Welcome to our dedicated page for Encore Cap Group SEC filings (Ticker: ECPG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Encore Capital Group, Inc. (ECPG) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Encore is an international specialty finance company that focuses on debt recovery solutions and related services for consumer receivables, and its filings offer detailed insight into how this business is structured and financed.
Encore’s Form 8-K current reports frequently cover quarterly financial results, including portfolio purchases, collections, estimated remaining collections (ERC), revenues, operating expenses, net income and earnings per share. These filings often furnish the full text of earnings press releases as exhibits, allowing readers to review the same information distributed to the market in a structured regulatory format.
The company also uses Form 8-K to report material definitive agreements and direct financial obligations, such as the issuance of senior secured notes due 2031 and the related indenture. These filings describe key terms of new debt, including interest rates, maturity dates, guarantees and collateral, as well as how proceeds are used, for example to repay drawings under the Global Senior Facility and pay transaction expenses.
Other 8-K items document Regulation FD disclosures, such as slide presentations posted on Encore’s website, and other events like announcements of proposed and priced note offerings. Together with Encore’s periodic reports referenced in its forward-looking statements, these filings form the core regulatory record for ECPG.
On Stock Titan, these filings are updated as they are made available through EDGAR, and AI-powered summaries help explain the significance of each document. Users can quickly understand the main points of earnings releases, new financing arrangements and other reported events without reading every line of the underlying forms, while still having full-text access when deeper review is needed.
Encore Capital Group Inc ownership update: The Vanguard Group filed Amendment No. 13 to its Schedule 13G/A stating it beneficially owns 0 shares of Encore Capital Group Inc common stock, representing 0% of the class. The filing explains Vanguard completed an internal realignment on January 12, 2026, after which certain subsidiaries report holdings on a disaggregated basis. The filing is signed by Ashley Grim, Head of Global Fund Administration, dated 03/26/2026.
Encore Capital Group, Inc. reported that director Wendy Hannam has decided not to stand for re-election at the 2026 Annual Meeting of Stockholders, though she will continue serving on the board until that meeting. The company stated her decision was not due to any disagreement with the company.
The board also approved and adopted amended and restated bylaws effective March 18, 2026. These changes enhance disclosure and procedural requirements for stockholder director nominations and other business at the annual meeting, particularly around compliance with Exchange Act Rule 14a-19, additional ownership and timing disclosures, and limits on amending prior notices. The bylaws further confirm the board’s ability to determine that business was not properly brought before a meeting and make various technical, modernizing updates, including provisions on stockholder lists, remote attendance, quorums, and board vacancies.
Encore Capital Group executive John Yung reported equity compensation and related tax withholding in company stock. On March 9, 2026, he was granted several blocks of common stock and restricted stock units at $0.00 per share as part of incentive awards.
Footnotes show these include restricted stock units that vest in three equal annual installments on March 9, 2027, March 9, 2028, and March 9, 2029, plus shares issued upon vesting of performance stock units whose performance targets were achieved and additional performance stock units that vest on March 9, 2028.
To cover taxes from the vesting of stock units, 5,677 shares were withheld at $68.19 per share, a tax-withholding disposition rather than an open-market sale. After these transactions, Yung directly owns 66,570 common shares.
Encore Capital Group Inc. President, MCM Ryan B. Bell reported multiple equity awards and related tax withholding in the latest Form 4. On March 9, 2026, he acquired several blocks of Common Stock totaling 18,428 shares as stock-based compensation at $0.00 per share, including restricted and performance stock units granted under the 2017 Incentive Award Plan that vest over future years based on time and performance conditions. On the same date, 7,899 shares at $68.19 per share were withheld to cover tax liabilities tied to unit vesting, which is not an open-market sale. Following these transactions, he directly holds 58,439 shares of Encore Capital Common Stock.
Encore Capital Group senior vice president and general counsel Andrew Eric Asch reported several equity compensation transactions in company common stock. On March 9, 2026, he received three share awards of 5,682, 1,945 and 2,914 shares, including restricted stock units and performance stock units that vested after meeting performance targets.
On the same date, 4,068 shares were withheld at $68.19 per share to cover tax obligations tied to the vesting of stock units, a non-market disposition. After these transactions, he directly owned 30,692 shares of Encore Capital Group common stock.
Encore Capital Group EVP, CFO & Treasurer Tomas Cruz received new equity awards and had shares withheld for taxes. On March 9, 2026, he was granted 8,065 restricted stock units under the 2017 Incentive Award Plan, vesting in three equal annual installments on March 9, 2027, 2028, and 2029. He also acquired 4,430 performance stock units granted on March 9, 2025, for which performance conditions have been satisfied and that vest on March 9, 2028. To cover tax liabilities from vesting stock units, 4,148 shares of common stock were withheld at $68.19 per share, a non-market disposition. Following these transactions, Cruz holds 32,573 shares of Encore Capital Group common stock directly.
Encore Capital Group President and CEO Ashish Masih reported stock-based compensation transactions in common stock on March 9, 2026. He received three equity awards totaling 60,690 shares of common stock at $0.00 per share as grants or awards, including restricted stock units that vest in three equal annual installments through March 9, 2029.
The filing also shows a disposition of 25,658 shares at $68.19 per share, described as shares withheld to cover tax liabilities from the vesting of stock units, not an open-market sale. After these transactions, Masih directly owns 389,613 shares of Encore Capital Group common stock.
Encore Capital Group executive Ryan B. Bell, President of MCM, reported open-market sales of a total of 7,500 shares of Encore Capital Group common stock. The sales occurred on March 2 and March 3, 2026 at prices ranging from $66.55 to $70.20 per share, with reported weighted average prices for each trade.
The transactions were made under a Rule 10b5-1 trading plan that Bell adopted on November 26, 2025, and that plan is now completed. After these sales, Bell directly holds 47,910 shares of Encore Capital Group common stock.
Encore Capital Group director Ashwini Gupta received an equity award tied to board service. On this Form 4, Gupta reported an acquisition of 347 shares of Encore Capital Group common stock in the form of deferred stock units, valued at $68.29 per unit.
These deferred stock units were granted under Encore’s non-employee director deferred compensation plan within the 2017 Incentive Award Plan. Each unit will convert into one share of common stock upon distribution. The distribution will occur within 10 business days following the fifth anniversary of the date Gupta is no longer a member of the Board of Directors.
Ryan Bell reported proposed sales of Common stock under a Form 144. The filing lists a sale of 7,240 shares of Common stock on 03/02/2026 valued at $499,838.63 and a sale of 2,500 shares on 12/10/2025 valued at $137,500.00. The transactions are shown on a broker/agent line for Morgan Stanley Smith Barney LLC.