Essent Group (ESNT) legal chief sells 4,250 shares, holds 233,336

Rhea-AI Filing Summary

Essent Group Ltd. senior vice president and chief legal officer Mary Lourdes Gibbons reported an open-market sale of 4,250 common shares at a weighted average price of $65.01 per share on April 28, 2026. After this transaction, she directly holds 233,336 common shares.

Insider Trade Summary 10b5-1

Net Seller: 4,250 shares ($276,293)

Net Sell 1 txn

Insider Gibbons Mary Lourdes

Role SVP and Chief Legal Officer

Sold 4,250 shs ($276K)

Type	Security	Shares	Price	Value
Sale	Common shares, par value $0.015	4,250	$65.01	$276K

Holdings After Transaction: Common shares, par value $0.015 — 233,336 shares (Direct, null)

Footnotes (1)

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Key Figures

Shares sold: 4,250 shares Weighted average sale price: $65.01 per share Shares held after transaction: 233,336 shares +1 more

4 metrics

Shares sold 4,250 shares Open-market sale on April 28, 2026

Weighted average sale price $65.01 per share Common shares, par value $0.015

Shares held after transaction 233,336 shares Direct ownership following reported sale

Sale price range $65.00 to $65.04 Multiple trades within this range, weighted average reported

Key Terms

open-market sale, weighted average price, Common shares, par value $0.015

3 terms

open-market sale financial

"transaction_action":"open-market sale""

An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.

weighted average price financial

"The price reported in Column 4 is a weighted average price."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

Common shares, par value $0.015 financial

"security_title": "Common shares, par value $0.015""

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gibbons Mary Lourdes

(Last) (First) (Middle)

C/O ESSENT GROUP LTD.

CLARENDON HOUSE, 2 CHURCH STREET

(Street)

HAMILTON HM11

(City) (State) (Zip)

BERMUDA

(Country)

2. Issuer Name and Ticker or Trading Symbol
Essent Group Ltd. [ ESNT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP and Chief Legal Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common shares, par value $0.015	04/28/2026		S		4,250	D	$65.01(1)	233,336	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $65.00 to $65.04, inclusive. The reporting person undertakes to provide to Essent Group Ltd., any security holder of Essent Group Ltd., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth above.

Remarks:

	/s/ David B. Weinstock, as attorney-in-fact	04/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Essent Group (ESNT) report for Mary Lourdes Gibbons?

Essent Group reported that Mary Lourdes Gibbons, its SVP and Chief Legal Officer, executed an open-market sale of 4,250 common shares. The sale used a weighted average price of $65.01 per share, reflecting multiple trades within a narrow intraday price range.

At what price did Mary Lourdes Gibbons sell Essent Group (ESNT) shares?

Mary Lourdes Gibbons sold Essent Group common shares at a weighted average price of $65.01 per share. According to the disclosure, individual trade prices ranged from $65.00 to $65.04, and she undertook to provide exact breakdowns of shares sold at each price upon request.

How many Essent Group (ESNT) shares did Mary Lourdes Gibbons sell and how many does she now hold?

She sold 4,250 Essent Group common shares in this reported transaction. Following the sale, the filing shows she directly holds 233,336 common shares, indicating she retained a substantial remaining equity position after this relatively small open-market disposition.

What role does Mary Lourdes Gibbons hold at Essent Group (ESNT)?

Mary Lourdes Gibbons serves as senior vice president and chief legal officer at Essent Group. Her Form 4 filing reflects personal equity activity in the company’s common shares, giving investors visibility into transactions by a key member of the executive leadership team.

Was the Essent Group (ESNT) insider transaction a buy or a sell?

The disclosed Essent Group insider transaction was a sale. Mary Lourdes Gibbons carried out an open-market sale of 4,250 common shares, with pricing reported on a weighted average basis and detailed trade price ranges provided in an accompanying explanatory footnote.