FB Bancorp (FBLA) awards stock and options to Chief Banking Officer

Rhea-AI Filing Summary

FB Bancorp, Inc. Chief Banking Officer Josh C. Folds reported receiving equity compensation in the form of restricted stock and stock options. He was granted stock options over 75,000 shares of common stock with an exercise price of $13.5200 per share, vesting 20% per year starting on March 25, 2027. He also received 300,000 shares of common stock as a grant that vest 20% per year beginning on the same date. Following these awards, he holds 31,846 common shares directly, 829 shares indirectly through an ESOP, and 75,000 options, reflecting compensation-related acquisitions rather than open-market purchases.

Insights

Corporate governance analyst

Executive receives sizable stock and option grants as long-term incentive.

Chief Banking Officer Josh C. Folds received 300,000 restricted shares and options on 75,000 shares at $13.5200 per share. Both awards vest 20% annually starting on March 25, 2027, aligning realized value with multi‑year service and performance.

These are non‑market, compensation-related acquisitions under transaction code A, not open‑market buying. The filing shows 31,846 common shares held directly, 829 indirectly via an ESOP, plus the new option position, indicating increased equity exposure tied to his role rather than trading activity.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Folds Josh C

Role Chief Banking Officer

Type	Security	Shares	Price	Value
Grant/Award	Stock Options	75,000	$0.00	--
Grant/Award	Common Stock	300,000	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Stock Options — 75,000 shares (Direct); Common Stock — 31,846 shares (Direct); Common Stock — 829 shares (Indirect, By ESOP)

Footnotes (1)

1. Shares of restricted stock vest at a rate of 20% per year commencing on March 25, 2027. Reflect transactions not required to be reported pursuant to Section 16 of the Securities Act of 1934, as amended. Stock options vest at a rate of 20% per year commencing on March 25, 2027.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Folds Josh C

(Last) (First) (Middle)

353 CARONDELET STREET

(Street)

NEW ORLEANS LOUISIANA 70130

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FB Bancorp, Inc. /MD/ [ FBLA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Banking Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/25/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/25/2026		A		300,000(1)	A	$0	31,846	D
Common Stock								829(2)	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$13.52	03/25/2026		A		75,000(3)		03/25/2027	03/25/2036	Common Stock	75,000(3)	$0	75,000(3)	D

Explanation of Responses:

1. Shares of restricted stock vest at a rate of 20% per year commencing on March 25, 2027.

2. Reflect transactions not required to be reported pursuant to Section 16 of the Securities Act of 1934, as amended.

3. Stock options vest at a rate of 20% per year commencing on March 25, 2027.

	/s/ Marc Levy, pursuant to Power-of-Attorney	03/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did FBLA executive Josh C. Folds report in this Form 4 filing?

He reported equity compensation awards, not market trades. The filing shows grants of 300,000 restricted FB Bancorp shares and options on 75,000 shares, all vesting over time, plus his resulting direct and ESOP share holdings.

How many stock options did Josh C. Folds receive from FBLA and at what price?

He received options on 75,000 shares of FB Bancorp common stock. The options have an exercise price of $13.5200 per share and vest in 20% annual installments starting on March 25, 2027, providing long-term incentive alignment.

What restricted stock grant did FBLA award to Josh C. Folds?

He was granted 300,000 shares of FB Bancorp common stock as restricted stock. According to the filing, these shares vest at 20% per year beginning on March 25, 2027, spreading the benefit over multiple years of continued service.

What is Josh C. Folds’ FBLA share ownership after these transactions?

After the reported awards, he holds 31,846 FB Bancorp common shares directly and 829 shares indirectly through an ESOP. He also holds stock options on 75,000 shares, reflecting a combination of current ownership and future equity rights.

Were Josh C. Folds’ FBLA equity changes open-market purchases or sales?

They were not open-market trades. The Form 4 shows transaction code A, indicating grants or awards. The changes come from compensation-related stock and option grants, rather than discretionary buying or selling on the open market.

How do the FBLA stock and option awards to Josh C. Folds vest over time?

Both the restricted stock and stock options vest gradually. The filing states that each vests at a rate of 20% per year, commencing on March 25, 2027, tying full ownership benefits to several years of continued employment.