FFBC (FFBC) chief credit officer reports 2,225-share tax withholding correction

Rhea-AI Filing Summary

FIRST FINANCIAL BANCORP (FFBC) Chief Credit Officer William R. Harrod reported a tax-withholding disposition of 2,225 shares of common stock on March 7, 2026, at a value of $27.25 per share. This was not an open-market sale but shares withheld to cover tax obligations.

After this transaction, Harrod directly owned 66,912 common shares. Footnotes explain that a prior Form 4 reported an incorrect share amount and that the balance was reduced by 66 shares to reflect the difference between 2,291 and 2,225 shares.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Harrod William R

Role Chief Credit Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	2,225	$27.25	$61K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 66,912 shares (Direct); Common Stock — 0 shares (Indirect, Restricted Performance)

Footnotes (1)

1. Incorrect number of shares reported on Form 4. Correct number of shares is 2,291. Balance reduced to reflect difference between 2,291 and 2,225.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Harrod William R

(Last) (First) (Middle)

255 E 5TH STREET, SUITE 2900

(Street)

CINCINNATI OHIO 45202

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FIRST FINANCIAL BANCORP /OH/ [ FFBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Credit Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/07/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)
03/10/2026

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/07/2026		F		2,225(1)	D	$27.25	66,912(2)	D
Common Stock								0	I	Restricted Performance

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Incorrect number of shares reported on Form 4. Correct number of shares is 2,291.

2. Balance reduced to reflect difference between 2,291 and 2,225.

	/s/ Maria Hinkel, POA	03/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FFBC Chief Credit Officer William R. Harrod report?

Harrod reported a tax-withholding disposition of 2,225 shares. On March 7, 2026, 2,225 shares of First Financial Bancorp common stock were withheld at $27.25 per share to cover tax obligations, rather than being sold on the open market.

Was the FFBC insider transaction by William R. Harrod an open-market sale?

No, the transaction was not an open-market sale. The Form 4/A identifies the code as F, a tax-withholding disposition, meaning shares were delivered to satisfy tax liability instead of being sold to third-party buyers.

How many FFBC shares does William R. Harrod hold after this Form 4/A?

Harrod holds 66,912 common shares directly after the transaction. The filing shows total direct ownership of 66,912 shares of First Financial Bancorp common stock following the 2,225-share tax-withholding disposition on March 7, 2026.

What correction does the FFBC Form 4/A make to prior insider reporting?

The amendment corrects a previously misreported share amount. Footnotes state an earlier Form 4 used an incorrect number, clarifying that 2,291 shares were previously reported and the balance was reduced by 66 shares to align with the 2,225-share tax-withholding event.

Does the FFBC Form 4/A mention any indirect holdings for William R. Harrod?

Yes, the filing includes an indirect holding entry. It lists indirect ownership under “Restricted Performance,” classified as a holding entry, but without a specific share count, emphasizing the main reported activity is the 2,225-share tax-withholding disposition.