Welcome to our dedicated page for Fair Isaac SEC filings (Ticker: FICO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Fair Isaac Corporation (FICO) SEC filings page on Stock Titan provides access to the company’s official regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a New York Stock Exchange–listed issuer under the ticker FICO, Fair Isaac Corporation reports detailed information on its financial performance, business segments, risks, and governance through periodic and current reports.
Investors can review annual reports on Form 10-K and quarterly reports on Form 10-Q to see how FICO describes its Scores and Software segments, including revenue composition, recurring revenue metrics, and key operating trends. These filings also contain discussions of risk factors, use of predictive analytics and data science, intellectual property such as FICO’s portfolio of U.S. and foreign patents, and the role of products like the FICO Score, fraud management tools, and optimization software in the business.
Current reports on Form 8-K document material events, such as leadership changes or other significant corporate developments. For example, FICO has used an 8-K filing to report executive transitions within its Scores business. Reviewing these filings helps investors track changes in management responsibilities and other important updates between periodic reports.
Users interested in ownership and compensation matters can consult proxy statements and related disclosures, while Form 4 and other insider trading filings show transactions by directors, officers, and significant shareholders. Together, these documents provide a detailed picture of how the company is governed and how insiders interact with the stock.
On Stock Titan, FICO’s SEC filings are updated in near real time as they are posted to the EDGAR system. AI-powered summaries help explain the structure and key points of lengthy documents, highlight important segment and risk disclosures, and make it easier to understand complex financial and legal language without replacing the original filings.
Fair Isaac Corp (FICO) Schedule 13G: Vanguard Capital Management reports beneficial ownership of 1,735,904 shares of Common Stock, representing 7.31% of the class as of 03/31/2026. The filing states Vanguard has sole dispositive power over 1,735,904 shares and sole voting power over 233,510 shares.
Fair Isaac Corp (FICO) Schedule 13G: Vanguard Capital Management reports beneficial ownership of 1,735,904 shares of Common Stock, representing 7.31% of the class as of 03/31/2026. The filing states Vanguard has sole dispositive power over 1,735,904 shares and sole voting power over 233,510 shares.
Fair Isaac Corp Schedule 13G: Vanguard Portfolio Management reports beneficial ownership of 1,260,989 shares of Common Stock, representing 5.31% of the class as of 03/31/2026. The filing shows sole dispositive power for 1,260,989 shares and sole voting power for 5,501 shares.
Fair Isaac Corp Schedule 13G: Vanguard Portfolio Management reports beneficial ownership of 1,260,989 shares of Common Stock, representing 5.31% of the class as of 03/31/2026. The filing shows sole dispositive power for 1,260,989 shares and sole voting power for 5,501 shares.
Fair Isaac Corporation delivered strong growth for the quarter ended March 31, 2026. Total revenue rose to $691.7 million, up 39% from a year earlier, driven mainly by a 60% increase in Scores revenue to $475.0 million and steady Software growth.
Operating income climbed 64% to $402.5 million, while net income increased 63% to $264.5 million. Diluted EPS grew to $11.14, a 69% year-over-year increase. Cash flow from operating activities for the first six months reached $397.4 million, supporting ongoing investment and capital returns.
The company issued $1.0 billion of new 2026 Senior Notes and used the proceeds to repay $400 million of 2018 Senior Notes and reduce credit facility borrowings, bringing total debt to $3.6 billion. Fair Isaac also repurchased $773.9 million of common stock in the first half, and ended the quarter with $219.4 million in cash and cash equivalents. Software Annual Recurring Revenue reached $788.8 million with a Dollar-Based Net Retention Rate of 109%.
Fair Isaac Corporation reported a strong second fiscal quarter 2026 with sharp growth in revenue, earnings and cash flow. Revenue rose to $691.7 million from $498.7 million, while GAAP net income increased to $264.5 million, or $11.14 per diluted share, up from $6.59.
Scores revenue grew 60% to $475.0 million, driven by a 72% increase in B2B scoring tied to higher mortgage origination pricing and volume, while B2C scores rose 5%. Software revenue increased 7% to $216.7 million, with software Annual Recurring Revenue up 10% on March 31, 2026.
Net cash provided by operating activities for the quarter climbed to $223.4 million from $74.9 million, supporting free cash flow of $214.3 million versus $65.5 million. The company raised its full-year fiscal 2026 guidance, targeting revenue of $2.45 billion, GAAP EPS of $35.60, and non-GAAP EPS of $40.45.
Fair Isaac Corp (FICO) ownership update: The Vanguard Group filed Amendment No. 16 to report zero shares beneficially owned of Fair Isaac Corp common stock, representing 0% of the class.
The filing explains an internal realignment effective January 12, 2026 that caused certain Vanguard subsidiaries or business divisions to report beneficial ownership separately under SEC Release No. 34-39538. The disclosure states these entities pursue the same investment strategies as before the realignment.
