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Citizens & Northern (NASDAQ: CZNC) director granted 1,080 restricted shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Santiago Helen S reported acquisition or exercise transactions in this Form 4 filing.

CITIZENS & NORTHERN CORP director Helen S. Santiago received an award of 1,080 shares of Common Stock as restricted stock compensation. The shares were granted at a reference price of $23.15 per share. Following this award, she directly holds 10,947 Common Stock shares. Two additional indirect custodial holdings show 121 and 122 Common Stock shares, respectively.

Positive

  • None.

Negative

  • None.
Insider Santiago Helen S
Role null
Type Security Shares Price Value
Grant/Award Common Stock 1,080 $23.15 $25K
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 10,947 shares (Direct, null); Common Stock — 122 shares (Indirect, As Custodian)
Footnotes (1)
  1. [object Object]
Restricted stock award 1,080 shares Grant, award, or other acquisition of Common Stock
Reference share price $23.15 per share Valuation for restricted stock award
Direct holdings after award 10,947 shares Common Stock directly owned following transaction
Indirect custodial holding 1 121 shares Common Stock held indirectly as custodian
Indirect custodial holding 2 122 shares Common Stock held indirectly as custodian
Restricted Stock financial
"Award of Restricted Stock."
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
Grant, award, or other acquisition financial
"transaction_code_description": "Grant, award, or other acquisition""
Common Stock financial
""security_title": "Common Stock""
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
As Custodian financial
""nature_of_ownership": "As Custodian""
Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Santiago Helen S
(Last)(First)(Middle)
263 BRIDGE STREET HILL RD
(Street)
TOWANDA PENNSYLVANIA 18848
(City)(State)(Zip)
UNITED STATES
(Country)		2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/23/2026		6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/23/2026A(1)1,080A$23.1510,947D
Common Stock122IAs Custodian
Common Stock121IAs Custodian
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Award of Restricted Stock.
/s/ Melinda S. Kilburn for Helen S. Santiago, 3/20/25, Attorney-in-Fact04/24/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did CZNC director Helen S. Santiago report?

Helen S. Santiago reported receiving an award of 1,080 shares of CITIZENS & NORTHERN CORP Common Stock. The filing classifies this as a grant, award, or other acquisition of restricted stock used as compensation for her service as a director.

At what price was the CZNC restricted stock award valued in the Form 4?

The restricted stock award to Helen S. Santiago referenced a price of $23.15 per share. This price in the Form 4 indicates the valuation used for the 1,080-share Common Stock award, which is classified as a grant or other acquisition.

How many CZNC shares does Helen S. Santiago hold after the reported award?

After the award, Helen S. Santiago directly holds 10,947 shares of CITIZENS & NORTHERN CORP Common Stock. The Form 4 also shows two separate indirect custodial positions with 121 and 122 Common Stock shares, respectively, in addition to her direct holdings.

What does the Form 4 say about the nature of Helen S. Santiago’s CZNC award?

The Form 4 describes the transaction as a grant, award, or other acquisition of Common Stock. A footnote specifies it is an award of Restricted Stock, indicating these 1,080 shares are subject to typical restricted stock terms rather than being a market purchase.

Are there any CZNC share sales reported by Helen S. Santiago in this Form 4?

No sales are reported in this Form 4. The filing shows one acquisition transaction for 1,080 Common Stock shares as a restricted stock award, plus two entries reflecting indirect custodial holdings, but no open-market sales or other dispositions of CITIZENS & NORTHERN CORP shares.