Enova (NYSE: ENVA) CAO corrects Form 4 restricted stock grant

Rhea-AI Filing Summary

Lee James Joseph reported acquisition or exercise transactions in this Form 4 filing.

Enova International, Inc. Chief Accounting Officer Lee James Joseph filed an amended Form 4 to correct an earlier administrative error in a restricted stock grant. The grant consists of 3,723 shares of common stock at a stated price of $0.0000 per share, reflecting a compensation award rather than an open-market purchase. Following this correction, his directly held beneficial ownership is reported as 22,548 common shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Lee James Joseph

Role Chief Accounting Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock, par value $0.00001	3,723	$0.00	--

Holdings After Transaction: Common Stock, par value $0.00001 — 22,548 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lee James Joseph

(Last) (First) (Middle)

C/O ENOVA INTERNATIONAL, INC.

175 W. JACKSON BOULEVARD, SUITE 600

(Street)

CHICAGO ILLINOIS 60604

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Enova International, Inc. [ ENVA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
02/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)
02/13/2026

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, par value $0.00001	02/11/2026		A		3,723(1)	A	$0	22,548	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The original Form 4, filed February 13, 2026, is being amended by this Form 4 Amendment solely to correct an administrative error, which misrepresented the number of shares granted of restricted stock as 1,203, when the correct reported grant of restricted stock should have been 3,723 shares. As a result of the administrative error, the total number of securities beneficially owned following the transaction should be reported as 22,548.

	/s/ Sean Rahilly, attorney in fact	03/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What does Enova (ENVA) Chief Accounting Officer Lee James Joseph’s amended Form 4 report?

The amended Form 4 reports that Enova Chief Accounting Officer Lee James Joseph was granted 3,723 shares of restricted common stock. It corrects a prior filing that mistakenly showed only 1,203 shares, and now lists 22,548 shares owned after the grant.

Why was the Enova (ENVA) Form 4 for Lee James Joseph amended?

The Form 4 was amended to fix an administrative error in the original report. That filing understated the restricted stock grant as 1,203 shares; the correct amount is 3,723 shares, with 22,548 shares reported as beneficially owned after the transaction.

How many Enova (ENVA) shares does Lee James Joseph own after the corrected grant?

After the corrected restricted stock grant, Lee James Joseph is reported to beneficially own 22,548 shares of Enova common stock directly. This figure reflects the revised grant of 3,723 restricted shares rather than the previously misreported 1,203 shares.

Was Lee James Joseph’s Enova (ENVA) restricted stock grant an open-market purchase?

No. The filing labels the transaction as a grant or award acquisition of 3,723 restricted shares at a stated price of $0.0000 per share. This indicates a compensation-related equity award, not an open-market buy or sell transaction.

What role does Lee James Joseph hold at Enova (ENVA) in this Form 4/A?

In this filing, Lee James Joseph is identified as Enova’s Chief Accounting Officer. The amended Form 4 updates his reported equity compensation, showing a corrected grant of 3,723 restricted shares and total direct holdings of 22,548 shares after the grant.