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First Citizens BancShares, Inc. reports Q1 2026 net income of $534 million, up from $483 million, with net income available to common stockholders of $508 million and earnings per share rising to $42.63 from $34.47 as the share count declined.
Total assets reached $235.96 billion, while loans and leases grew slightly to $148.69 billion and deposits to $170.84 billion. Net interest income eased to $1.62 billion, but the provision for credit losses fell sharply to $72 million from $154 million, and noninterest income increased to $692 million.
Noninterest expense rose to $1.54 billion, including higher personnel and processing costs. The allowance for loan and lease losses stood at $1.56 billion, and nonaccrual loans were $1.43 billion. The company issued $390 million of Series E preferred stock, repurchased $908 million of Class A common stock, and continued to pay common and preferred dividends.
First Citizens BancShares, Inc. reports Q1 2026 net income of $534 million, up from $483 million, with net income available to common stockholders of $508 million and earnings per share rising to $42.63 from $34.47 as the share count declined.
Total assets reached $235.96 billion, while loans and leases grew slightly to $148.69 billion and deposits to $170.84 billion. Net interest income eased to $1.62 billion, but the provision for credit losses fell sharply to $72 million from $154 million, and noninterest income increased to $692 million.
Noninterest expense rose to $1.54 billion, including higher personnel and processing costs. The allowance for loan and lease losses stood at $1.56 billion, and nonaccrual loans were $1.43 billion. The company issued $390 million of Series E preferred stock, repurchased $908 million of Class A common stock, and continued to pay common and preferred dividends.
First Citizens BancShares, Inc. held its 2026 Annual Stockholder’s Meeting on May 4, 2026, where stockholders elected 12 directors to one-year terms. Each nominee, including Ellen R. Alemany, Frank B. Holding, Jr., and others, received more votes cast "for" than "withheld."
Stockholders approved a non-binding "say-on-pay" advisory resolution on executive compensation and ratified the appointment of KPMG LLP as independent public accountants for 2026 by an overwhelming margin. A stockholder proposal requesting a report on faith-based employee resource groups received very limited support and was not approved.
First Citizens BancShares, Inc. held its 2026 Annual Stockholder’s Meeting on May 4, 2026, where stockholders elected 12 directors to one-year terms. Each nominee, including Ellen R. Alemany, Frank B. Holding, Jr., and others, received more votes cast "for" than "withheld."
Stockholders approved a non-binding "say-on-pay" advisory resolution on executive compensation and ratified the appointment of KPMG LLP as independent public accountants for 2026 by an overwhelming margin. A stockholder proposal requesting a report on faith-based employee resource groups received very limited support and was not approved.
BlackRock Portfolio Management LLC amended its Schedule 13G/A to report beneficial ownership of 449,706 shares of First Citizens BancShares, Inc., representing 4.2% of the class. The filing shows sole voting power for 440,827 shares and sole dispositive power for 449,706 shares. The disclosure states the holdings reflect certain Reporting Business Units of BlackRock, Inc.
BlackRock Portfolio Management LLC amended its Schedule 13G/A to report beneficial ownership of 449,706 shares of First Citizens BancShares, Inc., representing 4.2% of the class. The filing shows sole voting power for 440,827 shares and sole dispositive power for 449,706 shares. The disclosure states the holdings reflect certain Reporting Business Units of BlackRock, Inc.
First Citizens BancShares, Inc. Class A stock ownership reported by BlackRock, Inc. shows 554,572 shares beneficially owned, representing 5.1% of the class. BlackRock reports sole voting power for 506,435 shares and sole dispositive power for 554,572 shares. The filing is a Schedule 13G signed by Managing Director Spencer Fleming.
First Citizens BancShares, Inc. Class A stock ownership reported by BlackRock, Inc. shows 554,572 shares beneficially owned, representing 5.1% of the class. BlackRock reports sole voting power for 506,435 shares and sole dispositive power for 554,572 shares. The filing is a Schedule 13G signed by Managing Director Spencer Fleming.
First Citizens BancShares reported first-quarter 2026 earnings with mixed trends. Net income was $534 million versus $580 million in the prior quarter, and net income available to common stockholders was $508 million, or $42.63 per share, down from $45.81. Adjusted net income available to common was $534 million, or $44.86 per share.
