Welcome to our dedicated page for Finvolution Group SEC filings (Ticker: FINV), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
FinVolution Group (NYSE: FINV) files reports with the U.S. Securities and Exchange Commission as a foreign private issuer, primarily through Form 20-F and Form 6-K. This page aggregates those SEC filings so investors can review the company’s official disclosures on its fintech platforms, online consumer finance activities, capital structure and risk metrics.
FinVolution’s annual report on Form 20-F provides a comprehensive overview of its business as a fintech platform with operations in China, Indonesia and the Philippines, including its role in online consumer finance, technology capabilities in credit risk assessment and fraud detection, and descriptions of its revenue sources and risk management practices. Interim developments are reported via Form 6-K, which the company uses to furnish unaudited quarterly financial results and other material information.
Recent Form 6-K filings include reports of first, second and third quarter unaudited financial results, detailing transaction volumes in China’s Mainland and international markets, outstanding loan balances, revenue breakdowns (such as loan facilitation service fees, guarantee income, net interest income and other revenue), and credit-related provisions and delinquency ratios. Other 6-K filings cover capital markets transactions, including the proposed offering, pricing and completion of convertible senior notes due 2030, as well as management’s discussion and analysis and unaudited interim condensed consolidated financial statements.
On Stock Titan, users can access these filings as they are made available through EDGAR and view AI-powered summaries that explain key sections of lengthy documents such as the Form 20-F and quarterly financial reports. The platform also helps surface important information on revenue composition, loan performance, capital-light models, quality assurance commitments and financing activities like convertible note offerings and share repurchase programs, enabling investors to review FinVolution’s regulatory disclosures more efficiently.
FinVolution Group files its Form 20-F for the year ended December 31, 2025 as a Cayman Islands holding company using PRC variable interest entities for most onshore operations. VIEs contributed 71.1% of total revenues in 2025, down from 78.6% in 2023 as overseas business expands.
As of December 31, 2025, the company had 1,216,442,834 ordinary shares outstanding, and cash and cash equivalents of RMB4.3 billion with RMB1.9 billion of restricted cash. Net profit attributable to ordinary shareholders was RMB2,340.8 million in 2023, RMB2,383.1 million in 2024 and RMB2,542.4 million in 2025.
The filing highlights extensive risks from its VIE structure, PRC regulatory changes, HFCA Act-related audit oversight, data and cybersecurity rules, and tight controls on cash movements from PRC entities to offshore. FinVolution is expanding in the Philippines, Indonesia and Australia, where it faces rate caps and enforcement actions, including an Indonesian antitrust fine, while maintaining a dividend policy targeting 20%–30% of prior-year net income.
FinVolution Group COO and CTO Wang Yuxiang reported equity compensation activity and related tax withholding. On April 10, 2026, Wang received a grant of 970,720 restricted share units (RSUs), each representing a right to one Class A ordinary share, which vested the same day and were exercised into 970,720 Class A ordinary shares.
To cover tax withholding obligations from this vesting, 453,545 Class A ordinary shares were disposed of in a sell-to-cover transaction at $0.99 per share, rather than through a discretionary open-market sale. After these transactions, Wang directly holds 7,065,140 Class A ordinary shares and indirectly holds 5,001,290 Class A ordinary shares through Mobilescope Holding Limited. The Class A ordinary shares are held in the form of American depositary shares, with each ADS representing five Class A ordinary shares.
FinVolution Group President and CCO Chen Pingping reported compensation-related share activity. On April 10, 2026, 966,140 restricted share units (RSUs) vested and were exercised into the same number of Class A ordinary shares, eliminating the RSU balance.
On April 13, 2026, 450,180 Class A ordinary shares were disposed of in a sell-to-cover tax-withholding transaction at $0.99 per share linked to that vesting, rather than a discretionary market sale. After these transactions, Chen directly holds 6,760,565 Class A ordinary shares, in the form of American depositary shares, each representing five Class A ordinary shares.
Xu Jiayuan reported acquisition or exercise transactions in this Form 4 filing.
FinVolution Group Chief Financial Officer Xu Jiayuan reported equity compensation activity involving restricted share units (RSUs) that fully vested into Class A ordinary shares. On April 8, 2026, 139,240 RSUs vested into 139,240 Class A ordinary shares at no cost. On April 10, 2026, a further 741,775 RSUs vested into 741,775 Class A ordinary shares, also at no cost.