Fair Isaac Corporation completed a private offering of $1.0 billion aggregate principal amount of 6.250% Senior Notes due 2034. These senior unsecured notes pay interest semi-annually starting on September 15, 2026 and mature on September 15, 2034.
The company plans to use the net proceeds to repay borrowings under its Third Amended and Restated Credit Agreement, redeem in full $400 million of 5.25% Senior Notes due 2026, pay related fees and expenses, and for general corporate purposes, which may include share repurchases. The notes include optional redemption features, change of control repurchase rights at 101% of principal, and customary covenants and events of default described in the Indenture.
Fair Isaac Corporation (FICO) is raising $1.0 billion through a private offering of 6.250% senior unsecured notes due 2034, priced at 100% of principal and sold to qualified institutional buyers under Rule 144A and to non‑U.S. investors under Regulation S.
FICO plans to use the net proceeds to repay borrowings under its existing unsecured revolving credit facility, fully redeem $400 million of 5.25% Senior Notes due 2026, pay related fees and expenses, and for general corporate purposes, which may include common stock repurchases. The company expects to close the notes offering on March 20, 2026, with a conditional redemption of the 2018 Senior Notes on March 26, 2026.
Fair Isaac Corporation (FICO) is raising $1.0 billion through a private offering of 6.250% senior unsecured notes due 2034, priced at 100% of principal and sold to qualified institutional buyers under Rule 144A and to non‑U.S. investors under Regulation S.
FICO plans to use the net proceeds to repay borrowings under its existing unsecured revolving credit facility, fully redeem $400 million of 5.25% Senior Notes due 2026, pay related fees and expenses, and for general corporate purposes, which may include common stock repurchases. The company expects to close the notes offering on March 20, 2026, with a conditional redemption of the 2018 Senior Notes on March 26, 2026.
Fair Isaac Corporation (FICO) is raising $1.0 billion through a private offering of 6.250% senior unsecured notes due 2034, priced at 100% of principal and sold to qualified institutional buyers under Rule 144A and to non‑U.S. investors under Regulation S.
FICO plans to use the net proceeds to repay borrowings under its existing unsecured revolving credit facility, fully redeem $400 million of 5.25% Senior Notes due 2026, pay related fees and expenses, and for general corporate purposes, which may include common stock repurchases. The company expects to close the notes offering on March 20, 2026, with a conditional redemption of the 2018 Senior Notes on March 26, 2026.
Fair Isaac Corporation (FICO) plans a private offering of $1.0 billion aggregate principal amount of senior unsecured notes due 2034. The company intends to use the net proceeds to repay borrowings under its existing unsecured revolving credit facility, fully redeem $400 million of 5.25% senior notes due 2026, pay related fees and expenses, and for general corporate purposes, which may include share repurchases. The notes will be offered to qualified institutional buyers under Rule 144A and to certain non-U.S. investors under Regulation S, and will not be registered under U.S. securities laws.
Fair Isaac Corporation (FICO) plans a private offering of $1.0 billion aggregate principal amount of senior unsecured notes due 2034. The company intends to use the net proceeds to repay borrowings under its existing unsecured revolving credit facility, fully redeem $400 million of 5.25% senior notes due 2026, pay related fees and expenses, and for general corporate purposes, which may include share repurchases. The notes will be offered to qualified institutional buyers under Rule 144A and to certain non-U.S. investors under Regulation S, and will not be registered under U.S. securities laws.
Fair Isaac Corporation (FICO) plans a private offering of $1.0 billion aggregate principal amount of senior unsecured notes due 2034. The company intends to use the net proceeds to repay borrowings under its existing unsecured revolving credit facility, fully redeem $400 million of 5.25% senior notes due 2026, pay related fees and expenses, and for general corporate purposes, which may include share repurchases. The notes will be offered to qualified institutional buyers under Rule 144A and to certain non-U.S. investors under Regulation S, and will not be registered under U.S. securities laws.
Fair Isaac Corp director Fabiola R. Arredondo reported equity-based compensation transactions involving restricted stock units and common shares. On the stated date, 154 restricted stock units were exercised and converted into 154 shares of common stock, bringing her directly held common stock to 2,082 shares.
She also received a new grant of 198 restricted stock units, each representing a right to receive one share of Fair Isaac common stock contingent upon continued service on the board. The grant has no expiration date and will vest on the date of the corporation's 2027 Annual Shareholder Meeting.
Fair Isaac Corp director Braden R. Kelly reported equity compensation activity rather than open-market trading. On March 4, 2026 he acquired 171 shares of common stock through the exercise of restricted stock units and received new grants of 363 non-qualified stock options and 220 restricted stock units. Each restricted stock unit represents one share of common stock contingent on continued board service, and the new grant will vest on the date of the company’s 2027 Annual Shareholder Meeting. Kelly has elected to take his annual cash retainer in the form of stock options under the non-employee director compensation program.