Cavco (CVCO) EVP Schuknecht surrenders shares to cover RSU tax withholding

Rhea-AI Filing Summary

Cavco Industries executive Seth G. Schuknecht, EVP and General Counsel, reported a tax-related share disposition. On 02/13/2026, 44 shares of Cavco common stock were surrendered at $590.38 per share to cover tax withholding on the release of restricted stock units.

After this transaction, he directly beneficially owned 1,089 shares of Cavco common stock, which includes 975 shares underlying restricted stock units that have been allocated but are not yet vested or delivered.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider SCHUKNECHT SETH G

Role EVP, General Counsel

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	44	$590.38	$26K

Holdings After Transaction: Common Stock — 1,089 shares (Direct)

Footnotes (1)

1. Surrender of shares for payment of tax withholding on release of Restricted Stock Units. Includes 975 shares underlying Restricted Stock Units allocated but not yet vested or delivered.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SCHUKNECHT SETH G

(Last) (First) (Middle)

3636 N. CENTRAL AVENUE

SUITE 1200

(Street)

PHOENIX AZ 85012

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CAVCO INDUSTRIES, INC. [ CVCO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, General Counsel

3. Date of Earliest Transaction (Month/Day/Year)
02/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/13/2026		F		44(1)	D	$590.38	1,089(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Surrender of shares for payment of tax withholding on release of Restricted Stock Units.

2. Includes 975 shares underlying Restricted Stock Units allocated but not yet vested or delivered.

Remarks:

	/s/ Seth G. Schuknecht	02/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Cavco Industries (CVCO) report in this Form 4?

Cavco Industries reported that EVP and General Counsel Seth G. Schuknecht surrendered 44 shares of common stock. The shares were used to satisfy tax withholding obligations related to the release of restricted stock units, rather than an open-market sale.

What was the price per share for the Cavco (CVCO) tax-withholding disposition?

The 44 Cavco common shares were valued at $590.38 per share for the tax-withholding disposition. This price is used to calculate the value of shares surrendered to cover the executive’s tax liability on restricted stock unit release.

How many Cavco (CVCO) shares does Seth G. Schuknecht own after this transaction?

Following the transaction, Seth G. Schuknecht beneficially owned 1,089 Cavco common shares directly. This total includes 975 shares underlying restricted stock units that have been allocated but are not yet vested or delivered to him.

Was the Cavco (CVCO) insider transaction an open-market sale of shares?

No, the Cavco transaction was not an open-market sale. The Form 4 shows a code “F” transaction, meaning 44 shares were surrendered solely to cover tax withholding on the release of restricted stock units granted to the executive.

What does transaction code “F” mean in the Cavco (CVCO) Form 4 filing?

Transaction code “F” indicates a tax-withholding disposition. In this Cavco filing, 44 shares of common stock were delivered to satisfy tax liabilities arising from the release of restricted stock units, instead of being sold on the open market.

How are restricted stock units reflected in Seth G. Schuknecht’s Cavco (CVCO) holdings?

The filing notes his 1,089 beneficially owned shares include 975 underlying restricted stock units. These units are allocated but have not yet vested or been delivered, so they represent future share delivery contingent on vesting conditions.