Net interest income fell to $1.62 billion as net interest margin declined to 3.09%. Loans grew to $148.69 billion, while deposits rose strongly to $170.84 billion, including $2.95 billion growth in noninterest-bearing balances. Provision for credit losses increased to $72 million, but the net charge-off ratio improved to 0.30%.
The company repurchased 449,845 Class A shares for $900 million and issued $400 million of Series E perpetual preferred stock. The estimated Common Equity Tier 1 ratio was 10.83%, and liquid assets were $60.72 billion, supporting management’s outlook for 2026 net interest income of $6.5–$6.8 billion and adjusted noninterest expense of $5.34–$5.43 billion.
First Citizens BancShares reported first-quarter 2026 earnings with mixed trends. Net income was $534 million versus $580 million in the prior quarter, and net income available to common stockholders was $508 million, or $42.63 per share, down from $45.81. Adjusted net income available to common was $534 million, or $44.86 per share.
Net interest income fell to $1.62 billion as net interest margin declined to 3.09%. Loans grew to $148.69 billion, while deposits rose strongly to $170.84 billion, including $2.95 billion growth in noninterest-bearing balances. Provision for credit losses increased to $72 million, but the net charge-off ratio improved to 0.30%.
The company repurchased 449,845 Class A shares for $900 million and issued $400 million of Series E perpetual preferred stock. The estimated Common Equity Tier 1 ratio was 10.83%, and liquid assets were $60.72 billion, supporting management’s outlook for 2026 net interest income of $6.5–$6.8 billion and adjusted noninterest expense of $5.34–$5.43 billion.
FIRST CITIZENS BANCSHARES INC /DE/ director and CEO Frank B. Holding Jr. reported small family gifts of Class B shares. On April 10, 2026, entities for which he acts as custodian made three bona fide gifts of Class B Common, each transferring 33 shares with no consideration reported.
These gifts came from custodial accounts for James Freeman Bailey Jr., Royall Holding Bailey, and Jones Powell Bailey. After the gifts, those accounts still hold 4,924, 4,767, and 5,125 Class B shares, respectively, as indirect holdings. The filing also updates his broader ownership, including 202,117 Class A shares held directly and substantial additional Class A and Class B positions held indirectly through trusts, spouse, and 2025 GRAT vehicles.
FIRST CITIZENS BANCSHARES INC /DE/ director and CEO Frank B. Holding Jr. reported small family gifts of Class B shares. On April 10, 2026, entities for which he acts as custodian made three bona fide gifts of Class B Common, each transferring 33 shares with no consideration reported.
These gifts came from custodial accounts for James Freeman Bailey Jr., Royall Holding Bailey, and Jones Powell Bailey. After the gifts, those accounts still hold 4,924, 4,767, and 5,125 Class B shares, respectively, as indirect holdings. The filing also updates his broader ownership, including 202,117 Class A shares held directly and substantial additional Class A and Class B positions held indirectly through trusts, spouse, and 2025 GRAT vehicles.
The Vanguard Group filed Amendment No. 4 to a Schedule 13G/A reporting 0 shares beneficially owned of First Citizens BancShares Inc. common stock. The filing states Vanguard completed an internal realignment on January 12, 2026, and certain subsidiaries now report ownership separately in reliance on SEC Release No. 34-39538. The filing is signed by Ashley Grim as Head of Global Fund Administration on 03/26/2026.
The Vanguard Group filed Amendment No. 4 to a Schedule 13G/A reporting 0 shares beneficially owned of First Citizens BancShares Inc. common stock. The filing states Vanguard completed an internal realignment on January 12, 2026, and certain subsidiaries now report ownership separately in reliance on SEC Release No. 34-39538. The filing is signed by Ashley Grim as Head of Global Fund Administration on 03/26/2026.
First Citizens BancShares is asking stockholders to vote at its 2026 virtual annual meeting, where they will elect 12 directors, approve an advisory say-on-pay resolution, and ratify the independent accountants. The board recommends voting for all three management proposals and against a stockholder proposal seeking a report on faith-based employee resource groups.
The proxy highlights 2025 results: net income of $2.21 billion, down from $2.78 billion, with diluted EPS of $165.24 and lower returns on assets and equity. Despite softer earnings, the company generated loan and deposit growth, maintained a common equity Tier 1 ratio of 11.15%, and returned $3.03 billion to stockholders through repurchasing about 1.58 million Class A shares.
