. Pulte, and Kenny M. Smith.
This Form 3 reports that Kenny M. Smith is an officer of Federal Home Loan Mortgage Corp, serving as CEO. The filing date of the reportable event is 12/17/2025. According to the filing, the reporting person beneficially owns no non-derivative securities of the company, with Table I showing "No Securities Owned" and an amount of 0 held directly. Table II shows no derivative securities reported, such as options or warrants.
Freddie Mac has appointed Kenny M. Smith as its new Chief Executive Officer, effective December 17, 2025, and he will also join the company’s Board of Directors on that date.
Smith, age 64, is a retired senior principal of Deloitte Consulting, where he worked since 1993, including serving as Vice Chairman and U.S. Financial Services Industry Leader and as Global Lead Client Service Partner for Wells Fargo & Company. His direct compensation as CEO will consist solely of base salary of $600,000 per year, pro-rated for his service in 2025, along with eligibility for employee benefits previously described in Freddie Mac’s 2024 Annual Report.
Freddie Mac will enter into a memorandum agreement, as well as restrictive covenant, confidentiality, and indemnification agreements with Smith, using forms previously filed for executive officers. Michael Hutchins will remain President of Freddie Mac and continue to serve on its Board.
Freddie Mac reported results of operations for the quarter ended September 30, 2025 and furnished supporting materials. The company submitted a press release as Exhibit 99.1 and a Financial Results Supplement as Exhibit 99.2.
Exhibit 99.1 is deemed “filed” under Section 18 of the Exchange Act, while Exhibit 99.2 is being “furnished” and is not deemed filed or subject to Section 18, nor incorporated by reference except as expressly stated. The filing date is October 30, 2025.
Freddie Mac reported results of operations for the quarter ended September 30, 2025 and furnished supporting materials. The company submitted a press release as Exhibit 99.1 and a Financial Results Supplement as Exhibit 99.2.
Exhibit 99.1 is deemed “filed” under Section 18 of the Exchange Act, while Exhibit 99.2 is being “furnished” and is not deemed filed or subject to Section 18, nor incorporated by reference except as expressly stated. The filing date is October 30, 2025.