Following these conversions, Xu holds 4,451,615 Class A ordinary shares directly and 388,420 Class A ordinary shares indirectly through Hulu Holding Limited. The Class A ordinary shares are held in the form of American depositary shares, with each ADS representing five Class A ordinary shares.
FinVolution Group director and Chief Executive Officer Tiezheng Li reported mainly compensation-related equity activity. On April 10, 2026 he received a stock option covering 1,286,150 Class A ordinary shares at an exercise price of $0.794 per share. On April 8, 2026, 102,825 restricted share units vested and were converted into the same number of Class A ordinary shares.
To cover tax withholding obligations tied to this RSU vesting, 48,195 Class A ordinary shares were disposed of at $1.01 per share in a sell‑to‑cover transaction. Following these transactions, Mr. Li holds 4,248,370 Class A ordinary shares directly and 7,719,350 Class A ordinary shares indirectly through Happyariel Holding Limited. The Class A ordinary shares are held in the form of American depositary shares, each representing five Class A ordinary shares.
FinVolution Group Chief Financial Officer Xu Jiayuan received a grant of 214,180 restricted share units on April 3, 2026, which vested the same day and were exercised into 214,180 Class A ordinary shares at $0.00 per share. Following these transactions, Xu holds 3,570,600 Class A ordinary shares directly and 388,420 Class A ordinary shares indirectly through Hulu Holding Limited. The Class A ordinary shares are held in the form of American depositary shares, with each ADS representing five Class A ordinary shares.
FinVolution Group Chief Executive Officer Tiezheng Li reported routine equity compensation and related tax withholding transactions. On April 3, 2026, he received a grant of 380,000 restricted share units (RSUs), which immediately vested and were exercised into 380,000 Class A ordinary shares.
On April 6, 2026, 154,690 Class A ordinary shares were disposed of in a tax “sell-to-cover” transaction to satisfy withholding obligations tied to the RSU vesting, rather than an open-market sale for investment purposes. Following these events, Li directly holds 4,193,740 Class A ordinary shares and indirectly holds 7,719,350 Class A ordinary shares through Happyariel Holding Limited. Each American depositary share represents five Class A ordinary shares.
FinVolution Group’s COO and CTO, Wang Yuxiang, reported compensation-related equity activity. On April 3, 2026, he received 2,012,235 Restricted Share Units (RSUs), which vested and were exercised into the same number of Class A ordinary shares, with no cash exercise price.
In connection with this vesting, 905,160 Class A ordinary shares were sold in a “sell-to-cover” transaction at $1.01 per share to satisfy tax withholding obligations, rather than as an open-market discretionary sale. After these transactions, he directly holds 6,547,965 Class A ordinary shares and indirectly holds 5,001,290 shares through Mobilescope Holding Limited.
FinVolution Group President and CCO Chen Pingping received a grant of 1,291,500 restricted share units (RSUs) on April 3, 2026. These RSUs immediately vested and were exercised into 1,291,500 Class A ordinary shares, increasing Chen’s direct Class A holdings to 6,830,715 shares.
On April 6, 2026, 586,110 Class A ordinary shares, held in the form of American depositary shares, were sold in a “sell-to-cover” transaction at $1.01 per share to satisfy tax withholding obligations related to the RSU vesting. After this tax-withholding disposition, Chen directly holds 6,244,605 Class A ordinary shares.
FinVolution Group reported resilient 2025 results but signaled a tougher 2026. Full-year 2025 revenue reached RMB13.6 billion, up 3.8% year over year, while net profit rose 6.6% to RMB2.55 billion. International transaction volume grew to RMB14.0 billion and international revenue to RMB3.3 billion, up 38.6% and 32.0% respectively, contributing 24.6% of total net revenues.
In contrast, fourth-quarter 2025 net revenue fell to RMB3.02 billion from RMB3.46 billion and net profit declined to RMB415.5 million from RMB680.8 million, reflecting weaker China activity and higher provisions. Management guided 2026 total revenue to RMB11.5–12.9 billion, implying a 5–15% decline from 2025.
The company is returning significant cash to shareholders. For 2025 it allocated about US$181.7 million through US$107.2 million of share repurchases and US$74.5 million of dividends. The board approved a higher cash dividend of US$0.306 per ADS, up 10.5% year over year and equal to roughly a 20.5% payout of 2025 net income.