The filing also emphasizes governance and culture: eight of 12 director nominees are independent, the board uses a lead independent director structure, and all key committees (audit, risk, technology, compensation and governance, and trust) are active in overseeing risk, compensation, ethics, and cybersecurity. Extensive disclosure on executive pay programs ties leadership incentives to tangible book value growth, risk management, and integration of major acquisitions.
First Citizens BancShares is asking stockholders to vote at its 2026 virtual annual meeting, where they will elect 12 directors, approve an advisory say-on-pay resolution, and ratify the independent accountants. The board recommends voting for all three management proposals and against a stockholder proposal seeking a report on faith-based employee resource groups.
The proxy highlights 2025 results: net income of $2.21 billion, down from $2.78 billion, with diluted EPS of $165.24 and lower returns on assets and equity. Despite softer earnings, the company generated loan and deposit growth, maintained a common equity Tier 1 ratio of 11.15%, and returned $3.03 billion to stockholders through repurchasing about 1.58 million Class A shares.
The filing also emphasizes governance and culture: eight of 12 director nominees are independent, the board uses a lead independent director structure, and all key committees (audit, risk, technology, compensation and governance, and trust) are active in overseeing risk, compensation, ethics, and cybersecurity. Extensive disclosure on executive pay programs ties leadership incentives to tangible book value growth, risk management, and integration of major acquisitions.
First Citizens BancShares Chairman and CEO Frank B. Holding Jr. reported open-market purchases of Class B Common stock. He bought 92 shares directly and 6 shares through the Frank B. Holding Jr. 2025 #1 GRAT on March 17 and March 19, 2026 at $1,550 per share, for 98 shares in total.
After these trades, his direct Class B holdings were 2,841 shares, while the 2025 #1 GRAT held 32,171 Class B shares. The filing also lists substantial Class A and additional Class B holdings held directly and through trusts, spouse and custodial accounts, such as 202,117 Class A shares held directly as of March 17, 2026. The report includes a disclaimer that he disclaims beneficial ownership of certain indirect positions.
First Citizens BancShares Chairman and CEO Frank B. Holding Jr. reported open-market purchases of Class B Common stock. He bought 92 shares directly and 6 shares through the Frank B. Holding Jr. 2025 #1 GRAT on March 17 and March 19, 2026 at $1,550 per share, for 98 shares in total.
After these trades, his direct Class B holdings were 2,841 shares, while the 2025 #1 GRAT held 32,171 Class B shares. The filing also lists substantial Class A and additional Class B holdings held directly and through trusts, spouse and custodial accounts, such as 202,117 Class A shares held directly as of March 17, 2026. The report includes a disclaimer that he disclaims beneficial ownership of certain indirect positions.
First Citizens BancShares Chairman and CEO Frank B. Holding Jr. reported both purchases and gifts of company stock. On March 13, 2026, he made open-market purchases of 149 shares of Class B Common at $1,550 per share, including 134 shares held directly and 15 shares held indirectly through the Frank B. Holding Jr. 2025 #1 GRAT. After these trades, the filing shows 2,749 Class B shares held directly and 32,165 Class B shares held indirectly in that GRAT.
On March 17, 2026, custodial accounts for three family members each transferred 21 shares of Class A Common as bona fide gifts, reducing those custodial positions to 3,416, 1,591 and 317 shares respectively. The report also lists additional direct and indirect Class A and Class B holdings in various trusts and by his spouse, and includes a footnote stating that Holding Jr. disclaims beneficial ownership of certain securities reported.
First Citizens BancShares Chairman and CEO Frank B. Holding Jr. reported both purchases and gifts of company stock. On March 13, 2026, he made open-market purchases of 149 shares of Class B Common at $1,550 per share, including 134 shares held directly and 15 shares held indirectly through the Frank B. Holding Jr. 2025 #1 GRAT. After these trades, the filing shows 2,749 Class B shares held directly and 32,165 Class B shares held indirectly in that GRAT.
On March 17, 2026, custodial accounts for three family members each transferred 21 shares of Class A Common as bona fide gifts, reducing those custodial positions to 3,416, 1,591 and 317 shares respectively. The report also lists additional direct and indirect Class A and Class B holdings in various trusts and by his spouse, and includes a footnote stating that Holding Jr. disclaims beneficial ownership of certain securities reported.