Welcome to our dedicated page for First Keystone SEC filings (Ticker: FKYS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Keystone Corporation (FKYS) files reports and current disclosures with the U.S. Securities and Exchange Commission as a Pennsylvania-incorporated commercial banking company and parent of First Keystone Community Bank. This SEC filings page aggregates those documents, including current reports on Form 8-K that describe material events and incorporate the Corporation’s public press releases.
Recent 8-K filings for First Keystone Corporation report items such as unaudited earnings for specific periods, the declaration of quarterly cash dividends, and board actions related to the appointment of senior officers, including the Senior Vice President and Chief Financial Officer of both the Corporation and its banking subsidiary. These filings identify the Corporation’s jurisdiction of incorporation, Commission File Number, and its status as the parent of First Keystone Community Bank.
Investors can use this page to access the Corporation’s SEC-reported information on operating results, balance sheet trends, and governance developments as they are furnished to the market. The filings also reference the Corporation’s practice of reviewing subsequent events through the filing date of its consolidated financial statements, and they attach or incorporate press releases that detail financial performance, dividend practices, and other topics the Corporation deems material.
Stock Titan enhances these regulatory documents with AI-powered summaries that explain the key points in plain language. As new First Keystone Corporation filings are posted to the SEC’s EDGAR system, they are made available here along with AI-generated highlights, helping readers quickly understand the main financial and corporate disclosures without having to parse every section of the underlying forms.
First Keystone Corporation amended its previously reported 2025 results to reflect higher credit loss provisions and related adjustments. Revised figures show total interest income up $5,777,000 or 8.1% versus 2024, driven mainly by growth in commercial real estate loans, while total interest expense rose $405,000 or 1.0%.
The provision for credit losses increased by $3,061,000 year over year due to two large charge-offs and a significant commercial real estate loan moving to non-accrual in the fourth quarter of 2025, which the company describes as isolated events. Non-interest income grew $626,000 or 9.3%, helped by $255,000 of life insurance death benefit proceeds and higher mortgage sale gains and card fees.
Non-interest expense fell $16,670,000 or 33.0%, largely because 2024 included a non-cash goodwill impairment charge of $19,133,000. Net income for 2025 is now $6,152,000, or $0.99 per share, with dividends of $1.12 per share. Total assets reached $1,530,977,000 and deposits grew $91,557,000, with a notable shift from transactional deposits into retail CDs.
First Keystone Corporation amended a prior report about its first-quarter 2026 dividend to revise 2025 financial figures after adjusting its allowance for credit losses. The revised press release now shows assets of $1,530,977,000 at December 31, 2025, up 7.2% from year-end 2024.
Total loans are revised to $948,425,000, representing a slight decrease from $948,451,000 a year earlier. Net interest income for 2025 is updated to $37,651,000, an increase of 16.6% from 2024. Net income is reduced to $6,152,000, up 146.4% from 2024, with earnings per share revised to $0.99.
The company reaffirmed a $0.28 per share cash dividend for the first quarter of 2026, matching the first quarter of 2025, payable March 31, 2026 to shareholders of record on March 12, 2026.
First Keystone Corporation reported net income of $6,152,000 for 2025, reversing a prior-year net loss of $13,203,000 that was driven by a $19,133,000 goodwill impairment. Earnings per share were $0.99, while dividends per share held steady at $1.12.
Total interest income rose to $77,199,000, up 8.09%, as loan growth lifted interest and fees on real estate loans. Interest expense increased modestly to $39,548,000, up 1.03%, reflecting higher deposit costs offset by lower short-term borrowing costs.
At December 31, 2025, the company held total assets of $1,530,977,000, including net loans of $939,013,000. Return on average assets reached 0.41% and return on average equity was 5.60%. The allowance for credit losses was $9.4 million, or 0.98% of average total loans.
First Keystone Corporation, parent of First Keystone Community Bank, declared a $0.28 per share cash dividend for the first quarter of 2026. The dividend will be paid on March 31, 2026 to shareholders of record as of March 12, 2026.
The company notes that this quarterly dividend is the same amount paid in the first quarter of 2025, indicating a stable payout level. Management highlights that the bank achieved record balance sheet levels and maintained profitability during 2025, and expresses a positive outlook for serving customers and communities in 2026.
First Keystone Corporation, parent of First Keystone Community Bank, filed a Form 8-K to report that it announced its unaudited earnings for the period ending December 31, 2025. The related fourth quarter earnings press release is provided as Exhibit 99.1 and incorporated by reference into the report.
First Keystone Corp12/30/2025, coded as purchases. One line shows a buy of 426 shares at $18.50 per share, and another shows a buy of 974 shares at $18.4335 per share. After these transactions, the form reports direct beneficial ownership amounts of 626 and 1,600 common shares on the respective lines. The explanation states that this Form 4/A corrects an error in the purchase price on the original filing.
First Keystone Corp reported an insider stock purchase by its President and CEO, who is also a director, Jack W. Jones. On 12/30/2025, Jones bought 1,400 shares of First Keystone Corporation common stock in an open-market transaction coded as a purchase. The shares were acquired at a price of $18.5 per share.
After this transaction, Jones directly owned 1,600 shares of First Keystone Corp common stock. The filing indicates that this report covers a single reporting person and shows only non-derivative securities, with no derivative positions listed in the derivative securities table.
First Keystone Corporation reported a leadership change in its finance organization. On December 22, 2025, the Board of Directors appointed Stacy L. Gordner as Senior Vice President and Chief Financial Officer, effective immediately. She will also serve as Senior Vice President and Chief Financial Officer of the company’s wholly owned subsidiary, First Keystone Community Bank.
Ms. Gordner, age 35, had been serving as interim Chief Financial Officer of the Corporation and the Bank since January 1, 2025. She previously served as Controller of the Bank since September 15, 2024, and before that as Accounting Manager starting August 14, 2022, following a promotion from Accounting Reporting Analyst. The company states that she has no employment agreements with the Corporation or the Bank, no family relationships with other officers or directors, and no material related-party transactions requiring disclosure.
First Keystone Corporation, parent of First Keystone Community Bank, filed a Form 8-K to announce that it issued a press release reporting the declaration of its fourth quarter dividend. The report states that the press release, dated November 26, 2025, is included as Exhibit 99.1.
The filing is an informational update about the dividend declaration and attaches the related press release, without providing additional financial details in the body of the report.
First Keystone Corporation (FKYS) reported stronger Q3 2025 results. Net income rose to $2.8 million, up from $1.5 million a year ago, with diluted EPS of $0.45. Net interest income improved to $9.5 million as interest and fee income on loans and deposits with other banks increased. Provision for credit losses was $255 thousand.
Balance sheet expanded meaningfully. Total assets reached $1.58 billion versus $1.43 billion at year-end 2024, driven by higher cash and deposits with other banks of $147.3 million and growth in loans held for investment to $957.6 million. Deposits increased to $1.19 billion. Stockholders’ equity rose to $112.3 million, aided by a smaller accumulated other comprehensive loss of $22.2 million as unrealized losses on available-for-sale securities declined.
Year-to-date trends improved. For the nine months, net income was $6.8 million compared to a $15.5 million loss last year, when results included a $19.1 million goodwill impairment. Non-interest expense fell to $24.9 million year-to-date. The company paid dividends of $0.28 per share in Q3 and $0.84 year-to-date, with 6,246,157 common shares outstanding as of November 6, 2025.