Welcome to our dedicated page for First Ctzns Bancshares N C SEC filings (Ticker: FCNCA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Citizens BancShares, Inc. (NASDAQ: FCNCA) files a range of documents with the U.S. Securities and Exchange Commission that explain its capital structure, funding activities, governance decisions and significant corporate events. This SEC filings page aggregates those disclosures and pairs them with AI-powered summaries to help readers understand the key points in each report.
Investors can review current reports on Form 8-K that describe material events such as debt offerings, preferred stock issuances and branch acquisition agreements. For example, recent 8-K filings detail the issuance of fixed rate reset subordinated notes due 2035, the designation of a new series of non-cumulative perpetual preferred stock and related depositary shares, and an agreement for First-Citizens Bank & Trust Company to acquire 138 branches from BMO Bank N.A. Other 8-Ks highlight quarterly earnings announcements, share repurchase authorizations and changes in board composition or executive roles.
Alongside 8-Ks, users can access annual reports on Form 10-K and quarterly reports on Form 10-Q (when available) to see discussions of business segments, risk factors, capital management and regulatory matters. These periodic reports are central to understanding how First Citizens BancShares manages its commercial banking operations, preferred stock and subordinated debt, as well as its status as a top 20 U.S. financial institution and Fortune 500 member.
The platform also surfaces insider transaction filings on Form 4 and other ownership-related documents, enabling users to monitor equity transactions by directors and officers. AI-generated overviews highlight the most important elements of lengthy filings, helping readers navigate complex capital terms, redemption provisions, risk disclosures and transaction structures without reading every page in detail.
With real-time updates from EDGAR and concise AI explanations, this page serves as a focused entry point for analyzing FCNCA’s regulatory filings, capital actions and governance disclosures.
The Vanguard Group filed Amendment No. 4 to a Schedule 13G/A reporting 0 shares beneficially owned of First Citizens BancShares Inc. common stock. The filing states Vanguard completed an internal realignment on January 12, 2026, and certain subsidiaries now report ownership separately in reliance on SEC Release No. 34-39538. The filing is signed by Ashley Grim as Head of Global Fund Administration on 03/26/2026.
First Citizens BancShares is asking stockholders to vote at its 2026 virtual annual meeting, where they will elect 12 directors, approve an advisory say-on-pay resolution, and ratify the independent accountants. The board recommends voting for all three management proposals and against a stockholder proposal seeking a report on faith-based employee resource groups.
The proxy highlights 2025 results: net income of $2.21 billion, down from $2.78 billion, with diluted EPS of $165.24 and lower returns on assets and equity. Despite softer earnings, the company generated loan and deposit growth, maintained a common equity Tier 1 ratio of 11.15%, and returned $3.03 billion to stockholders through repurchasing about 1.58 million Class A shares.
The filing also emphasizes governance and culture: eight of 12 director nominees are independent, the board uses a lead independent director structure, and all key committees (audit, risk, technology, compensation and governance, and trust) are active in overseeing risk, compensation, ethics, and cybersecurity. Extensive disclosure on executive pay programs ties leadership incentives to tangible book value growth, risk management, and integration of major acquisitions.
First Citizens BancShares Chairman and CEO Frank B. Holding Jr. reported open-market purchases of Class B Common stock. He bought 92 shares directly and 6 shares through the Frank B. Holding Jr. 2025 #1 GRAT on March 17 and March 19, 2026 at $1,550 per share, for 98 shares in total.
After these trades, his direct Class B holdings were 2,841 shares, while the 2025 #1 GRAT held 32,171 Class B shares. The filing also lists substantial Class A and additional Class B holdings held directly and through trusts, spouse and custodial accounts, such as 202,117 Class A shares held directly as of March 17, 2026. The report includes a disclaimer that he disclaims beneficial ownership of certain indirect positions.
First Citizens BancShares Vice Chairwoman Hope H. Bryant reported a bona fide gift of 357 shares of Class A common stock from a revocable trust for her benefit on March 17, 2026, at a reported price of $0.00 per share. After this gift, the revocable trust holds 156,615 Class A shares indirectly. She also reports 108,725 Class A shares held directly and additional indirect Class A holdings through various entities and trusts. For Class B common stock, she reports both direct and indirect holdings, including 2,147 Class B shares held by a revocable trust. She further lists indirect positions in Depositary Shares, including 12,000 held in her revocable trust and larger blocks held by affiliated companies, with each Depositary Share representing a 1/40th interest in a 5.375% Non-Cumulative Perpetual Preferred Stock, Series A. Certain indirect interests are subject to disclaimers of beneficial ownership.
First Citizens BancShares Chairman and CEO Frank B. Holding Jr. reported both purchases and gifts of company stock. On March 13, 2026, he made open-market purchases of 149 shares of Class B Common at $1,550 per share, including 134 shares held directly and 15 shares held indirectly through the Frank B. Holding Jr. 2025 #1 GRAT. After these trades, the filing shows 2,749 Class B shares held directly and 32,165 Class B shares held indirectly in that GRAT.
On March 17, 2026, custodial accounts for three family members each transferred 21 shares of Class A Common as bona fide gifts, reducing those custodial positions to 3,416, 1,591 and 317 shares respectively. The report also lists additional direct and indirect Class A and Class B holdings in various trusts and by his spouse, and includes a footnote stating that Holding Jr. disclaims beneficial ownership of certain securities reported.
FIRST CITIZENS BANCSHARES INC /DE/ director Ellen R. Alemany reported trust-related gifts of Class A Common stock, not open-market trades. A March 2024 GRAT #1 transferred a total of 620 Class A Common shares as bona fide gifts on March 13, 2026 at a stated price of $0.00 per share.
According to the filing, 310 shares were distributed from the March 2024 GRAT #1 to the Alemany Family Non-GST Exempt Trust, which now holds 4,660 Class A Common shares indirectly, and 1,985 Class A Common shares were previously distributed from the GRAT to Alemany and are reported as directly owned. Additional holdings include 4,559 Class A Common shares held indirectly through a Family GST Exempt Trust, various GRATs holding Class A Common shares, 30,000 shares of Class C Preferred Stock directly, and 300 Depositary Shares directly.
FIRST CITIZENS BANCSHARES INC /DE/ director Ralph Mattox Snow III increased his direct holdings through a small open-market purchase. On March 5, 2026, he bought 11 shares of Class A Common stock at an average price of $1,944.2225 per share. After this transaction, his direct ownership rose to 121 Class A Common shares, reflecting a net increase in his personal stake in the company.
First Citizens BancShares director and Vice Chairwoman Hope H. Bryant reported bona fide gifts of 10 shares of Class A common stock and 169 shares of Class B common stock, made through her revocable trust. The filing also updates her direct and indirect holdings, including shares held via several trusts and affiliated entities, while she disclaims beneficial ownership except to any pecuniary interest.
FIRST CITIZENS BANCSHARES INC Chairman and CEO Frank B. Holding Jr. reported a series of bona fide gifts of Class A and Class B common stock. On March 2–3, 2026, he disposed of an aggregate 943 shares at a stated price of $0.00 per share, reflecting non-cash gifts rather than market sales. Some gifts were from his direct holdings, while others were made in his capacity as custodian for family members. The filing also lists sizable indirect Class A and Class B holdings through trusts and a spouse, and includes a general disclaimer that he does not admit beneficial ownership of those indirectly held securities for Section 16 or other purposes.